Company profile

THE SHIGA BANK,LTD.

EDINET
E03575
Securities
8366
Industry
Banks
Latest annual securities report
2026-06-17 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-07-17 Shelf Registration Supplement PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 20% 5-year trend Deteriorating
Financial strength Strong Based on Equity ratio Current Top 11% 5-year trend Broadly stable
Growth Above average Current Top 43% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥29.03 billion, up 53.2% year over year. Net income was ¥21.29 billion, up 13.7% year over year. ROE was 4.2%; equity ratio was 6.6%; free cash flow was ¥119.82 billion.

Revenue ¥29.03B up 53.2% year over year
Operating income —
Net income ¥21.29B up 13.7% year over year
Total assets¥7.67T
Total equity—
Operating cash flow¥2.36B
Free cash flow¥119.82B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 82%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 13%

Growth Above average

Revenue growth Top 14% / 3-year revenue CAGR Bottom 74%

Profitability Industry position history Deteriorating
2026 Bottom 20% 2025 Bottom 40% 2024 Bottom 39% 2023 Bottom 35% 2022 Top 41%
Financial strength Industry position history Broadly stable
2026 Top 11% 2025 Top 10% 2024 Top 10% 2023 Top 11% 2022 Top 10%
Growth Industry position history Deteriorating
2026 Top 43% 2025 Bottom 8% 2024 Top 20% 2023 Bottom 48% 2022 Top 25%
Profitability ROE 4.2% Industry median 5.6% Bottom 82% Comparison sample 83
Financial strength Equity ratio 6.6% Industry median 4.9% Top 13% Comparison sample 83
Growth Revenue growth +53.2% Industry median +32.7% Top 14% Comparison sample 83
Growth 3-year revenue CAGR +13.1% Industry median +21.3% Bottom 74% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 29031000000 29031000000 21293000000 21293000000 70627000000 7669084000000 7160058000000 509025000000 336579000000 509025000000 2357000000 117463000000 -7593000000 119820000000 1010649000000 92.27 20.19 1862.9313 89588517114.4353 2214.31 48090081 0.0663736373 0.0663 0.0418309513 0.0027764724 1.0 0.7334573387 0.0811890737 4.1273121835 0.5320597393 0.5320597393 0.1374465812 0.0187118676 0.1443624371 1.0058100553 3.466311126 0.0507563445 1.2643265101 0.1249169376 -0.7691634144 -0.0941795512 0.0331644404 2243
FY2025 Consolidated Japanese GAAP 18949000000 18949000000 18720000000 18720000000 -38097000000 7528217000000 7083406000000 444811000000 321698000000 444811000000 -405676000000 -47627000000 -7999000000 -453303000000 898421000000 399.72 13.15 5256.3180 279058348381.7580 9652.6 53090081 0.0590858367 0.059 0.0420852902 0.0024866446 1.0 0.9879149295 -21.4088342393 -23.9222650272 -0.2093712188 -0.2093712188 0.1744040151 -0.0554960379 -0.0938627423 -1.8949551283 0.8349642741 -0.2737261146 -3.7521948199 -0.3392622326 0.1885462817 0.0 0.0078922934 2171
FY2024 Consolidated Japanese GAAP 23967000000 23967000000 15940000000 15940000000 55925000000 7970551000000 7479663000000 490887000000 310934000000 490887000000 453292000000 -288586000000 -6280000000 164706000000 1359724000000 336.31 12.47 4193.7857 222648422509.6417 10459.88 53090081 0.0615875866 0.0615 0.0324718316 0.0019998617 1.0 0.6650811533 18.9131722785 6.872199274 0.1958984083 0.1958984083 0.0728227218 0.0910047199 0.1125623836 1.9376521669 -3.9765645209 0.2104601458 1.3042100247 0.1318780753 0.0828798661 0.0 -0.0200181984 2154
FY2023 Consolidated Japanese GAAP 20041000000 20041000000 14858000000 14858000000 -15071000000 7305698000000 6864476000000 441222000000 301181000000 441222000000 -483433000000 -57989000000 -7954000000 -541422000000 1201299000000 310.57 8.62 2677.1134 142128167252.1854 9293.39 53090081 0.0603942293 0.0603 0.0336746581 0.002033755 1.0 0.7413801707 -24.122199491 -27.0157177786 -0.1649235385 -0.1649235385 -0.161275755 -0.030811801 -0.0495288811 -0.7329956481 -3.657242359 -0.7742583092 -1.1055943376 -0.3138084945 -0.1361057024 0.0 -0.0321444298 2198
FY2022 Consolidated Japanese GAAP 23999000000 23999000000 17715000000 17715000000 -26692000000 7537956000000 7073742000000 464214000000 294083000000 464214000000 -278958000000 21823000000 -4483000000 -257135000000 1750676000000 359.5 6.15 2210.925 117378187334.925 9552.14 53090081 0.061583538 0.0615 0.0381612791 0.0023501066 1.0 0.7381557565 -11.6237343223 -10.7144047669 1.167931346 1.167931346 0.5474318658 -0.0328201528 -0.0630816459 -1.2251102722 1.1722918295 0.8694411276 -1.231123651 -0.1300102619 0.5759249518 0.0 -0.0065616798 2271
FY2021 Consolidated Japanese GAAP 11070000000 11070000000 11448000000 11448000000 122660000000 7793748000000 7298278000000 495469000000 280786000000 495469000000 1239206000000 -126663000000 -34337000000 1112543000000 2012295000000 228.12 10.5 2395.260 127164547416.060 9958.46 53090081 0.0635726226 0.0635 0.023105381 0.0014688697 1.0 1.0341463415 111.9427280939 100.5007226739 -0.2021621622 -0.2021621622 -0.0776667741 0.2400549753 0.3184344906 8.4408502209 -19.8318465656 -1.3995108316 7.0627237546 1.154288461 -0.0614276898 0.0 0.0017528484 2286
FY2020 Consolidated Japanese GAAP 13875000000 13875000000 12412000000 12412000000 -22117000000 6285002000000 5909200000000 375801000000 269712000000 375801000000 131260000000 6726000000 -14310000000 137986000000 934088000000 243.05 10.56 2566.6080 136261426615.2480 7482.34 53090081 0.0597932984 0.0597 0.0330281186 0.0019748602 1.0 0.8945585586 9.4601801802 9.9449369369 -0.3396944748 -0.3396944748 -0.1545535045 0.0277552704 -0.0656992196 0.4589794036 1.4353398058 -2.0681818182 0.8517385295 0.1526073743 -0.138853458 0.0 -0.0034934498 2282
FY2019 Consolidated Japanese GAAP 21013000000 21013000000 14681000000 14681000000 -1017000000 6115271000000 5713043000000 402227000000 261356000000 402227000000 89967000000 -15450000000 -4664000000 74517000000 810413000000 282.24 9.34 2636.1216 139951909269.8496 7863.37 53090081 0.0657741905 0.0657 0.0364992902 0.0024007113 1.0 0.6986627326 4.2814924095 3.5462332842 0.0699083503 0.0699083503 0.0574042063 0.0408901046 -0.0139199078 -0.290654493 -1.1032188239 0.1034217609 -0.7305117662 0.0943319537 4.2923307707 -0.0271877655 2290
FY2018 Consolidated Japanese GAAP 19640000000 19640000000 13884000000 13884000000 38850000000 5875040000000 5467135000000 407905000000 251339000000 407905000000 126831000000 149682000000 -5202000000 276513000000 740555000000 53.33 10.05 535.9665 1566.43 0.0694301656 0.0694 0.0340373371 0.002363218 1.0 0.7069246436 6.457790224 14.0790733198 -0.0749375913 -0.0749375913 -0.0678751259 0.0605605751 0.089938169 -0.5568804743 426.2329545455 -0.3113183766 -0.0327350448 0.5781672882 -0.0678203111 -0.019575177 2354
FY2017 Consolidated Japanese GAAP 21231000000 21231000000 14895000000 14895000000 31484000000 5539561000000 5165315000000 374246000000 239365000000 374246000000 286223000000 -352000000 -3967000000 285871000000 469250000000 57.21 9.98 570.9558 1425.41 0.0675587831 0.0669 0.0398000246 0.0026888412 1.0 0.7015684612 13.4813715793 13.4647920494 -0.0578655425 -0.0578655425 -0.0395279856 0.1023067497 0.0794083885 3.1455514494 -1.0052709603 -1.3335294118 5.2909399298 1.5046971411 -0.039617257 -0.0271474878 2401

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp