Company profile

The Chiba Bank, Ltd.

EDINET
E03556
Securities
8331
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-30 Amended Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 26% 5-year trend Deteriorating
Financial strength Strong Based on Equity ratio Current Top 19% 5-year trend Broadly stable
Growth Below average Current Bottom 41% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥138.82 billion, up 29.1% year over year. Net income was ¥94.06 billion, up 26.7% year over year. ROE was 7.5%; equity ratio was 5.9%; free cash flow was -¥1.53 trillion.

Revenue ¥138.82B up 29.1% year over year
Operating income —
Net income ¥94.06B up 26.7% year over year
Total assets¥21.21T
Total equity—
Operating cash flow-¥1.32T
Free cash flow-¥1.53T

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong
Based on ROE

ROE Top 27%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 20%

Growth Below average

Revenue growth Bottom 58% / 3-year revenue CAGR Bottom 65%

Profitability Industry position history Deteriorating
2026 Top 26% 2025 Top 20% 2024 Top 14% 2023 Top 14% 2022 Top 14%
Financial strength Industry position history Broadly stable
2026 Top 19% 2025 Top 25% 2024 Top 25% 2023 Top 15% 2022 Top 16%
Growth Industry position history Broadly stable
2026 Bottom 41% 2025 Bottom 49% 2024 Bottom 45% 2023 Top 40% 2022 Bottom 43%
Profitability ROE 7.5% Industry median 5.6% Top 27% Comparison sample 83
Financial strength Equity ratio 5.9% Industry median 4.9% Top 20% Comparison sample 83
Growth Revenue growth +29.1% Industry median +32.7% Bottom 58% Comparison sample 83
Growth 3-year revenue CAGR +16.9% Industry median +21.3% Bottom 65% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 138815000000 138815000000 94063000000 94063000000 159460000000 21211781000000 19954480000000 1257300000000 1076621000000 1257300000000 -1318746000000 -211097000000 -47549000000 -1529843000000 2654890000000 133.75 14.92 1995.5500 1547591105162.8500 1801.69 775521087 0.059273665 0.0592 0.0748134892 0.0044344697 1.0 0.6776140907 -9.5000252134 -11.0207326298 0.2912302569 0.2912302569 0.2666882129 -0.0193937098 0.0978964189 -55.3992244864 0.4621869507 0.2689942502 -3.1541567554 -0.3726783115 0.2839589133 -0.0372429729 0.0226635514 4377
FY2025 Consolidated Japanese GAAP 107506000000 107506000000 74259000000 74259000000 -1360000000 21631292000000 20486102000000 1145190000000 1029997000000 1145190000000 24242000000 -392510000000 -65046000000 -368268000000 4232103000000 104.17 13.42 1397.9614 1126087386512.0418 1618.89 805521087 0.0529413592 0.0529 0.0648442617 0.0034329433 1.0 0.6907428423 0.225494391 -3.4255576433 0.1910438501 0.1910438501 0.1892857143 0.0144156122 -0.0307345813 -0.9692309645 -1.8859756187 -1.048305832 -1.5649460624 -0.0928850654 0.203859933 -0.0122620986 0.033317238 4280
FY2024 Consolidated Japanese GAAP 90262000000 90262000000 62440000000 62440000000 151946000000 21323895000000 20142392000000 1181503000000 990662000000 1181503000000 787870000000 -136006000000 -31756000000 651864000000 4665454000000 86.53 14.57 1260.7421 1028161767818.6627 1651.46 815521087 0.0554074666 0.0554 0.0528479403 0.0029281705 1.0 0.691763976 8.728700893 7.2219095522 0.0376970213 0.0376970213 0.0359015197 0.0776239215 0.1134542439 39.6513932496 -0.536929892 -0.091646614 6.9872148132 0.1533425509 0.0485942802 0.0 -0.0052833814 4142
FY2023 Consolidated Japanese GAAP 86983000000 86983000000 60276000000 60276000000 30932000000 19787882000000 18726767000000 1061115000000 959789000000 1061115000000 -20384000000 -88492000000 -29090000000 -108876000000 4045159000000 82.52 10.36 854.9072 697194849028.1264 1464.45 815521087 0.0536244859 0.0536 0.0568043991 0.0030461067 1.0 0.6929629928 -0.2343446421 -1.2516928595 0.1034670862 0.1034670862 0.1060222393 0.0357564218 0.0019110728 -1.0287082418 -0.0875261153 0.2967824594 -1.1731846597 -0.0329651494 0.1231795291 0.0 -0.0298229264 4164
FY2022 Consolidated Japanese GAAP 78827000000 78827000000 54498000000 54498000000 39127000000 19104764000000 18045673000000 1059091000000 928550000000 1059091000000 710040000000 -81370000000 -41367000000 628670000000 4183054000000 73.47 9.86 724.4142 590775055822.2354 1436.74 815521087 0.0554359635 0.0554 0.0514573346 0.0028525869 1.0 0.6913620967 9.0075735471 7.9753130273 0.0975786352 0.0975786352 0.0978425092 0.0674144974 0.0166401729 -0.6289935161 0.5549466177 -1.9307120085 -0.6368145609 0.1633703542 0.0995211015 0.0 -0.0200913242 4292
FY2021 Consolidated Japanese GAAP 71819000000 71819000000 49641000000 49641000000 126364000000 17898168000000 16856412000000 1041756000000 895076000000 1041756000000 1913821000000 -182832000000 -14115000000 1730989000000 3595634000000 66.82 10.85 724.9970 591250341511.7390 1401.4 815521087 0.0582046162 0.0581 0.0476512734 0.0027735241 1.0 0.6911959231 26.6478369234 24.1021039001 -0.0109891623 -0.0109891623 0.0333909278 0.1465881731 0.1209705015 90.3474774474 -0.7759818159 0.3593991105 22.1106517391 0.9137307124 0.0442256603 0.0 0.0057405281 4380
FY2020 Consolidated Japanese GAAP 72617000000 72617000000 48037000000 48037000000 -1064000000 15609936000000 14680602000000 929334000000 859396000000 929334000000 20951000000 -102947000000 -22034000000 -81996000000 1878861000000 63.99 7.39 472.8861 385648586299.1907 1250.41 815521087 0.0595347732 0.0595 0.0516897047 0.0030773348 1.0 0.6615117672 0.2885137089 -1.1291570844 0.0020699077 0.0020699077 -0.0483577004 0.0431570057 -0.0240825315 -0.9167352227 -2.7009285573 0.1857654928 -1.262687294 -0.0524136241 -0.0200612557 -0.0297434537 -0.0147058824 4355
FY2019 Consolidated Japanese GAAP 72467000000 72467000000 50478000000 50478000000 35933000000 14964129000000 14011861000000 952267000000 832491000000 952267000000 251619000000 60524000000 -27061000000 312143000000 1982786000000 65.3 9.2 600.76 504951448226.12 1250.05 840521087 0.0636366473 0.0636 0.0530082424 0.0033732668 1.0 0.6965653332 3.4721873404 4.3073812908 -0.0766653076 -0.0766653076 -0.0616774481 0.0404896044 0.0095744861 3.4950321276 -0.7120605908 -0.0425318796 1.8545574262 0.1679200239 -0.0394233598 -0.0221238938 4420
FY2018 Consolidated Japanese GAAP 78484000000 78484000000 53796000000 53796000000 68479000000 14381815000000 13438578000000 943236000000 808878000000 943236000000 -100848000000 210197000000 -25957000000 109349000000 1697707000000 67.98 12.57 854.5086 1207.15 0.0655853242 0.0655 0.0570334466 0.0037405571 1.0 0.6854390704 -1.2849497987 1.3932648693 0.0113396217 0.0113396217 0.0202161957 0.0202949217 0.0473999223 -1.2791099303 1.895634445 -0.5445079138 -0.7479920998 0.0516682473 0.0407225964 -0.0015462779 4520
FY2017 Consolidated Japanese GAAP 77604000000 77604000000 52730000000 52730000000 60798000000 14095743000000 13195193000000 900550000000 781033000000 900550000000 361320000000 72591000000 -16806000000 433911000000 1614299000000 65.32 10.94 714.6008 1128.31 0.0638880831 0.0638 0.0585531064 0.0037408457 1.0 0.6794752848 4.6559455698 5.5913483841 -0.0929449717 -0.0929449717 -0.0489502922 0.0571391266 0.0394183735 0.0296686605 1.501447193 0.2243503946 1.104872275 0.348352625 -0.0255109652 0.0202839757 4527

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp