Company profile

The Gunma Bank, Ltd.

EDINET
E03554
Securities
8334
Industry
Banks
Latest annual securities report
2026-06-12 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-11 Shelf Registration Supplement PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Very strong Based on ROE Current Top 8% 5-year trend Broadly stable
Financial strength Strong Based on Equity ratio Current Top 21% 5-year trend Improving
Growth Above average Current Top 32% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥84.89 billion, up 36.8% year over year. Net income was ¥58.86 billion, up 34.1% year over year. ROE was 9.5%; equity ratio was 5.7%; free cash flow was ¥85.93 billion.

Revenue ¥84.89B up 36.8% year over year
Operating income —
Net income ¥58.86B up 34.1% year over year
Total assets¥10.86T
Total equity—
Operating cash flow-¥167.92B
Free cash flow¥85.93B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Very strong
Based on ROE

ROE Top 9%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 22%

Growth Above average

Revenue growth Top 38% / 3-year revenue CAGR Top 28%

Profitability Industry position history Broadly stable
2026 Top 8% 2025 Top 10% 2024 Top 13% 2023 Top 15% 2022 Top 16%
Financial strength Industry position history Improving
2026 Top 21% 2025 Top 21% 2024 Top 32% 2023 Top 33% 2022 Top 37%
Growth Industry position history Broadly stable
2026 Top 32% 2025 Top 30% 2024 Top 22% 2023 Bottom 49% 2022 Top 32%
Profitability ROE 9.5% Industry median 5.6% Top 9% Comparison sample 83
Financial strength Equity ratio 5.7% Industry median 4.9% Top 22% Comparison sample 83
Growth Revenue growth +36.8% Industry median +32.7% Top 38% Comparison sample 83
Growth 3-year revenue CAGR +30.4% Industry median +21.3% Top 28% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 84886000000 84886000000 58863000000 58863000000 83188000000 10855923000000 10236601000000 619321000000 568081000000 619321000000 -167915000000 253843000000 -6747000000 85928000000 1335234000000 154.87 13.31 2061.3197 816052098247.1869 1636.25 395888177 0.0570491335 0.057 0.0950444115 0.0054222013 1.0 0.6934359023 -1.9781236011 1.0122752869 0.3684889326 0.3684889326 0.3408428246 0.028298198 0.1001604087 0.7187871581 3.6189384428 0.7910822109 1.1584940045 0.063038691 0.360657178 -0.0246373276 -0.0095661086 2899
FY2025 Consolidated Japanese GAAP 62029000000 62029000000 43900000000 43900000000 12165000000 10557174000000 9994237000000 562937000000 535769000000 562937000000 -597110000000 54957000000 -32295000000 -542153000000 1256054000000 113.82 10.81 1230.3942 499402458829.3734 1472.16 405888177 0.0533226979 0.0533 0.0779838597 0.0041583098 1.0 0.7077334795 -9.6263038256 -8.7403150139 0.4165753174 0.4165753174 0.4104417671 -0.0241300369 -0.01772481 -0.513494743 -0.8662853222 -1.0274342394 -33.901626411 -0.3138202997 0.4512303965 -0.0469606838 -0.0187730473 2927
FY2024 Consolidated Japanese GAAP 43788000000 43788000000 31125000000 31125000000 73225000000 10818218000000 10245122000000 573095000000 514053000000 573095000000 -394524000000 411002000000 -15929000000 16478000000 1830503000000 78.43 11.19 877.6317 373772964790.4109 1460.16 425888177 0.0529749909 0.0529 0.0543103674 0.0028770912 1.0 0.7108111811 -9.0098657166 0.3763131452 0.1428124021 0.1428124021 0.11427344 0.0146232989 0.1110583354 0.3987436106 3.6806984131 -0.9748326308 1.0203561524 0.0003000075 0.1501686464 0.0 -0.0254818687 2983
FY2023 Consolidated Japanese GAAP 38316000000 38316000000 27933000000 27933000000 -5377000000 10662300000000 10146489000000 515810000000 498439000000 515810000000 -656166000000 -153319000000 -8066000000 -809485000000 1829954000000 68.19 6.49 442.5531 188478132984.6987 1268.77 425888177 0.0483769918 0.0483 0.0541536612 0.0026197912 1.0 0.7290165988 -17.1251174444 -21.1265528761 -0.0203267623 -0.0203267623 0.0566273264 -0.0436145938 -0.0254054749 -2.4277265725 -0.1996134797 0.1309126172 -3.4398172288 -0.308800811 0.0767408811 0.0 -0.0291785601 3061
FY2022 Consolidated Japanese GAAP 39111000000 39111000000 26436000000 26436000000 -9504000000 11148539000000 10619283000000 529256000000 478181000000 529256000000 459588000000 -127807000000 -9281000000 331781000000 2647506000000 63.33 5.58 353.3814 150500960231.7078 1288.78 425888177 0.0474731263 0.0474 0.0499493629 0.0023712524 1.0 0.6759223748 11.7508629286 8.4830610314 0.9475649836 0.9475649836 0.9580771795 0.050187947 -0.034368255 -0.7687229358 0.7435494583 -0.7982949041 -0.7771496085 0.1387597676 0.9704418171 -0.0229416638 -0.0069291339 3153
FY2021 Consolidated Japanese GAAP 20082000000 20082000000 13501000000 13501000000 65515000000 10615756000000 10067663000000 548093000000 460778000000 548093000000 1987175000000 -498369000000 -5161000000 1488806000000 2324903000000 32.14 12.35 396.9290 173016658208.4330 1303.93 435888177 0.051630143 0.0516 0.024632681 0.0012717888 1.0 0.6722935963 98.9530425256 74.1363410019 -0.3629413444 -0.3629413444 -0.3940305206 0.2612483699 0.1230769546 5.2692050452 -1.3969612874 0.6707706047 12.6516317155 1.7631824157 -0.3911725706 0.0 0.005064894 3175
FY2020 Consolidated Japanese GAAP 31523000000 31523000000 22280000000 22280000000 -30146000000 8416864000000 7928835000000 488028000000 452377000000 488028000000 316974000000 -207917000000 -15676000000 109057000000 841386000000 52.79 6.21 327.8259 142895433924.3843 1162.64 435888177 0.0579821653 0.0579 0.0456531183 0.0026470667 1.0 0.7067855217 10.0553246836 3.4596009263 -0.1191001816 -0.1191001816 -0.04463788 0.0339957549 -0.0825834322 1.4976676017 -5.0888298918 -49.0858895706 -0.3864861216 0.1247513582 -0.0245750185 -0.0396573449 -0.0081632653 3159
FY2019 Consolidated Japanese GAAP 35785000000 35785000000 23321000000 23321000000 5673000000 8140134000000 7608175000000 531959000000 437795000000 531959000000 126908000000 50850000000 326000000 177758000000 748064000000 54.12 7.74 418.8888 190128673797.7176 1232.16 453888177 0.0653501527 0.0646 0.0438398448 0.0028649406 1.0 0.6516976387 3.5464021238 4.9673885706 -0.1561932609 -0.1561932609 -0.1778537686 0.0169078764 -0.008672917 1.4765745873 -0.8311394187 -0.8305613306 4.1015382849 0.3122686623 -0.1708288647 -0.0127092374 3185
FY2018 Consolidated Japanese GAAP 42409000000 42409000000 28366000000 28366000000 18460000000 8004790000000 7468176000000 536613000000 423963000000 536613000000 -266292000000 301136000000 1924000000 34844000000 570054000000 65.27 9.25 603.7475 1221.04 0.0670364869 0.0662 0.0528611867 0.0035436283 1.0 0.6688674574 -6.279138862 0.8216180528 0.1610633521 0.1610633521 0.0783911192 -0.0082036902 0.0198258774 -2.503260078 8.4500721772 3.4848484848 -0.8332894756 0.0686595592 0.0977127481 -0.0176613886 3226
FY2017 Consolidated Japanese GAAP 36526000000 36526000000 26304000000 26304000000 27988000000 8071002000000 7538380000000 526181000000 403365000000 526181000000 177143000000 31866000000 429000000 209009000000 533429000000 59.46 9.77 580.9242 1187.51 0.0651940118 0.0651 0.0499904025 0.0032590749 1.0 0.7201445546 4.8497782402 5.7221978864 -0.1629580402 -0.1629580402 -0.0807939614 0.0467602512 0.0363463042 2.5556603774 -0.7409773703 1.0408843991 0.209234917 0.6456188628 -0.0677328316 -0.0039429785 3284

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp