Company profile

The Chikuho Bank , Ltd.

EDINET
E03592
Securities
8398
Industry
Banks
Latest annual securities report
2026-06-22 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-08-31 Extraordinary Report PDF HTML

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 10% 5-year trend Broadly stable
Financial strength Weak Based on Equity ratio Current Bottom 27% 5-year trend Broadly stable
Growth Weak Current Bottom 22% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥1.49 billion, up 29.1% year over year. Net income was ¥1.15 billion, up 17.4% year over year. ROE was 3.1%; equity ratio was 4.0%; free cash flow was ¥19.25 billion.

Revenue ¥1.49B up 29.1% year over year
Operating income —
Net income ¥1.15B up 17.4% year over year
Total assets¥927.14B
Total equity—
Operating cash flow¥18.41B
Free cash flow¥19.25B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 92%

Financial strength Weak
Based on Equity ratio

Equity ratio Bottom 75%

Growth Weak

Revenue growth Bottom 61% / 3-year revenue CAGR Bottom 100%

Profitability Industry position history Broadly stable
2026 Bottom 10% 2025 Bottom 13% 2024 Bottom 28% 2023 Bottom 10% 2022 Bottom 6%
Financial strength Industry position history Broadly stable
2026 Bottom 27% 2025 Bottom 19% 2024 Bottom 33% 2023 Bottom 20% 2022 Bottom 24%
Growth Industry position history Broadly stable
2026 Bottom 22% 2025 Bottom 3% 2024 Bottom 34% 2023 Bottom 34% 2022 Bottom 29%
Profitability ROE 3.1% Industry median 5.6% Bottom 92% Comparison sample 83
Financial strength Equity ratio 4.0% Industry median 4.9% Bottom 75% Comparison sample 83
Growth Revenue growth +29.1% Industry median +32.7% Bottom 61% Comparison sample 83
Growth 3-year revenue CAGR -55.9% Industry median +21.3% Bottom 100% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 1487000000 1487000000 1151000000 1151000000 5841000000 927141000000 889502000000 37638000000 37656000000 37638000000 18411000000 839000000 -634000000 19250000000 82235000000 193.77 9.57 1854.3789 11588050833.6780 6314.84 6249020 0.040595767 0.0397 0.030580796 0.0012414509 1.0 0.7740416947 12.3813046402 12.9455279085 0.2907986111 0.2907986111 0.1744897959 0.0498720981 0.160413134 0.6164179104 1.3813636364 -1.0584415584 1.0946681175 0.2926169855 0.201823482 0.0 0.0054446461 554
FY2025 Consolidated Japanese GAAP 1152000000 1152000000 980000000 980000000 -6272000000 883099000000 850664000000 32435000000 37140000000 32435000000 11390000000 -2200000000 -308000000 9190000000 63619000000 161.23 8.45 1362.3935 8513624229.3700 5216.29 6249020 0.0367286114 0.0359 0.0302142747 0.0011097284 1.0 0.8506944444 9.8871527778 7.9774305556 -0.9360816734 -0.0253807107 -0.071969697 0.0061707929 -0.16867439 0.3149388132 -1.2466091245 -0.0165016502 -0.4773360632 0.1622668396 -0.0725913144 0.0 -0.0265017668 551
FY2024 Consolidated Japanese GAAP 18023000000 1182000000 1056000000 1056000000 6384000000 877683000000 838666000000 39016000000 36293000000 39016000000 8662000000 8921000000 -303000000 17583000000 54737000000 173.85 9.08 1578.5580 9864440513.1600 6304.73 6249020 0.0444534074 0.0436 0.0270658192 0.0012031679 0.0655828663 0.0585917994 0.4806081119 0.9755867503 0.0423944477 0.1645320197 0.7512437811 0.0139649605 0.1857885299 1.167601873 0.2789964158 0.6484918794 1.393294115 0.4613289906 0.7482904264 0.0 0.0017699115 566
FY2023 Consolidated Japanese GAAP 17290000000 1015000000 603000000 603000000 -4623000000 865595000000 832691000000 32903000000 35507000000 32903000000 -51682000000 6975000000 -862000000 -44707000000 37457000000 99.44 13.77 1369.2888 8556713096.9760 5308.8 6249020 0.0380120033 0.0372 0.0183265964 0.0006966306 0.0587044534 0.0348756507 -2.9891266628 -2.5857142857 0.0012740329 -0.0558139535 0.0710479574 -0.0437157866 -0.1428608644 -2.7640111953 1.5009336398 -1.7896440129 -3.9079614934 -0.5488521668 0.0684431073 0.0 0.0216998192 565
FY2022 Consolidated Japanese GAAP 17268000000 1075000000 563000000 563000000 -3742000000 905165000000 866778000000 38387000000 33596000000 38387000000 29298000000 -13924000000 -309000000 15374000000 83026000000 93.07 17.62 1639.8934 10247726654.4680 5905.21 6249020 0.0424088426 0.0395 0.0146664235 0.000621986 0.06225388 0.0326036599 1.6966643502 0.89031735 -0.0220863065 -0.3836009174 -0.5183917879 0.0317434083 -0.0954995287 -0.3966390708 0.6572638212 0.3148558758 0.9382249117 0.2216712526 -0.5145524724 0.0 0.0072859745 553
FY2021 Consolidated Japanese GAAP 17658000000 1744000000 1169000000 1169000000 10815000000 877316000000 834876000000 42440000000 33341000000 42440000000 48558000000 -40626000000 -451000000 7932000000 67961000000 191.72 9.6 1840.512 11501396298.240 6594.35 6249020 0.0483748159 0.0455 0.0275447691 0.0013324731 0.0987654321 0.0662022879 2.7499150527 0.4492014951 -0.0397520257 0.3689167975 0.46125 0.1155820045 0.3163363419 3.6398825704 -4.1400525584 -0.4642857143 2.4538123167 0.1236937831 0.4657492355 0.0 -0.0196428571 549
FY2020 Consolidated Japanese GAAP 18389000000 1274000000 800000000 800000000 -7074000000 786420000000 754178000000 32241000000 32613000000 32241000000 -18394000000 12938000000 -308000000 -5456000000 60480000000 130.8 12.98 1697.784 10609486171.680 4843.79 6249020 0.0409971771 0.0377 0.0248131261 0.0010172681 0.0692805482 0.0435042689 -1.0002719017 -0.2966991136 0.0155740874 -0.0639235856 -0.0419161677 -0.0129019868 -0.1855453948 -4.9297227595 26.5276595745 -0.0098360656 -1.0729483283 -0.0870392175 -0.0460214426 0.0 -0.0556492411 560
FY2019 Consolidated Japanese GAAP 18107000000 1361000000 835000000 835000000 -2129000000 796699000000 757113000000 39586000000 31929000000 39586000000 -3102000000 470000000 -305000000 -2632000000 66246000000 137.11 14.65 2008.6615 12552165886.7300 6090.45 6249020 0.0496875231 0.0465 0.0210933158 0.0010480746 0.0751643011 0.0461147622 -0.1713149611 -0.1453581488 -0.0527334554 -0.3105369807 -0.3189233279 0.0045619552 -0.0570496177 0.65153898 -0.9833845936 0.006514658 -1.1357750838 -0.0424387847 -0.3191140686 -0.0690737834 593
FY2018 Consolidated Japanese GAAP 19115000000 1974000000 1226000000 1226000000 2673000000 793081000000 751100000000 41981000000 31053000000 41981000000 -8902000000 28287000000 -307000000 19385000000 69182000000 201.37 10.82 2178.8234 6506.46 0.0529340635 0.0499 0.0292036874 0.0015458698 0.1032696835 0.0641381114 -0.4657075595 1.0141250327 0.0658525705 0.2776699029 0.2434077079 0.0330664742 0.061010438 -4.2230267922 0.3569509738 0.4508050089 -0.1788800407 0.3807404451 11.5542394015 -0.0632352941 637
FY2017 Consolidated Japanese GAAP 17934000000 1545000000 986000000 986000000 -732000000 767696000000 728129000000 39567000000 30072000000 39567000000 2762000000 20846000000 -559000000 23608000000 50105000000 16.04 13.9 222.956 614.33 0.0515399325 0.0486 0.0249197564 0.0012843626 0.0861492138 0.0549793688 0.1540091446 1.3163822906 -0.031536883 -0.4592229611 -0.4785827604 0.0162398005 -0.0309094026 -0.6171864172 2.2821995325 0.0760330579 3.6106380626 0.8519682129 -0.4758169935 -0.0058479532 680

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp