Company profile

The Ogaki Kyoritsu Bank, Ltd.

EDINET
E03568
Securities
8361
Industry
Banks
Latest annual securities report
2026-06-26 Amended Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Below average Based on ROE Current Bottom 45% 5-year trend Broadly stable
Financial strength Above average Based on Equity ratio Current Top 37% 5-year trend Improving
Growth Average Current Bottom 46% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥22.13 billion, up 6.4% year over year. Net income was ¥19.38 billion, up 31.7% year over year. ROE was 5.3%; equity ratio was 5.4%; free cash flow was ¥70 billion.

Revenue ¥22.13B up 6.4% year over year
Operating income —
Net income ¥19.38B up 31.7% year over year
Total assets¥6.74T
Total equity—
Operating cash flow¥10.73B
Free cash flow¥70B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Below average
Based on ROE

ROE Bottom 57%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 38%

Growth Average

Revenue growth Bottom 91% / 3-year revenue CAGR Top 22%

Profitability Industry position history Broadly stable
2026 Bottom 45% 2025 Bottom 50% 2024 Bottom 31% 2023 Bottom 4% 2022 Bottom 44%
Financial strength Industry position history Improving
2026 Top 37% 2025 Top 38% 2024 Top 37% 2023 Bottom 42% 2022 Bottom 31%
Growth Industry position history Deteriorating
2026 Bottom 46% 2025 Top 42% 2024 Top 32% 2023 Bottom 15% 2022 Top 23%
Profitability ROE 5.3% Industry median 5.6% Bottom 57% Comparison sample 83
Financial strength Equity ratio 5.4% Industry median 4.9% Top 38% Comparison sample 83
Growth Revenue growth +6.4% Industry median +32.7% Bottom 91% Comparison sample 83
Growth 3-year revenue CAGR +33.1% Industry median +21.3% Top 22% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 22132000000 22132000000 19382000000 19382000000 54032000000 6737053000000 6372571000000 364482000000 297620000000 364482000000 10732000000 59269000000 -8131000000 70001000000 833319000000 466.06 13.04 6077.4224 250887525542.2928 8868.04 41281897 0.0541011033 0.054 0.0531768373 0.0028769256 1.0 0.8757455268 0.4849087294 3.1628863185 0.0644478646 0.0644478646 0.3168908819 0.0298313991 0.1442806687 0.0826187834 -0.3913137247 -1.75067659 -0.3475229529 0.0802025285 0.3183039629 -0.0131478618 -0.0003378378 2959
FY2025 Consolidated Japanese GAAP 20792000000 20792000000 14718000000 14718000000 -17291000000 6541899000000 6223374000000 318525000000 287120000000 318525000000 9913000000 97372000000 -2956000000 107285000000 771447000000 353.53 6.72 2375.7216 99380941271.8752 7647.89 41831897 0.0486899905 0.0486 0.0462067342 0.0022498054 1.0 0.7078684109 0.4767699115 5.1599172759 0.4409869014 0.4409869014 0.5540069686 -0.0164488022 -0.0595770939 1.0881132059 -0.65615289 0.0 -0.3714297432 0.156389359 0.5537048431 0.0 -0.0208402249 2960
FY2024 Consolidated Japanese GAAP 14429000000 14429000000 9471000000 9471000000 53526000000 6651305000000 6312601000000 338704000000 275255000000 338704000000 -112503000000 283184000000 -2956000000 170681000000 667117000000 227.54 9.59 2182.1086 91281742198.0142 8134.85 41831897 0.0509229392 0.0509 0.0279624687 0.0014239311 1.0 0.656386444 -7.7970060295 11.8290248804 0.5389291809 0.5389291809 0.9629015544 -0.0029743011 0.1757575337 0.9094955537 2.0205971136 0.759146093 1.1485067192 0.3358557289 0.9627361339 0.0 -0.0381800827 3023
FY2023 Consolidated Japanese GAAP 9376000000 9376000000 4825000000 4825000000 -22995000000 6671147000000 6383073000000 288073000000 268702000000 288073000000 -1243066000000 93751000000 -12273000000 -1149315000000 499393000000 115.93 15.4 1785.322 74683406015.834 6918.58 41831897 0.0431819296 0.0431 0.0167492268 0.0007232639 1.0 0.5146117747 -132.5795648464 -122.580524744 -0.4375862276 -0.4375862276 -0.5456685499 -0.1359996695 -0.1089248872 -5.209288387 1.8323803605 -2.6613961814 -7.291239018 -0.6993376184 -0.5444793713 0.0 -0.0350015352 3143
FY2022 Consolidated Japanese GAAP 16671000000 16671000000 10620000000 10620000000 -4015000000 7721232000000 7397945000000 323287000000 261580000000 323287000000 295315000000 -112630000000 -3352000000 182685000000 1660976000000 254.5 7.48 1903.660 79633709043.020 7438.8 41831897 0.0418698726 0.0401 0.0328500682 0.0013754282 1.0 0.6370343711 17.7142942835 10.9582508548 0.3880932556 0.3880932556 0.3256771939 0.0362987597 -0.0224042625 -0.7754678592 -0.1076363279 -0.1278600269 -0.8494636858 0.1210501983 0.3274567077 0.0 -0.0445878557 3257
FY2021 Consolidated Japanese GAAP 12010000000 12010000000 8011000000 8011000000 35789000000 7450778000000 7120082000000 330696000000 254196000000 330696000000 1315246000000 -101685000000 -2972000000 1213561000000 1481625000000 191.72 11.61 2225.8692 93112331109.8724 7601.38 41831897 0.0443840898 0.0426 0.0242246656 0.0010751897 1.0 0.6670274771 109.512572856 101.0458784346 0.1620706338 0.1620706338 0.4570753001 0.2453091429 0.1104298393 11.8563776233 -0.4624412133 0.0268500327 36.0304223117 4.4666860989 0.4568389058 0.0 -0.0315340909 3409
FY2020 Consolidated Japanese GAAP 10335000000 10335000000 5498000000 5498000000 -8962000000 5983075000000 5685266000000 297809000000 249088000000 297809000000 102303000000 -69531000000 -3054000000 32772000000 271028000000 131.6 16.52 2174.032 90943882698.704 6835.68 41831897 0.049775241 0.0477 0.0184614971 0.0009189255 1.0 0.5319787131 9.8986937591 3.1709724238 -0.0285741141 -0.0285741141 -0.1986590876 0.0255758228 -0.0383206965 4.4221917442 -1.6631853039 0.8866032972 -0.562748499 0.1231155571 -0.1986847714 0.0 -0.0181311018 3520
FY2019 Consolidated Japanese GAAP 10639000000 10639000000 6861000000 6861000000 3351000000 5833869000000 5524193000000 309676000000 246500000000 309676000000 -29894000000 104844000000 -26932000000 74950000000 241318000000 164.23 14.0 2299.220 96180734220.340 7139.69 41831897 0.0530824398 0.0511 0.022155414 0.0011760634 1.0 0.6448914372 -2.8098505499 7.0448350409 -0.0313211327 -0.0313211327 -0.2907060891 0.0138319747 0.0014455307 0.6425787322 0.1477175698 -1.8532683547 8.718620332 0.2484505468 -0.290736342 0.0033585223 3585
FY2018 Consolidated Japanese GAAP 10983000000 10983000000 9673000000 9673000000 8171000000 5754276000000 5445046000000 309229000000 242384000000 309229000000 -83638000000 91350000000 -9439000000 7712000000 193294000000 231.55 11.56 2676.7180 7140.93 0.0537389934 0.0518 0.0312810247 0.0016810108 1.0 0.8807247564 -7.6152235273 0.7021760903 -0.4759018897 -0.4759018897 -0.2045884385 0.0108550151 0.0172977027 -1.5659437697 1.7049372617 0.2827507599 -0.5762404528 -0.008891031 5.7330619366 0.0185290764 3573
FY2017 Consolidated Japanese GAAP 20956000000 20956000000 12161000000 12161000000 5539000000 5692484000000 5388512000000 303971000000 235251000000 303971000000 147785000000 -129586000000 -13160000000 18199000000 195028000000 34.39 9.62 330.8318 703.13 0.0533986569 0.0515 0.0400071059 0.0021363257 1.0 0.5803111281 7.0521569002 0.8684386333 -0.0804335425 -0.0804335425 -0.1438327232 0.056236666 0.0877512534 -0.04708325 -0.3100875508 0.2001458701 -0.6760187279 0.0264901708 -0.1581395349 0.011825786 3508

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp