Company profile

THE TOHOKU BANK,LTD.

EDINET
E03544
Securities
8349
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML

Industry position

Banks

View details
Profitability Below average Based on ROE Current Bottom 40% 5-year trend Broadly stable
Financial strength Weak Based on Equity ratio Current Bottom 11% 5-year trend Deteriorating
Growth Weak Current Bottom 24% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥2.52 billion, up 27.8% year over year. Net income was ¥1.69 billion, up 58.4% year over year. ROE was 5.1%; equity ratio was 3.3%; free cash flow was ¥5.44 billion.

Revenue ¥2.52B up 27.8% year over year
Operating income —
Net income ¥1.69B up 58.4% year over year
Total assets¥1.02T
Total equity—
Operating cash flow¥5.49B
Free cash flow¥5.44B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Below average
Based on ROE

ROE Bottom 62%

Financial strength Weak
Based on Equity ratio

Equity ratio Bottom 91%

Growth Weak

Revenue growth Bottom 63% / 3-year revenue CAGR Bottom 94%

Profitability Industry position history Broadly stable
2026 Bottom 40% 2025 Bottom 14% 2024 Bottom 50% 2023 Top 36% 2022 Bottom 48%
Financial strength Industry position history Deteriorating
2026 Bottom 11% 2025 Bottom 16% 2024 Bottom 20% 2023 Bottom 25% 2022 Bottom 22%
Growth Industry position history Deteriorating
2026 Bottom 24% 2025 Bottom 13% 2024 Bottom 34% 2023 Top 20% 2022 Top 31%
Profitability ROE 5.1% Industry median 5.6% Bottom 62% Comparison sample 83
Financial strength Equity ratio 3.3% Industry median 4.9% Bottom 91% Comparison sample 83
Growth Revenue growth +27.8% Industry median +32.7% Bottom 63% Comparison sample 83
Growth 3-year revenue CAGR +0.2% Industry median +21.3% Bottom 94% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 2523000000 2523000000 1693000000 1693000000 -1402000000 1024432000000 990934000000 33497000000 42270000000 33497000000 5493000000 -56000000 -485000000 5437000000 67349000000 176.63 8.05 1421.8715 19209431355.7545 2482.61 13509963 0.0326981195 0.0326 0.0505418396 0.0016526231 1.0 0.6710265557 2.1771700357 2.154974237 0.2781155015 0.2781155015 0.5837231057 0.0146779013 -0.0531151063 1.3641124221 0.9874185576 0.0917602996 1.2782924707 0.0793454918 0.5689287618 0.0 -0.0053285968 560
FY2025 Consolidated Japanese GAAP 1974000000 1974000000 1069000000 1069000000 -3535000000 1009613000000 974237000000 35376000000 41052000000 35376000000 -15086000000 -4451000000 -534000000 -19537000000 62398000000 112.58 9.84 1107.7872 14966164083.8736 2684.57 13509963 0.0350391685 0.035 0.030218227 0.0010588215 1.0 0.5415400203 -7.6423505572 -9.8971631206 -0.0810055866 -0.0810055866 -0.2231104651 -0.0030443489 -0.1029971094 -1.2518110499 0.7689712447 -0.1194968553 -1.4806859561 -0.2433946478 -0.2219765031 0.0 0.0071556351 563
FY2024 Consolidated Japanese GAAP 2148000000 2148000000 1376000000 1376000000 1168000000 1012696000000 973258000000 39438000000 40519000000 39438000000 59910000000 -19266000000 -477000000 40644000000 82471000000 144.7 8.76 1267.572 17124850819.836 3099.69 13509963 0.0389435724 0.0389 0.0348902074 0.0013587493 1.0 0.6405959032 27.8910614525 18.9217877095 -0.1425149701 -0.1425149701 -0.0982961992 0.0460298327 0.0179912754 1.5402212824 -0.7085846045 -0.0042105263 1.3326703499 0.9494846823 -0.1001243781 0.0 -0.0141093474 559
FY2023 Consolidated Japanese GAAP 2505000000 2505000000 1526000000 1526000000 -714000000 968133000000 929392000000 38741000000 39602000000 38741000000 -110899000000 -11276000000 -475000000 -122175000000 42304000000 160.8 6.11 982.488 13273376527.944 3028.0 13509963 0.0400161961 0.04 0.0393897938 0.0015762297 1.0 0.6091816367 -44.2710578842 -48.7724550898 0.1827195467 0.1827195467 0.1413612565 -0.0572964288 -0.0296069935 -11.0243152852 -11.3100436681 -0.0021097046 -13.0405045826 -0.7435437329 0.1397788489 0.0 -0.0486577181 567
FY2022 Consolidated Japanese GAAP 2118000000 2118000000 1337000000 1337000000 321000000 1026975000000 987051000000 39923000000 38225000000 39923000000 11063000000 -916000000 -474000000 10147000000 164956000000 141.08 7.21 1017.1868 13742156032.0884 3154.96 13509963 0.038874364 0.0388 0.0334894672 0.0013018817 1.0 0.6312559018 5.2233238905 4.7908404155 0.2151462995 0.2151462995 0.1636205396 0.0053430339 -0.0044139651 -0.9133496248 0.7035598706 0.0 -0.9185529442 0.0622858762 0.162683369 0.0 -0.0016750419 596
FY2021 Consolidated Japanese GAAP 1743000000 1743000000 1149000000 1149000000 2589000000 1021517000000 981417000000 40100000000 37215000000 40100000000 127674000000 -3090000000 -474000000 124584000000 155284000000 121.34 9.41 1141.8094 15425802747.0522 3175.82 13509963 0.0392553428 0.0392 0.0286533666 0.0011247977 1.0 0.6592082616 73.2495697074 71.4767641997 0.0900562852 0.0900562852 0.0342034203 0.1788416732 0.0559022566 40.5397956024 0.8617325935 0.0 5.870938734 3.981042502 0.0344416027 0.0 -0.0213114754 597
FY2020 Consolidated Japanese GAAP 1599000000 1599000000 1111000000 1111000000 -616000000 866543000000 828565000000 37977000000 36533000000 37977000000 -3229000000 -22348000000 -474000000 -25577000000 31175000000 117.3 7.44 872.712 11790306829.656 2954.08 13509963 0.043825869 0.0438 0.0292545488 0.001282106 1.0 0.6948092558 -2.0193871169 -15.9956222639 0.2443579767 0.2443579767 0.2235682819 0.0035240301 -0.027950549 0.7394707116 -1.9327601319 0.0062893082 -3.211586684 -0.4552396596 0.2228940784 0.0 -0.0317460317 610
FY2019 Consolidated Japanese GAAP 1285000000 1285000000 908000000 908000000 1309000000 863500000000 824430000000 39069000000 35896000000 39069000000 -12394000000 23959000000 -477000000 11565000000 57227000000 95.92 10.94 1049.3648 14176879621.5024 3069.14 13509963 0.0452449334 0.0452 0.0232409327 0.0010515345 1.0 0.706614786 -9.6451361868 9.0 0.3343717549 0.3343717549 0.4692556634 0.0066730708 0.0217323082 0.6322255193 -0.6333124168 0.0144628099 -0.634470116 0.2402904205 0.484370164 -0.0015847861 630
FY2018 Consolidated Japanese GAAP 963000000 963000000 618000000 618000000 703000000 857776000000 819537000000 38238000000 35462000000 38238000000 -33700000000 65339000000 -484000000 31639000000 46140000000 64.62 22.17 1432.6254 2980.69 0.0445780717 0.0445 0.0161619332 0.0007204678 1.0 0.6417445483 -34.994807892 32.8546209761 -0.5916030534 -0.5916030534 -0.6358279316 0.0046203523 0.0057867326 -3.0695568168 6.9323782931 0.5314617619 720.0681818182 2.0790790791 2.6303370787 -0.015600624 631
FY2017 Consolidated Japanese GAAP 2358000000 2358000000 1697000000 1697000000 -914000000 853831000000 815813000000 38018000000 35309000000 38018000000 -8281000000 8237000000 -1033000000 -44000000 14985000000 17.8 8.65 153.970 295.68 0.0445263758 0.0445 0.044636751 0.0019875128 1.0 0.719677693 -3.5118744699 -0.0186598813 -0.1617490224 -0.1617490224 -0.1105870021 0.0151566492 -0.0487414302 -1.3110001127 1.314485339 -1.1038696538 -1.1011494253 -0.0673430012 -0.1086629945 -0.0346385542 641

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp