Company profile

The Yamanashi Chuo Bank,Ltd.

EDINET
E03562
Securities
8360
Industry
Banks
Latest annual securities report
2026-06-15 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-26 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 21% 5-year trend Improving
Financial strength Above average Based on Equity ratio Current Top 43% 5-year trend Broadly stable
Growth Average Current Bottom 49% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥13.83 billion, up 30.2% year over year. Net income was ¥9.99 billion, up 30.2% year over year. ROE was 4.3%; equity ratio was 5.1%; free cash flow was -¥269.25 billion.

Revenue ¥13.83B up 30.2% year over year
Operating income —
Net income ¥9.99B up 30.2% year over year
Total assets¥4.58T
Total equity—
Operating cash flow-¥221.03B
Free cash flow-¥269.25B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 81%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 44%

Growth Average

Revenue growth Bottom 56% / 3-year revenue CAGR Top 50%

Profitability Industry position history Improving
2026 Bottom 21% 2025 Bottom 22% 2024 Bottom 23% 2023 Bottom 25% 2022 Bottom 10%
Financial strength Industry position history Broadly stable
2026 Top 43% 2025 Top 46% 2024 Top 45% 2023 Bottom 46% 2022 Top 43%
Growth Industry position history Improving
2026 Bottom 49% 2025 Top 31% 2024 Bottom 39% 2023 Top 41% 2022 Bottom 26%
Profitability ROE 4.3% Industry median 5.6% Bottom 81% Comparison sample 83
Financial strength Equity ratio 5.1% Industry median 4.9% Top 44% Comparison sample 83
Growth Revenue growth +30.2% Industry median +32.7% Bottom 56% Comparison sample 83
Growth 3-year revenue CAGR +21.5% Industry median +21.3% Top 50% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 13832000000 13832000000 9987000000 9987000000 23520000000 4581480000000 4347786000000 233694000000 213187000000 233694000000 -221027000000 -48227000000 -2911000000 -269254000000 282247000000 325.99 15.92 5189.7608 170135928306.4000 7596.93 32783000 0.0510084078 0.0508 0.0427353719 0.0021798633 1.0 0.7220213997 -15.9793956044 -19.4660208213 0.3024482109 0.3024482109 0.3022558352 0.0120320008 0.0959149507 -14.3076390332 0.6127247468 -0.4829342843 -0.9375251857 -0.4909084022 0.2965437696 0.0 0.0166461159 1649
FY2025 Consolidated Japanese GAAP 10620000000 10620000000 7669000000 7669000000 -3045000000 4527011000000 4313769000000 213241000000 206267000000 213241000000 -14439000000 -124529000000 -1963000000 -138968000000 554413000000 251.43 8.57 2154.7551 70639336443.3000 6957.87 32783000 0.0471041489 0.0469 0.0359640032 0.0016940538 1.0 0.7221280603 -1.3596045198 -13.0854990584 0.3898704358 0.3898704358 0.3554259456 0.0368356321 -0.0231790051 0.9503418533 -2.3445297401 0.2984274482 0.2986691833 -0.2026792456 0.3533021153 0.0 0.017565872 1622
FY2024 Consolidated Japanese GAAP 7641000000 7641000000 5658000000 5658000000 27845000000 4366180000000 4147878000000 218301000000 200251000000 218301000000 -290768000000 92619000000 -2798000000 -198149000000 695345000000 185.79 10.13 1882.0527 61699333664.1000 7143.86 32783000 0.0499981677 0.0497 0.0259183421 0.0012958696 1.0 0.7404789949 -38.0536578982 -25.9323386991 -0.0103613522 -0.0103613522 0.1179608773 -0.0032594765 0.1295540274 0.0105725223 -0.6887404978 -0.0618595825 -54.7426091673 -0.2241981408 0.1484114229 0.0 -0.021485574 1594
FY2023 Consolidated Japanese GAAP 7721000000 7721000000 5061000000 5061000000 -15637000000 4380458000000 4187194000000 193263000000 195907000000 193263000000 -293875000000 297562000000 -2635000000 3687000000 896292000000 161.78 7.05 1140.5490 37390617867.0000 6129.98 32783000 0.0441193592 0.0435 0.0261871129 0.0011553586 1.0 0.6554850408 -38.0617795622 0.4775288175 0.1656099034 0.1656099034 0.1933506249 -0.0199833146 -0.086201027 -2.0966344378 3.6551677984 -1.3526785714 -0.9763517414 0.0011739856 0.2188653658 0.0 -0.010328068 1629
FY2022 Consolidated Japanese GAAP 6624000000 6624000000 4241000000 4241000000 -8867000000 4469779000000 4258285000000 211494000000 192673000000 211494000000 267979000000 -112069000000 -1120000000 155910000000 895241000000 132.73 7.17 951.6741 31198732020.3000 6515.85 32783000 0.0473164333 0.0466 0.0200525783 0.0009488165 1.0 0.6402475845 40.4557669082 23.5371376812 0.0634130679 0.0634130679 0.3724919094 0.0678760782 -0.0449107881 -0.3997195485 -0.8072147326 -0.0026857654 -0.594418474 0.2090548007 0.3694799835 0.0 -0.0036319613 1646
FY2021 Consolidated Japanese GAAP 6229000000 6229000000 3090000000 3090000000 22851000000 4185672000000 3964232000000 221439000000 189479000000 221439000000 446423000000 -62012000000 -1117000000 384411000000 740447000000 96.92 9.48 918.8016 30121072852.8000 6849.57 32783000 0.0529040498 0.0522 0.0139541815 0.0007382327 1.0 0.4960667844 71.6684861133 61.71311607 -0.073892358 -0.073892358 -0.1790648247 0.1920196206 0.1090748819 20.115483429 0.5378446862 0.5115872322 3.4401779933 1.0731985261 -0.1675684961 0.0 -0.0095923261 1652
FY2020 Consolidated Japanese GAAP 6726000000 6726000000 3764000000 3764000000 -20412000000 3511412000000 3311750000000 199661000000 187451000000 199661000000 -23354000000 -134180000000 -2287000000 -157534000000 357152000000 116.43 6.32 735.8376 24122964040.8000 6183.83 32783000 0.0568606019 0.056 0.0188519541 0.0010719335 1.0 0.5596193875 -3.4721974428 -23.4216473387 -0.098149638 -0.098149638 -0.2330888346 0.0087922115 -0.1021952623 -1.282223565 -2.077733691 -0.3604997026 -1.760108467 -0.3091490094 -0.2087665647 -0.0353117735 -0.0245614035 1668
FY2019 Consolidated Japanese GAAP 7458000000 7458000000 4908000000 4908000000 6740000000 3480808000000 3258419000000 222388000000 185780000000 222388000000 82750000000 124502000000 -1681000000 207252000000 516974000000 147.15 9.31 1369.9665 46555571569.5000 6652.04 33983000 0.0638897635 0.0631 0.0220695361 0.0014100174 1.0 0.6580852776 11.0954679539 27.7892196299 -0.0147952444 -0.0147952444 -0.0024390244 0.0527161332 0.0233628302 0.0379429288 5.5493477546 0.0572069546 2.9583635739 0.6601445715 4.0238989416 -0.0069686411 1710
FY2018 Consolidated Japanese GAAP 7570000000 7570000000 4920000000 4920000000 2135000000 3306502000000 3089191000000 217311000000 182551000000 217311000000 79725000000 -27367000000 -1783000000 52358000000 311403000000 29.29 14.95 437.8855 1286.03 0.0657223253 0.0649 0.0226403634 0.0014879773 1.0 0.6499339498 10.5317040951 6.9165125495 -0.2430756924 -0.2430756924 -0.3243614392 0.0064205115 0.0015393337 1.8712067402 -1.1112932086 0.3783124128 -0.6608696215 0.1938925737 -0.3180442375 0.0311377246 1722
FY2017 Consolidated Japanese GAAP 10001000000 10001000000 7282000000 7282000000 -15464000000 3285408000000 3068431000000 216977000000 179412000000 216977000000 -91511000000 245900000000 -2868000000 154389000000 260830000000 42.95 11.59 497.7905 1277.73 0.0660426346 0.0653 0.0335611609 0.0022164675 1.0 0.7281271873 -9.1501849815 15.4373562644 -0.276809603 -0.276809603 -0.229581041 0.0142912405 -0.0773139761 -2.301961956 14.9414899648 -0.1964956195 1.9324203689 1.3861713125 -0.2178109634 0.0042092604 1670

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp