Company profile

The Miyazaki Bank,Ltd.

EDINET
E03597
Securities
8393
Industry
Banks
Latest annual securities report
2026-06-22 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 39% 5-year trend Deteriorating
Financial strength Above average Based on Equity ratio Current Top 32% 5-year trend Improving
Growth Above average Current Top 42% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥19.83 billion, up 42.2% year over year. Net income was ¥14.09 billion, up 44.1% year over year. ROE was 6.3%; equity ratio was 5.5%; free cash flow was -¥52.98 billion.

Revenue ¥19.83B up 42.2% year over year
Operating income —
Net income ¥14.09B up 44.1% year over year
Total assets¥4.08T
Total equity—
Operating cash flow-¥110.6B
Free cash flow-¥52.98B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 40%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 33%

Growth Above average

Revenue growth Top 26% / 3-year revenue CAGR Bottom 61%

Profitability Industry position history Deteriorating
2026 Top 39% 2025 Top 41% 2024 Top 43% 2023 Top 18% 2022 Top 18%
Financial strength Industry position history Improving
2026 Top 32% 2025 Top 49% 2024 Bottom 43% 2023 Bottom 31% 2022 Bottom 19%
Growth Industry position history Improving
2026 Top 42% 2025 Top 46% 2024 Bottom 13% 2023 Bottom 43% 2022 Bottom 19%
Profitability ROE 6.3% Industry median 5.6% Top 40% Comparison sample 83
Financial strength Equity ratio 5.5% Industry median 4.9% Top 33% Comparison sample 83
Growth Revenue growth +42.2% Industry median +32.7% Top 26% Comparison sample 83
Growth 3-year revenue CAGR +18.7% Industry median +21.3% Bottom 61% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 19831000000 19831000000 14094000000 14094000000 36037000000 4076325000000 3853989000000 222335000000 183634000000 222335000000 -110602000000 57627000000 -3386000000 -52975000000 771899000000 167.32 10.63 1778.6116 30473663987.4400 2647.83 17133400 0.0545430014 0.0545 0.0633908292 0.0034575261 1.0 0.7107054611 -5.577227573 -2.6713226766 0.4218828422 0.4218828422 0.4405151267 0.0011172029 0.1724117929 0.109993482 0.8867498281 -0.1647746818 0.4348006999 -0.0680362209 -0.7084814273 0.0 -0.0106609808 1392
FY2025 Consolidated Japanese GAAP 13947000000 13947000000 9784000000 9784000000 2715000000 4071776000000 3882137000000 189639000000 172841000000 189639000000 -124271000000 30543000000 -2907000000 -93728000000 828250000000 573.96 5.76 3306.0096 56643184880.6400 11153.0 17133400 0.0465740257 0.0465 0.0515927631 0.0024028827 1.0 0.7015128702 -8.910231591 -6.720298272 0.3966553174 0.3966553174 0.3805559475 -0.0095046083 -0.0011219266 -26.4705882353 1.321766063 -0.6793760832 -0.0409133313 -0.1044861648 0.4015432702 -0.0283552803 -0.0119382022 1407
FY2024 Consolidated Japanese GAAP 9986000000 9986000000 7087000000 7087000000 28387000000 4110848000000 3920996000000 189852000000 165964000000 189852000000 4879000000 -94923000000 -1731000000 -90044000000 924888000000 409.52 6.99 2862.5448 50476397476.3200 10954.41 17633400 0.0461831719 0.0461 0.0373290774 0.0017239752 1.0 0.709693571 0.4885840176 -9.0170238334 -0.1570861822 -0.1570861822 -0.1278611863 0.021189408 0.1640934453 1.0248598798 -4.4823904909 0.0884676145 0.4672015716 -0.0902600794 -0.1300690388 0.0 -0.0172532781 1424
FY2023 Consolidated Japanese GAAP 11847000000 11847000000 8126000000 8126000000 5818000000 4025549000000 3862458000000 163090000000 160272000000 163090000000 -196260000000 27258000000 -1899000000 -169002000000 1016651000000 470.75 4.97 2339.6275 41255587558.5000 9431.67 17633400 0.0405137287 0.0404 0.0498252499 0.0020186067 1.0 0.6859120452 -16.566219296 -14.2653836414 0.0270481144 0.0270481144 0.0873812391 -0.0510174181 0.0248853139 -1.4024285969 2.8325937878 -0.1002317497 -1.3574378985 -0.1439052836 0.0864798744 0.0 -0.035286285 1449
FY2022 Consolidated Japanese GAAP 11535000000 11535000000 7473000000 7473000000 2226000000 4241963000000 4082832000000 159130000000 153988000000 159130000000 487689000000 -14874000000 -1726000000 472815000000 1187545000000 433.28 4.76 2062.4128 36367349867.5200 9212.03 17633400 0.0375132928 0.0374 0.0469616037 0.0017616844 1.0 0.6478543563 42.2790637191 40.9895968791 -0.0409876954 -0.0409876954 -0.0652908068 0.1609523067 0.0034366428 0.9014550729 0.8471828381 0.1326633166 1.9708765316 0.6575452789 -0.0654616828 0.0 -0.0214983713 1502
FY2021 Consolidated Japanese GAAP 12028000000 12028000000 7995000000 7995000000 11990000000 3653865000000 3495280000000 158585000000 148224000000 158585000000 256482000000 -97332000000 -1990000000 159150000000 716448000000 463.63 5.04 2336.6952 41203881139.6800 9182.77 17633400 0.0434019867 0.0433 0.0504146042 0.002188094 1.0 0.6646990356 21.3237445959 13.2316262055 0.1108237902 0.1108237902 0.1221052632 0.0988816496 0.0676176948 0.5863263299 -3.1646650654 -0.0976282405 -0.229846066 0.2810161618 0.1213960913 0.0 -0.004539559 1535
FY2020 Consolidated Japanese GAAP 10828000000 10828000000 7125000000 7125000000 -1565000000 3325076000000 3176535000000 148541000000 141953000000 148541000000 161683000000 44964000000 -1813000000 206647000000 559281000000 413.44 5.76 2381.4144 41992432680.9600 8593.83 17633400 0.0446729639 0.0445 0.0479665547 0.0021428082 1.0 0.6580162542 14.9319357222 19.08450314 -0.2044085231 -0.2044085231 -0.2676534073 0.0720407837 -0.0219715825 0.7705296817 1.1494335293 0.9158817798 0.8411500561 0.5778751425 -0.2678979335 0.0 -0.0277427491 1542
FY2019 Consolidated Japanese GAAP 13610000000 13610000000 9729000000 9729000000 6936000000 3101632000000 2949754000000 151878000000 136593000000 151878000000 91319000000 20919000000 -21553000000 112238000000 354452000000 564.73 4.9 2767.177 48794738911.800 8791.61 17633400 0.0489671244 0.0488 0.0640579939 0.0031367358 1.0 0.7148420279 6.7096987509 8.2467303453 0.0555297037 0.0555297037 0.109350057 0.0455368113 0.0370426007 1.8302180119 -0.7155386938 -12.816025641 4.0788094912 0.3438123185 0.1084874181 -0.0112219451 1586
FY2018 Consolidated Japanese GAAP 12894000000 12894000000 8770000000 8770000000 8716000000 2966545000000 2820092000000 146453000000 128129000000 146453000000 -109994000000 73539000000 -1560000000 -36455000000 263766000000 509.46 6.48 3301.3008 8486.39 0.0493682044 0.0492 0.0598826927 0.002956301 1.0 0.6801613153 -8.5306344036 -2.8272840081 0.0027998133 0.0027998133 -0.0524041059 -0.0040458659 0.0517271095 -1.8126034279 10.837993311 0.4930126747 -1.2850607968 -0.1259746242 8.4361918874 0.0062735257 1604
FY2017 Consolidated Japanese GAAP 12858000000 12858000000 9255000000 9255000000 6290000000 2978596000000 2839346000000 139250000000 120918000000 139250000000 135360000000 -7475000000 -3077000000 127885000000 301783000000 53.99 6.35 342.8365 807.0 0.0467502139 0.0466 0.0664631957 0.0031071686 1.0 0.7197853476 10.5272981801 9.9459480479 -0.1923874129 -0.1923874129 -0.055997552 0.0734155063 0.0238594169 0.7302825003 -0.4394377046 0.7771581692 0.7509618413 0.7052102816 -0.0590798188 -0.0111662531 1594

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp