Company profile

Tsukuba Bank, Ltd.

EDINET
E03552
Securities
8338
Industry
Banks
Latest annual securities report
2026-06-18 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-25 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 40% 5-year trend Broadly stable
Financial strength Weak Based on Equity ratio Current Bottom 19% 5-year trend Broadly stable
Growth Very strong Current Top 5% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥7.46 billion, up 66.6% year over year. Net income was ¥6.67 billion, up 62.6% year over year. ROE was 6.3%; equity ratio was 3.7%; free cash flow was -¥141.8 billion.

Revenue ¥7.46B up 66.6% year over year
Operating income —
Net income ¥6.67B up 62.6% year over year
Total assets¥2.84T
Total equity—
Operating cash flow-¥139.59B
Free cash flow-¥141.8B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 41%

Financial strength Weak
Based on Equity ratio

Equity ratio Bottom 84%

Growth Very strong

Revenue growth Top 8% / 3-year revenue CAGR Top 6%

Profitability Industry position history Broadly stable
2026 Top 40% 2025 Bottom 47% 2024 Bottom 19% 2023 Bottom 18% 2022 Top 39%
Financial strength Industry position history Broadly stable
2026 Bottom 19% 2025 Bottom 11% 2024 Bottom 13% 2023 Bottom 13% 2022 Bottom 12%
Growth Industry position history Broadly stable
2026 Top 5% 2025 Top 50% 2024 Top 45% 2023 Bottom 6% 2022 Top 5%
Profitability ROE 6.3% Industry median 5.6% Top 41% Comparison sample 83
Financial strength Equity ratio 3.7% Industry median 4.9% Bottom 84% Comparison sample 83
Growth Revenue growth +66.6% Industry median +32.7% Top 8% Comparison sample 83
Growth 3-year revenue CAGR +61.8% Industry median +21.3% Top 6% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 7457000000 7457000000 6670000000 6670000000 14506000000 2835644000000 2729793000000 105850000000 127615000000 105850000000 -139590000000 -2209000000 -416000000 -141799000000 161327000000 79.97 7.1 567.787 39745090000.000 858.75 70000000 0.0373283811 0.0373 0.0630136986 0.0023521994 1.0 0.8944615797 -18.719324125 -19.0155558536 0.6659964254 0.6659964254 0.6256397758 -0.0187668822 0.1537413483 -5.0593827321 0.8539986781 0.0071599045 -2.7152251945 -0.4685183599 0.6061458124 0.0 -0.0255220418 1260
FY2025 Consolidated Japanese GAAP 4476000000 4476000000 4103000000 4103000000 -4990000000 2889878000000 2798133000000 91745000000 121345000000 91745000000 -23037000000 -15130000000 -419000000 -38167000000 303542000000 49.79 5.04 250.9416 17565912000.0000 689.06 70000000 0.0317470149 0.0317 0.0447217832 0.0014197831 1.0 0.9166666667 -5.1467828418 -8.5270330652 0.8143494122 0.8143494122 0.8692482916 0.0125377791 -0.0555772873 -4.2035878181 -1.8203654503 0.0969827586 -2.4889209643 -0.1127875369 0.8732129421 0.0 -0.0314606742 1293
FY2024 Consolidated Japanese GAAP 2467000000 2467000000 2195000000 2195000000 6581000000 2854094000000 2756950000000 97144000000 117650000000 97144000000 7191000000 18443000000 -464000000 25634000000 342130000000 26.58 11.36 301.9488 21136416000.0000 754.86 70000000 0.0340367206 0.034 0.0225953224 0.0007690707 1.0 0.8897446291 2.9148763681 10.3907580057 0.4001135074 0.4001135074 0.0477326969 0.0313365667 0.0673405483 1.0274536903 -0.6893391952 -0.0765661253 1.1265470343 0.0794140567 0.0485207101 0.0 -0.0198237885 1335
FY2023 Consolidated Japanese GAAP 1762000000 1762000000 2095000000 2095000000 -12664000000 2767374000000 2676358000000 91015000000 115895000000 91015000000 -261932000000 59367000000 -431000000 -202565000000 316959000000 25.35 8.4 212.940 14905800000.000 678.94 70000000 0.0328885796 0.0328 0.0230181838 0.0007570354 1.0 1.1889897843 -148.6560726447 -114.9631101022 -0.6612189963 -0.6612189963 -0.5050791401 -0.0654009351 -0.1256712489 -2.1906162357 2.7126907654 -0.016509434 -2.0929726871 -0.390411881 -0.5058479532 0.0 -0.0415200563 1362
FY2022 Consolidated Japanese GAAP 5201000000 5201000000 4233000000 4233000000 -7798000000 2961028000000 2856931000000 104097000000 114216000000 104097000000 219997000000 -34663000000 -424000000 185334000000 519956000000 51.3 3.95 202.635 14184450000.000 837.32 70000000 0.0351556959 0.0351 0.0406639961 0.0014295711 1.0 0.8138819458 42.2989809652 35.6343010959 1.1082286178 1.1082286178 1.4051136364 0.0973212052 -0.0731279494 0.2630294749 -0.1197506138 -0.0192307692 0.2939969 0.5518989986 1.4050632911 0.0 -0.0313565099 1421
FY2021 Consolidated Japanese GAAP 2467000000 2467000000 1760000000 1760000000 7423000000 2698415000000 2586104000000 112310000000 110408000000 112310000000 174182000000 -30956000000 -416000000 143226000000 335045000000 21.33 8.62 183.8646 12870522000.0000 936.75 70000000 0.0416207292 0.0416 0.0156709109 0.0006522347 1.0 0.7134171058 70.6047831374 58.056749088 -0.0626899696 -0.0626899696 0.4390842191 0.1339550497 0.0665413141 4.2150543589 -2.0268692364 -0.0097087379 6.9600516 0.7428837471 0.4441435342 0.0 -0.0386631717 1467
FY2020 Consolidated Japanese GAAP 2632000000 2632000000 1223000000 1223000000 -4744000000 2379649000000 2274345000000 105303000000 108981000000 105303000000 -54177000000 30146000000 -412000000 -24031000000 192236000000 14.77 11.5 169.855 11889850000.000 851.79 70000000 0.0442514841 0.0442 0.0116141041 0.0005139413 1.0 0.4646656535 -20.5839665653 -9.1303191489 0.3192982456 0.3192982456 0.1292705448 -0.0091512962 -0.0466865834 -0.3701820941 -0.7050755263 0.0506912442 -1.3834162997 -0.1128074248 0.1249047982 0.0 -0.0504044804 1526
FY2019 Consolidated Japanese GAAP 1995000000 1995000000 1083000000 1083000000 1446000000 2401627000000 2291167000000 110460000000 108171000000 110460000000 -39540000000 102216000000 -434000000 62676000000 216679000000 13.13 14.69 192.8797 13501579000.0000 914.31 70000000 0.04599382 0.0459 0.0098044541 0.0004509443 1.0 0.5428571429 -19.8195488722 31.4165413534 -0.5955807825 -0.5955807825 -0.6433980902 -0.0076675988 0.009237179 -1.4589189754 10.9056110088 0.0398230088 -0.1735759494 0.4030160971 -0.6406677614 -0.0319277108 1607
FY2018 Consolidated Japanese GAAP 4933000000 4933000000 3037000000 3037000000 4223000000 2420184000000 2310734000000 109449000000 107521000000 109449000000 86159000000 -10319000000 -452000000 75840000000 154438000000 36.54 9.57 349.6878 901.77 0.045223421 0.0452 0.0277480836 0.0012548633 1.0 0.6156497061 17.4658422866 15.3740117576 -0.1365307194 -0.1365307194 -0.17941097 0.018252685 0.0356936703 15.5416033755 -1.8411999674 0.8285930982 10.9583727531 0.9536748893 -0.1766561514 -0.0089552239 1660
FY2017 Consolidated Japanese GAAP 5713000000 5713000000 3701000000 3701000000 -1231000000 2376801000000 2271123000000 105677000000 104935000000 105677000000 -5925000000 12267000000 -2637000000 6342000000 79050000000 44.38 7.02 311.5476 855.83 0.0444618628 0.0444 0.0350218117 0.001557135 1.0 0.6478207597 -1.0371083494 1.1100997724 -0.3295387865 -0.3295387865 -0.4274443069 0.0257715941 -0.0353096901 0.05002405 0.7760243232 -0.6378881988 8.4656716418 0.0491459514 -0.4248315189 -0.0088757396 1675

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp