Company profile

The Hyakugo Bank, Ltd.

EDINET
E03574
Securities
8368
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-07 Treasury Share Repurchase Status Report PDF HTML

Industry position

Banks

View details
Profitability Below average Based on ROE Current Bottom 43% 5-year trend Broadly stable
Financial strength Very strong Based on Equity ratio Current Top 10% 5-year trend Improving
Growth Above average Current Top 36% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥37.03 billion, up 44.1% year over year. Net income was ¥26.84 billion, up 48.8% year over year. ROE was 5.2%; equity ratio was 6.8%; free cash flow was ¥1.34 billion.

Revenue ¥37.03B up 44.1% year over year
Operating income —
Net income ¥26.84B up 48.8% year over year
Total assets¥7.63T
Total equity—
Operating cash flow¥28.96B
Free cash flow¥1.34B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Below average
Based on ROE

ROE Bottom 60%

Financial strength Very strong
Based on Equity ratio

Equity ratio Top 11%

Growth Above average

Revenue growth Top 23% / 3-year revenue CAGR Bottom 52%

Profitability Industry position history Broadly stable
2026 Bottom 43% 2025 Bottom 37% 2024 Bottom 33% 2023 Top 46% 2022 Bottom 47%
Financial strength Industry position history Improving
2026 Top 10% 2025 Top 11% 2024 Top 11% 2023 Top 22% 2022 Top 23%
Growth Industry position history Improving
2026 Top 36% 2025 Top 47% 2024 Bottom 29% 2023 Top 32% 2022 Bottom 48%
Profitability ROE 5.2% Industry median 5.6% Bottom 60% Comparison sample 83
Financial strength Equity ratio 6.8% Industry median 4.9% Top 11% Comparison sample 83
Growth Revenue growth +44.1% Industry median +32.7% Top 23% Comparison sample 83
Growth 3-year revenue CAGR +21.2% Industry median +21.3% Bottom 52% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 37032000000 37032000000 26839000000 26839000000 89786000000 7630605000000 7113954000000 516650000000 342718000000 516650000000 28963000000 -27619000000 -8588000000 1344000000 655535000000 110.3 13.63 1503.389 382039709291.000 2128.68 254119000 0.0677076064 0.0676 0.0519481274 0.0035172834 1.0 0.7247515662 0.7821073666 0.0362929358 0.4407096172 0.4407096172 0.487584525 0.0265544407 0.1864764875 1.0407831353 0.0479818 -0.3818181818 1.0018182261 -0.0109297368 0.5136544531 0.0 0.0114449213 2828
FY2025 Consolidated Japanese GAAP 25704000000 25704000000 18042000000 18042000000 -55264000000 7433220000000 6997770000000 435449000000 324403000000 435449000000 -710171000000 -29011000000 -6215000000 -739182000000 662779000000 72.87 10.08 734.5296 186657927422.4000 1770.15 254119000 0.0585814761 0.0585 0.0414330955 0.0024272119 1.0 0.701914099 -27.6288126362 -28.7574696545 0.2817393039 0.2817393039 0.2633569078 -0.0820002786 -0.1237022533 -9.438143105 -0.6015788893 -0.0081103001 -12.191587936 -0.52933578 0.2911055989 0.0 0.0014326648 2796
FY2024 Consolidated Japanese GAAP 20054000000 20054000000 14281000000 14281000000 111031000000 8097192000000 7600272000000 496919000000 312592000000 496919000000 84162000000 -18114000000 -6165000000 66048000000 1408178000000 56.44 11.49 648.4956 164795053376.4000 1987.95 254119000 0.0613692994 0.0613 0.0287390903 0.0017636978 1.0 0.7121272564 4.1967687244 3.2935075297 -0.0355871886 -0.0355871886 -0.0146277513 0.0770652006 0.2675373372 1.151248906 -1.4692381421 -1.1171016484 1.1275442025 0.0444138709 -0.0124234471 0.0 -0.0189739986 2792
FY2023 Consolidated Japanese GAAP 20794000000 20794000000 14493000000 14493000000 -6915000000 7517829000000 7125793000000 392035000000 304470000000 392035000000 -556447000000 38603000000 -2912000000 -517844000000 1348295000000 57.15 6.49 370.9035 94253626516.5000 1545.56 254119000 0.0521473686 0.0521 0.036968638 0.0019278172 1.0 0.696979898 -26.7599788401 -24.9035298644 0.0705864182 0.0705864182 0.0814057603 -0.0297458452 -0.0244172533 -10.9450779239 -0.8454625156 -0.031892275 -2.6936899221 -0.2786213125 0.082181405 0.0 -0.0162461113 2846
FY2022 Consolidated Japanese GAAP 19423000000 19423000000 13402000000 13402000000 10072000000 7748309000000 7346462000000 401847000000 292892000000 401847000000 55952000000 249797000000 -2822000000 305749000000 1869053000000 52.81 6.34 334.8154 85082954632.6000 1584.33 254119000 0.0518625419 0.0518 0.0333510017 0.0017296677 1.0 0.6900066931 2.8807084384 15.7415950162 0.0475702497 0.0475702497 0.0337061319 0.0396503168 0.0181693338 -0.9041486149 1.1907405458 -0.1704686852 -0.5618141455 0.1934373661 0.0344760039 0.0 -0.0099247091 2893
FY2021 Consolidated Japanese GAAP 18541000000 18541000000 12965000000 12965000000 65117000000 7452803000000 7058126000000 394676000000 282416000000 394676000000 583737000000 114024000000 -2411000000 697761000000 1566109000000 51.05 6.54 333.8670 84841948173.0000 1553.39 254119000 0.0529567198 0.0529 0.0328497299 0.0017396139 1.0 0.699261097 31.4835769376 37.6334070438 0.3732039698 0.3732039698 0.1345935066 0.1577261428 0.1889442846 24.5856673241 3.1779424686 -0.0565293602 24.6216865838 0.7985727263 0.1339404709 0.0 -0.0047683924 2922
FY2020 Consolidated Japanese GAAP 13502000000 13502000000 11427000000 11427000000 -21638000000 6437449000000 6105493000000 331955000000 271761000000 331955000000 22815000000 -52354000000 -2282000000 -29539000000 870751000000 45.02 6.7 301.634 76650930446.000 1307.14 254119000 0.0515662338 0.0515 0.0344233405 0.001775082 1.0 0.8463190638 1.6897496667 -2.187749963 -0.1278904534 -0.1278904534 0.0538596329 0.0274806772 -0.0671726723 -0.9130648498 -2.5657973442 -0.0574606117 -1.0998367543 -0.0352623264 0.0535923239 0.0 -0.0131092437 2936
FY2019 Consolidated Japanese GAAP 15482000000 15482000000 10843000000 10843000000 603000000 6265275000000 5909416000000 355859000000 262572000000 355859000000 262437000000 33436000000 -2158000000 295873000000 902578000000 42.73 8.23 351.6679 89365495080.1000 1401.81 254119000 0.0567986242 0.0567 0.0304699333 0.0017306503 1.0 0.7003617104 16.9511045085 19.1107738018 -0.0770789866 -0.0770789866 -0.0724550898 0.0911754169 -0.0042866217 19.3518417991 -0.878068704 0.6594603125 0.0305034568 0.4824137688 -0.072498372 0.0006727212 2975
FY2018 Consolidated Japanese GAAP 16775000000 16775000000 11690000000 11690000000 20940000000 5741767000000 5384375000000 357391000000 253885000000 357391000000 12895000000 274220000000 -6337000000 287115000000 608857000000 46.07 10.91 502.6237 1407.93 0.0622440792 0.0622 0.0327092736 0.0020359586 1.0 0.6968703428 0.7687034277 17.1156482861 0.2624172185 0.2624172185 0.2931415929 0.036926895 0.0426828023 -0.8518361063 5.7897853313 0.6622608325 8.6408784124 0.8557960766 0.2930115072 0.0 2973
FY2017 Consolidated Japanese GAAP 13288000000 13288000000 9040000000 9040000000 10728000000 5537292000000 5194531000000 342761000000 244014000000 342761000000 87032000000 -57251000000 -18763000000 29781000000 328084000000 35.63 12.46 443.9498 1332.82 0.0619004741 0.061 0.0263740624 0.001632567 1.0 0.6803130644 6.5496688742 2.2411950632 -0.2858217779 -0.2858217779 -0.3369517383 0.0379756849 0.0211766318 17.5491538315 -1.4976400539 -8.1705767351 -0.7287359044 0.0347433358 -0.3368695328 0.0 2973

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp