Company profile

The Bank of Iwate,Ltd.

EDINET
E03543
Securities
8345
Industry
Banks
Latest annual securities report
2026-06-18 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 27% 5-year trend Improving
Financial strength Average Based on Equity ratio Current Top 50% 5-year trend Deteriorating
Growth Above average Current Top 44% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥12.85 billion, up 31.4% year over year. Net income was ¥8.92 billion, up 27.9% year over year. ROE was 4.6%; equity ratio was 4.9%; free cash flow was ¥72.24 billion.

Revenue ¥12.85B up 31.4% year over year
Operating income —
Net income ¥8.92B up 27.9% year over year
Total assets¥3.91T
Total equity—
Operating cash flow¥22.57B
Free cash flow¥72.24B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 75%

Financial strength Average
Based on Equity ratio

Equity ratio Top 51%

Growth Above average

Revenue growth Bottom 54% / 3-year revenue CAGR Top 37%

Profitability Industry position history Improving
2026 Bottom 27% 2025 Bottom 29% 2024 Bottom 14% 2023 Bottom 29% 2022 Bottom 12%
Financial strength Industry position history Deteriorating
2026 Top 50% 2025 Top 39% 2024 Top 43% 2023 Top 37% 2022 Top 31%
Growth Industry position history Broadly stable
2026 Top 44% 2025 Top 43% 2024 Bottom 44% 2023 Bottom 37% 2022 Top 36%
Profitability ROE 4.6% Industry median 5.6% Bottom 75% Comparison sample 83
Financial strength Equity ratio 4.9% Industry median 4.9% Top 51% Comparison sample 83
Growth Revenue growth +31.4% Industry median +32.7% Bottom 54% Comparison sample 83
Growth 3-year revenue CAGR +25.8% Industry median +21.3% Top 37% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 12851000000 12851000000 8919000000 8919000000 12738000000 3913713000000 3718962000000 194750000000 192650000000 194750000000 22572000000 49671000000 -2677000000 72243000000 387606000000 129.4 12.31 1592.914 29465382288.404 2820.16 18497786 0.0497609303 0.049 0.0457971759 0.0022789101 1.0 0.6940315929 1.7564391876 5.6215858688 0.31400818 0.31400818 0.2785263761 0.029169659 0.0546523844 1.1480830294 1.547097698 -0.6741713571 1.2970298251 0.2187373247 -0.6819544807 0.0 0.0058953574 1365
FY2025 Consolidated Japanese GAAP 9780000000 9780000000 6976000000 6976000000 -13234000000 3802787000000 3618129000000 184658000000 186377000000 184658000000 -152428000000 -90790000000 -1599000000 -243218000000 318039000000 406.86 7.75 3153.1650 58326571392.6900 10733.37 18497786 0.0485585966 0.048 0.0377779463 0.0018344441 1.0 0.7132924335 -15.5856850716 -24.8689161554 0.4061826024 0.4061826024 0.6511242604 -0.0322699922 -0.0740989591 -3.490572708 -0.9308394122 0.2974516696 -2.0039893781 -0.4349569518 0.65417141 0.0 -0.0065885798 1357
FY2024 Consolidated Japanese GAAP 6955000000 6955000000 4225000000 4225000000 16404000000 3929595000000 3730159000000 199436000000 180791000000 199436000000 -33944000000 -47021000000 -2276000000 -80965000000 562858000000 245.96 10.46 2572.7416 47590023550.0976 11673.6 18497786 0.050752304 0.05 0.021184741 0.0010751744 1.0 0.6074766355 -4.8805176132 -11.6412652768 0.0771256001 0.0771256001 -0.2148299573 0.0286537069 0.0767054657 0.6961145927 -1.7985225439 -0.3579952267 -0.5329925211 -0.1288362929 -0.207475431 0.0 -0.0179726815 1366
FY2023 Consolidated Japanese GAAP 6457000000 6457000000 5381000000 5381000000 -6735000000 3820134000000 3634906000000 185228000000 178780000000 185228000000 -111700000000 58885000000 -1676000000 -52815000000 646099000000 310.35 6.84 2122.7940 39266989134.0840 10664.54 18497786 0.0484873044 0.048 0.0290506835 0.0014085893 1.0 0.8333591451 -17.2990552888 -8.1794951216 -0.16876931 -0.16876931 0.3041686864 -0.0255406529 -0.0430658594 -3.5836147477 1.6066843736 -0.0709265176 -1.8023669178 -0.0777800457 0.3155440634 0.0 -0.0695652174 1391
FY2022 Consolidated Japanese GAAP 7768000000 7768000000 4126000000 4126000000 -6577000000 3920260000000 3726695000000 193564000000 174908000000 193564000000 43234000000 22590000000 -1565000000 65824000000 700591000000 235.91 7.83 1847.1753 34168653403.8858 11166.79 18497786 0.0493752965 0.049 0.0213159472 0.0010524812 1.0 0.5311534501 5.565653965 8.473738414 0.2618583496 0.2618583496 0.4247237569 0.0206453487 -0.0400087288 -0.8198718429 -0.1834152689 -0.3341858483 -0.7540962784 0.1010042117 0.4328838678 0.0 -0.0151515152 1495
FY2021 Consolidated Japanese GAAP 6156000000 6156000000 2896000000 2896000000 15271000000 3840962000000 3639331000000 201631000000 172312000000 201631000000 240018000000 27664000000 -1173000000 267682000000 636320000000 164.64 14.51 2388.9264 44189849316.9504 11445.57 18497786 0.0524949218 0.052 0.0143628708 0.0007539778 1.0 0.4704353476 38.9892787524 43.4831059129 0.1571428571 0.1571428571 -0.2346723044 0.1019713749 0.075617745 13.0703042494 24.9515151515 0.5337837838 13.7225285171 0.7207557783 -0.2251870676 0.0 -0.0142857143 1518
FY2020 Consolidated Japanese GAAP 5320000000 5320000000 3784000000 3784000000 -11286000000 3485537000000 3298081000000 187456000000 170539000000 187456000000 -19885000000 -1155000000 -2516000000 -21040000000 369791000000 212.49 12.6 2677.374 49525491293.964 10644.26 18497786 0.053781096 0.053 0.0201860703 0.001085629 1.0 0.7112781955 -3.7377819549 -3.954887218 -0.1594248696 -0.1594248696 -0.0960344004 -0.006805398 -0.0671231786 0.727442192 -1.0163743851 0.803376055 -7.694214876 -0.0598454224 -0.090796286 0.0 -0.0159744409 1540
FY2019 Consolidated Japanese GAAP 6329000000 6329000000 4186000000 4186000000 -1221000000 3509420000000 3308475000000 200944000000 168973000000 200944000000 -72957000000 70537000000 -12796000000 -2420000000 393330000000 233.71 13.99 3269.6029 60480414749.1794 11204.8 18497786 0.0572584644 0.057 0.0208316745 0.0011927897 1.0 0.6613999052 -11.5274134934 -0.3823668826 -0.2359048654 -0.2359048654 -0.2420785805 -0.0133298396 -0.0119678628 -0.3027570444 0.784256191 -7.0075093867 0.8530572591 -0.0371971429 -0.2428974052 -0.0194235589 1565
FY2018 Consolidated Japanese GAAP 8283000000 8283000000 5523000000 5523000000 6158000000 3556832000000 3353453000000 203378000000 166004000000 203378000000 -56002000000 39533000000 -1598000000 -16469000000 408526000000 308.69 13.63 4207.4447 11346.27 0.057179535 0.057 0.0271563296 0.0015527863 1.0 0.6667873959 -6.7610769045 -1.9882892672 0.0463617989 0.0463617989 -0.4559692671 0.0012256234 0.0256697329 -1.4642806808 2.1351902369 0.863942103 -1.1919553359 -0.0423226593 -0.4565221219 -0.0043668122 1596
FY2017 Consolidated Japanese GAAP 7916000000 7916000000 10152000000 10152000000 5147000000 3552478000000 3354189000000 198288000000 161439000000 198288000000 120621000000 -34825000000 -11745000000 85796000000 426580000000 567.99 8.3 4714.317 11075.21 0.0558168129 0.055 0.0511982571 0.0028577235 1.0 1.2824658919 15.2376200101 10.8383021728 -0.2923929561 -0.2923929561 0.4284508231 0.0108500953 0.026882862 1.7066307641 -1.6084776265 -5.6281038375 -0.157193658 0.2101079673 0.4190526158 0.0875169607 1603

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp