Company profile

The Yamagata Bank, Ltd.

EDINET
E03549
Securities
8344
Industry
Banks
Latest annual securities report
2026-06-18 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-09 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 25% 5-year trend Broadly stable
Financial strength Below average Based on Equity ratio Current Bottom 39% 5-year trend Broadly stable
Growth Average Current Top 46% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥9.05 billion, up 39.1% year over year. Net income was ¥6.53 billion, up 48.0% year over year. ROE was 4.3%; equity ratio was 4.6%; free cash flow was -¥11.38 billion.

Revenue ¥9.05B up 39.1% year over year
Operating income —
Net income ¥6.53B up 48.0% year over year
Total assets¥3.28T
Total equity—
Operating cash flow¥26.45B
Free cash flow-¥11.38B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 78%

Financial strength Below average
Based on Equity ratio

Equity ratio Bottom 63%

Growth Average

Revenue growth Top 32% / 3-year revenue CAGR Bottom 64%

Profitability Industry position history Broadly stable
2026 Bottom 25% 2025 Bottom 16% 2024 Bottom 8% 2023 Bottom 24% 2022 Bottom 16%
Financial strength Industry position history Broadly stable
2026 Bottom 39% 2025 Bottom 39% 2024 Bottom 41% 2023 Bottom 38% 2022 Bottom 44%
Growth Industry position history Improving
2026 Top 46% 2025 Top 39% 2024 Bottom 9% 2023 Bottom 48% 2022 Bottom 36%
Profitability ROE 4.3% Industry median 5.6% Bottom 78% Comparison sample 83
Financial strength Equity ratio 4.6% Industry median 4.9% Bottom 63% Comparison sample 83
Growth Revenue growth +39.1% Industry median +32.7% Top 32% Comparison sample 83
Growth 3-year revenue CAGR +17.8% Industry median +21.3% Bottom 64% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 9046000000 9046000000 6528000000 6528000000 17882000000 3276712000000 3126086000000 150626000000 156949000000 150626000000 26449000000 -37832000000 -3479000000 -11383000000 186286000000 207.86 11.37 2363.3682 76138541718.5430 4852.0 32216115 0.0459686417 0.046 0.0433391314 0.001992241 1.0 0.7216449259 2.9238337387 -1.2583462304 0.390622598 0.390622598 0.4796010879 0.0355411123 0.1075278305 1.6185743019 -1.6640338406 -1.1239316239 -1.8007738305 -0.073885895 0.504378664 0.0 0.0025531915 1178
FY2025 Consolidated Japanese GAAP 6505000000 6505000000 4412000000 4412000000 -6180000000 3164251000000 3028249000000 136002000000 153680000000 136002000000 -42758000000 56973000000 -1638000000 14215000000 201148000000 138.17 10.21 1410.7157 45447779223.5055 4295.28 32216115 0.0429807876 0.043 0.0324406994 0.0013943268 1.0 0.6782475019 -6.5730976172 2.1852421214 0.7291334397 0.7291334397 1.1211538462 0.0056843355 -0.0542609784 0.7058313611 -0.3951589787 -0.456 1.2778700862 0.0666793938 1.1247116715 -0.0087349231 0.0 1175
FY2024 Consolidated Japanese GAAP 3762000000 3762000000 2080000000 2080000000 11201000000 3146366000000 3002560000000 143805000000 150862000000 143805000000 -145352000000 94195000000 -1125000000 -51157000000 188574000000 65.03 18.13 1178.9939 38317301750.0000 4489.44 32500000 0.0457051087 0.046 0.0144640312 0.0006610801 1.0 0.552897395 -38.6368952685 -13.5983519405 -0.3205707062 -0.3205707062 -0.3944687045 0.0006061454 0.0753464095 0.6902870585 0.2488233656 0.0671641791 0.8701219899 -0.2170544567 -0.3945065177 0.0 -0.0329218107 1175
FY2023 Consolidated Japanese GAAP 5537000000 5537000000 3435000000 3435000000 -20713000000 3144460000000 3010730000000 133729000000 150288000000 133729000000 -469312000000 75427000000 -1206000000 -393885000000 240852000000 107.4 9.43 1012.782 32915415000.000 4174.44 32500000 0.0425284469 0.042 0.025686276 0.0010923974 1.0 0.6203720426 -84.7592559148 -71.1368972368 0.0087447623 0.0087447623 0.0108887581 -0.1113207505 -0.1407137533 -2.0423804669 1.3874409287 0.21484375 -2.5413166061 -0.6212661572 0.0242227732 0.0 -0.0334128878 1215
FY2022 Consolidated Japanese GAAP 5489000000 5489000000 3398000000 3398000000 -4604000000 3538352000000 3382723000000 155628000000 148002000000 155628000000 450231000000 -194680000000 -1536000000 255551000000 635940000000 104.86 8.27 867.1922 28183746500.0000 4861.13 32500000 0.0439831877 0.044 0.0218341173 0.0009603341 1.0 0.6190562944 82.0242302787 46.5569320459 0.1345597354 0.1345597354 0.1914446003 0.1308367487 -0.0382171903 0.0227943398 -0.464464103 -0.5657492355 -0.1682934053 0.6650825943 0.1984 -0.0441176471 -0.0330769231 1257
FY2021 Consolidated Japanese GAAP 4838000000 4838000000 2852000000 2852000000 15056000000 3128968000000 2967155000000 161812000000 146220000000 161812000000 440197000000 -132936000000 -981000000 307261000000 381927000000 87.5 12.98 1135.750 38615500000.000 4957.12 34000000 0.0517141754 0.052 0.0176253924 0.0009114826 1.0 0.5894997933 90.9873914841 63.5099214551 0.0440224428 0.0440224428 0.1241623965 0.1793545634 0.0955005213 3.4004738389 -0.3747970422 0.9193389245 91.0218628332 4.0486721569 0.1238119702 0.0 -0.0053557766 1300
FY2020 Consolidated Japanese GAAP 4634000000 4634000000 2537000000 2537000000 -7997000000 2653119000000 2505412000000 147706000000 144179000000 147706000000 100034000000 -96695000000 -12162000000 3339000000 75649000000 77.86 17.2 1339.192 45532528000.000 4526.62 34000000 0.0556725876 0.056 0.0171760118 0.000956233 1.0 0.5474751834 21.5869659042 0.7205438066 -0.2227440456 -0.2227440456 -0.3689054726 0.029545825 -0.0577630916 3.147527962 -2.7442951204 -9.612565445 -0.6228823131 -0.1044488114 -0.3688391699 0.0 -0.0396767083 1307
FY2019 Consolidated Japanese GAAP 5962000000 5962000000 4020000000 4020000000 464000000 2576980000000 2420219000000 156761000000 142711000000 156761000000 -46581000000 55435000000 -1146000000 8854000000 84472000000 123.36 15.97 1970.0592 66982012800.0000 4804.85 34000000 0.0608312831 0.061 0.0256441334 0.0015599655 1.0 0.6742703791 -7.8129822207 1.4850721234 -0.1647520314 -0.1647520314 -0.1940657578 -0.0157357461 -0.0043254024 0.1070620711 3.8661909932 0.0017421603 1.1238200456 0.1004116513 -0.1939362258 -0.007293946 1361
FY2018 Consolidated Japanese GAAP 7138000000 7138000000 4988000000 4988000000 5077000000 2618179000000 2460737000000 157442000000 139769000000 157442000000 -52166000000 -19341000000 -1148000000 -71507000000 76764000000 153.04 15.38 2353.7552 4825.85 0.0601341619 0.06 0.0316815081 0.0019051409 1.0 0.6987951807 -7.3082095825 -10.0177920986 -0.1169120376 -0.1169120376 -0.0886168463 0.0020648473 0.0255872429 -2.4531728787 -2.2902601734 0.7295641932 -2.4051839333 -0.4862535136 3.5615499255 -0.0248933144 1371
FY2017 Consolidated Japanese GAAP 8083000000 8083000000 5473000000 5473000000 1814000000 2612784000000 2459270000000 153514000000 135906000000 153514000000 35898000000 14990000000 -4245000000 50888000000 149420000000 33.55 14.46 485.1330 941.02 0.0587549526 0.059 0.0356514715 0.0020947005 1.0 0.6771000866 4.4411728319 6.2956822962 -0.2478831302 -0.2478831302 -0.1848376527 0.0435807885 -0.0155825168 1.7786815904 -0.7951318181 -3.2878787879 0.880005911 0.4538413637 -0.1833008763 0.0151624549 1406

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp