Company profile

The Musashino Bank, Ltd.

EDINET
E03555
Securities
8336
Industry
Banks
Latest annual securities report
2026-06-18 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-02 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Average Based on ROE Current Bottom 49% 5-year trend Broadly stable
Financial strength Average Based on Equity ratio Current Top 49% 5-year trend Broadly stable
Growth Weak Current Bottom 29% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥23.72 billion, up 23.8% year over year. Net income was ¥15.41 billion, up 17.2% year over year. ROE was 5.5%; equity ratio was 5.0%; free cash flow was ¥61.42 billion.

Revenue ¥23.72B up 23.8% year over year
Operating income —
Net income ¥15.41B up 17.2% year over year
Total assets¥5.68T
Total equity—
Operating cash flow-¥13.9B
Free cash flow¥61.42B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Average
Based on ROE

ROE Bottom 54%

Financial strength Average
Based on Equity ratio

Equity ratio Top 50%

Growth Weak

Revenue growth Bottom 72% / 3-year revenue CAGR Bottom 75%

Profitability Industry position history Broadly stable
2026 Bottom 49% 2025 Top 47% 2024 Top 32% 2023 Top 27% 2022 Top 45%
Financial strength Industry position history Broadly stable
2026 Top 49% 2025 Top 37% 2024 Top 38% 2023 Top 38% 2022 Top 48%
Growth Industry position history Deteriorating
2026 Bottom 29% 2025 Bottom 39% 2024 Bottom 47% 2023 Top 16% 2022 Bottom 48%
Profitability ROE 5.5% Industry median 5.6% Bottom 54% Comparison sample 83
Financial strength Equity ratio 5.0% Industry median 4.9% Top 50% Comparison sample 83
Growth Revenue growth +23.8% Industry median +32.7% Bottom 72% Comparison sample 83
Growth 3-year revenue CAGR +12.4% Industry median +21.3% Bottom 75% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 23721000000 23721000000 15412000000 15412000000 17957000000 5681159000000 5394427000000 280497000000 265819000000 280497000000 -13901000000 75316000000 -5433000000 61415000000 216598000000 155.41 13.4 2082.494 69566661687.264 2835.44 33405456 0.0493732001 0.0496 0.0549453292 0.0027128267 1.0 0.6497196577 -0.5860208254 2.5890561106 0.2380480167 0.2380480167 0.1723718241 0.0313371772 0.0467321457 0.5088506519 3.0047913118 -0.4263586243 1.9323526286 0.3485372034 -0.6089527452 0.0 0.0266331658 2043
FY2025 Consolidated Japanese GAAP 19160000000 19160000000 13146000000 13146000000 -2354000000 5508537000000 5234330000000 267974000000 255841000000 267974000000 -28303000000 -37568000000 -3809000000 -65871000000 160617000000 397.42 8.2 3258.844 108863169852.864 8098.88 33405456 0.0486470364 0.0489 0.0490569981 0.0023864776 1.0 0.6861169102 -1.4771920668 -3.4379436326 0.1043227666 0.1043227666 0.1670809659 0.0131945238 -0.0224850258 0.0462663432 0.828833344 0.0911476974 0.735625587 -0.302571874 0.1699835139 0.0 -0.005994006 1990
FY2024 Consolidated Japanese GAAP 17350000000 17350000000 11264000000 11264000000 25442000000 5436801000000 5156430000000 274138000000 246503000000 274138000000 -29676000000 -219482000000 -4191000000 -249158000000 230299000000 339.68 8.68 2948.4224 98493394752.6144 8285.94 33405456 0.0504226658 0.0507 0.0410887947 0.0020718066 1.0 0.649221902 -1.7104322767 -14.3606916427 0.0373071864 0.0373071864 0.0367234238 0.0141298813 0.0839049965 0.8684661924 -1.8276110846 -0.2919235512 0.1783363453 -0.5238302984 0.0463927053 -0.0118324095 -0.0224609375 2002
FY2023 Consolidated Japanese GAAP 16726000000 16726000000 10865000000 10865000000 5607000000 5361050000000 5101901000000 252917000000 239430000000 252917000000 -225615000000 -77621000000 -3244000000 -303236000000 483649000000 324.62 6.84 2220.4008 75061661546.7648 7557.42 33805456 0.0471767657 0.0474 0.0429587572 0.0020266552 1.0 0.6495874686 -13.4888795887 -18.1296185579 0.1603996115 0.1603996115 0.2070881013 -0.0291495096 0.0094311007 -2.8146465053 -0.0961869792 -0.2181749906 -6.6658445441 -0.3878868034 0.2077535531 0.0 -0.0335063709 2048
FY2022 Consolidated Japanese GAAP 14414000000 14414000000 9001000000 9001000000 4046000000 5522014000000 5265330000000 250554000000 231809000000 250554000000 124330000000 -70810000000 -2663000000 53520000000 790130000000 268.78 6.54 1757.8212 59423947232.4672 7478.89 33805456 0.0453736626 0.0456 0.0359243915 0.0016300212 1.0 0.6244623283 8.6256417372 3.7130567504 0.0734286565 0.0734286565 0.1220393917 0.0312011315 0.0055181215 -0.7079412359 -0.2264869921 0.0081936685 -0.8545525698 0.0687918147 0.1219267855 0.0 -0.0185270959 2119
FY2021 Consolidated Japanese GAAP 13428000000 13428000000 8022000000 8022000000 16406000000 5354934000000 5099631000000 249179000000 225471000000 249179000000 425702000000 -57734000000 -2685000000 367968000000 739274000000 239.57 7.62 1825.5234 61712650975.6704 7439.22 33805456 0.0465325997 0.0468 0.0321937242 0.0014980577 1.0 0.5974084004 31.7025618111 27.4030384272 0.4890219561 0.4890219561 -0.0054549963 0.1368190837 0.0582736624 12.8619993487 -7.1152420294 0.0889039701 8.1646036213 0.9767160172 -0.0053558084 0.0 -0.0118993135 2159
FY2020 Consolidated Japanese GAAP 9018000000 9018000000 8066000000 8066000000 -789000000 4710454000000 4468873000000 235458000000 220133000000 235458000000 30710000000 9441000000 -2947000000 40151000000 373991000000 240.86 5.71 1375.3106 46493001974.6336 7029.26 33805456 0.0499862646 0.0503 0.0342566403 0.0017123615 1.0 0.8944333555 3.4054113994 4.452317587 -0.232183908 -0.232183908 0.5090739008 0.012618243 -0.0157014222 -0.019726762 -0.8790452763 0.8701132707 -0.6329286354 0.110470744 0.5093370097 0.0 -0.028024911 2185
FY2019 Consolidated Japanese GAAP 11745000000 11745000000 5345000000 5345000000 -5140000000 4651757000000 4406419000000 239214000000 214692000000 239214000000 31328000000 78054000000 -22689000000 109382000000 336786000000 159.58 13.84 2208.5872 74662297411.7632 7130.32 33805456 0.0514244403 0.0516 0.02234401 0.0011490282 1.0 0.4550872712 2.6673478076 9.3130693912 -0.2884836736 -0.2884836736 -0.5103966291 0.0121567419 -0.0316908392 24.9145038168 0.7061356532 -3.3868909513 1.4613965211 0.3466484334 -0.5103556196 -0.0209059233 2248
FY2018 Consolidated Japanese GAAP 16507000000 16507000000 10917000000 10917000000 15755000000 4595886000000 4342710000000 247043000000 212036000000 247043000000 -1310000000 45749000000 -5172000000 44439000000 250092000000 325.91 10.29 3353.6139 7364.61 0.0537530739 0.054 0.0441906875 0.0023753853 1.0 0.6613557885 -0.0793602714 2.6921306113 0.2781262098 0.2781262098 0.1183159189 0.012101698 0.0558566336 -1.0121928518 2.5812048526 0.6867922243 -0.4339485651 0.1862483754 0.1186202162 -0.0291754757 2296
FY2017 Consolidated Japanese GAAP 12915000000 12915000000 9762000000 9762000000 8902000000 4540933000000 4300835000000 233974000000 203793000000 233974000000 107440000000 -28933000000 -16513000000 78507000000 210826000000 291.35 11.32 3298.0820 6976.35 0.0515255345 0.0518 0.0417225846 0.0021497785 1.0 0.7558652729 8.3190089044 6.0787456446 -0.31314152 -0.31314152 -0.2229563002 0.0411196753 0.0213726329 10.6541924287 0.0927818889 -5.1295471418 4.462576633 0.416546284 -0.2223408515 -0.0029510961 2365

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp