Company profile

The Bank of Toyama,Ltd.

EDINET
E03565
Securities
8365
Industry
Banks
Latest annual securities report
2026-06-22 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 15% 5-year trend Improving
Financial strength Strong Based on Equity ratio Current Top 29% 5-year trend Deteriorating
Growth Below average Current Bottom 40% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥1.78 billion, up 37.8% year over year. Net income was ¥1.05 billion, up 9.6% year over year. ROE was 3.3%; equity ratio was 5.5%; free cash flow was -¥180 million.

Revenue ¥1.78B up 37.8% year over year
Operating income —
Net income ¥1.05B up 9.6% year over year
Total assets¥560.66B
Total equity—
Operating cash flow¥9.37B
Free cash flow-¥180M

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 87%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 31%

Growth Below average

Revenue growth Top 34% / 3-year revenue CAGR Bottom 90%

Profitability Industry position history Improving
2026 Bottom 15% 2025 Bottom 17% 2024 Bottom 10% 2023 Bottom 31% 2022 Bottom 3%
Financial strength Industry position history Deteriorating
2026 Top 29% 2025 Top 32% 2024 Top 26% 2023 Top 20% 2022 Top 18%
Growth Industry position history Improving
2026 Bottom 40% 2025 Top 9% 2024 Bottom 7% 2023 Top 13% 2022 Bottom 4%
Profitability ROE 3.3% Industry median 5.6% Bottom 87% Comparison sample 83
Financial strength Equity ratio 5.5% Industry median 4.9% Top 31% Comparison sample 83
Growth Revenue growth +37.8% Industry median +32.7% Top 34% Comparison sample 83
Growth 3-year revenue CAGR +3.6% Industry median +21.3% Bottom 90% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 1779000000 1779000000 1046000000 1046000000 2871000000 560663000000 528694000000 31968000000 28244000000 31968000000 9371000000 -9551000000 -268000000 -180000000 29346000000 196.31 11.27 2212.4137 12045265148.2800 5816.9 5444400 0.0570182088 0.055 0.0327202202 0.0018656483 1.0 0.5879707701 5.2675660483 -0.1011804384 0.3780015492 0.3780015492 0.0964360587 0.0223278594 0.0891251022 3.3184067293 -6.1156936261 0.40969163 0.9172413793 -0.0150696426 0.1069072456 0.0 -0.0356083086 325
FY2025 Consolidated Japanese GAAP 1291000000 1291000000 954000000 954000000 -1518000000 548418000000 519066000000 29352000000 27379000000 29352000000 -4042000000 1867000000 -454000000 -2175000000 29795000000 177.35 8.62 1528.7570 8323164610.8000 5339.53 5444400 0.0535212192 0.051 0.0325020442 0.001739549 1.0 0.7389620449 -3.1309062742 -1.6847405112 0.6383248731 0.6383248731 0.5094936709 -0.0068417736 -0.0623262946 -2.5304808785 0.920781893 -0.6691176471 -1.6019928038 -0.0810535731 0.5199691464 0.0 0.015060241 337
FY2024 Consolidated Japanese GAAP 788000000 788000000 632000000 632000000 1308000000 552196000000 520892000000 31303000000 26841000000 31303000000 2641000000 972000000 -272000000 3613000000 32423000000 116.68 17.62 2055.9016 11193150671.0400 5613.08 5444400 0.0566882049 0.055 0.0201897582 0.0011445211 1.0 0.8020304569 3.3515228426 4.5850253807 -0.5081148564 -0.5081148564 -0.3497942387 0.0016434182 0.0346389027 1.137408949 -0.9295090289 0.0 1.6652550175 0.1148820576 -0.3507678611 0.0 0.0 332
FY2023 Consolidated Japanese GAAP 1602000000 1602000000 972000000 972000000 -1795000000 551290000000 521035000000 30255000000 26467000000 30255000000 -19220000000 13789000000 -272000000 -5431000000 29082000000 179.72 9.46 1700.1512 9256303193.2800 5430.82 5444400 0.0548803715 0.053 0.0321269212 0.0017631374 1.0 0.606741573 -11.9975031211 -3.3901373283 3.2606382979 3.2606382979 1.9189189189 -0.0325954393 -0.0637185121 -2.7037496676 2.0366110359 0.2023460411 -1.687283523 -0.163925943 1.9308545336 0.0 0.0440251572 332
FY2022 Consolidated Japanese GAAP 376000000 376000000 333000000 333000000 -945000000 569865000000 537550000000 32314000000 25733000000 32314000000 11281000000 -13302000000 -341000000 -2021000000 34784000000 61.32 34.53 2117.3796 11527861494.2400 5820.01 5444400 0.0567046581 0.055 0.0103051309 0.0005843489 1.0 0.8856382979 30.0026595745 -5.375 -0.6324535679 -0.6324535679 -0.404293381 0.0314560007 -0.0380447726 -0.0348220397 0.3076562744 -0.2490842491 0.7314285714 -0.0635869273 -0.4040816327 0.0 0.0159744409 318
FY2021 Consolidated Japanese GAAP 1023000000 1023000000 559000000 559000000 3018000000 552486000000 518894000000 33592000000 25731000000 33592000000 11688000000 -19213000000 -273000000 -7525000000 37146000000 102.9 30.99 3188.871 17361489272.400 6032.01 5444400 0.0608015407 0.059 0.0166408669 0.0010117903 1.0 0.5464320626 11.4252199413 -7.3558162268 -0.0465983225 -0.0465983225 -0.2289655172 0.0906883454 0.0892347601 2.0476873431 -2.1536567792 0.003649635 -2.3686795198 -0.173504806 -0.2292134831 0.0 0.0096774194 313
FY2020 Consolidated Japanese GAAP 1073000000 1073000000 725000000 725000000 -4763000000 506548000000 475707000000 30840000000 25427000000 30840000000 -11156000000 16654000000 -274000000 5498000000 44944000000 133.5 13.93 1859.655 10124705682.000 5533.9 5444400 0.0608826804 0.059 0.0235084306 0.0014312563 1.0 0.6756756757 -10.3970177074 5.1239515377 -0.4621553885 -0.4621553885 -0.4872701556 -0.0103585035 -0.1402525717 -0.3103124266 1.3082467082 0.0 5.2324865281 0.1314921578 -0.4872484253 0.0 -0.0220820189 310
FY2019 Consolidated Japanese GAAP 1995000000 1995000000 1414000000 1414000000 -465000000 511850000000 475979000000 35871000000 24923000000 35871000000 -8514000000 7215000000 -274000000 -1299000000 39721000000 260.36 14.71 3829.8956 20851483604.6400 6464.05 5444400 0.0700810784 0.068 0.0394190293 0.0027625281 1.0 0.7087719298 -4.2676691729 -0.6511278195 0.1077179345 0.1077179345 0.069591528 0.0108420886 -0.0202125044 -3.9790062981 1.4965397924 0.0 -1.2259916493 -0.0380927011 0.069152431 -0.0451807229 317
FY2018 Consolidated Japanese GAAP 1801000000 1801000000 1322000000 1322000000 3182000000 506360000000 469748000000 36611000000 23768000000 36611000000 2858000000 2890000000 -274000000 5748000000 41294000000 243.52 15.72 3828.1344 6604.15 0.0723023146 0.07 0.036109366 0.0026107907 1.0 0.7340366463 1.5868961688 3.1915602443 0.0501457726 0.0501457726 0.1118587048 0.04375286 0.0862831202 2.0419248997 2.4015518914 0.0036363636 2.1962539022 0.152787471 0.1124714481 -0.0148367953 332
FY2017 Consolidated Japanese GAAP 1715000000 1715000000 1189000000 1189000000 1190000000 485134000000 451430000000 33703000000 22719000000 33703000000 -2743000000 -2062000000 -275000000 -4805000000 35821000000 218.9 18.82 4119.698 6076.43 0.0694715275 0.068 0.0352787586 0.0024508692 1.0 0.6932944606 -1.5994169096 -2.8017492711 -0.0503875969 -0.0503875969 0.1866267465 0.0079491718 0.0279065512 -0.0627663696 -1.1143966713 0.0350877193 -1.3111240611 -0.1242451654 0.1869001789 0.0029761905 337

Source filings

Select a document type to load the filings list.

Select a filing type to load the list.

Document filter

Select filing types

Choose the filing types to display.

Filing types containing financial data are selected by default.

Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp