Company profile

Bank of The Ryukyus,Limited

EDINET
E03602
Securities
8399
Industry
Banks
Latest annual securities report
2026-07-17 Amended Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
—
Compare this company

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 43% 5-year trend Broadly stable
Financial strength Below average Based on Equity ratio Current Bottom 44% 5-year trend Broadly stable
Growth Above average Current Top 38% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥13.06 billion, up 56.8% year over year. Net income was ¥9.08 billion, up 58.0% year over year. ROE was 6.2%; equity ratio was 4.7%; free cash flow was -¥7.61 billion.

Revenue ¥13.06B up 56.8% year over year
Operating income —
Net income ¥9.08B up 58.0% year over year
Total assets¥3.11T
Total equity—
Operating cash flow¥21.72B
Free cash flow-¥7.61B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 44%

Financial strength Below average
Based on Equity ratio

Equity ratio Bottom 58%

Growth Above average

Revenue growth Top 10% / 3-year revenue CAGR Bottom 69%

Profitability Industry position history Broadly stable
2026 Top 43% 2025 Bottom 35% 2024 Top 38% 2023 Top 30% 2022 Top 35%
Financial strength Industry position history Broadly stable
2026 Bottom 44% 2025 Top 46% 2024 Bottom 44% 2023 Top 46% 2022 Bottom 41%
Growth Industry position history Broadly stable
2026 Top 38% 2025 Bottom 17% 2024 Top 39% 2023 Top 44% 2022 Top 41%
Profitability ROE 6.2% Industry median 5.6% Top 44% Comparison sample 83
Financial strength Equity ratio 4.7% Industry median 4.9% Bottom 58% Comparison sample 83
Growth Revenue growth +56.8% Industry median +32.7% Top 10% Comparison sample 83
Growth 3-year revenue CAGR +15.4% Industry median +21.3% Bottom 69% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 13060000000 13060000000 9084000000 9084000000 7977000000 3108258000000 2962733000000 145524000000 153179000000 145524000000 21722000000 -29330000000 -2581000000 -7608000000 160634000000 221.5 9.99 2212.785 95389775788.950 3548.0 43108470 0.0468185073 0.0468 0.0624226932 0.0029225373 1.0 0.6955589587 1.6632465544 -0.5825421133 0.5682036503 0.5682036503 0.5795513824 0.0439090545 0.0407134326 1.1433275049 -0.757866347 -0.147621165 0.9547788873 -0.0594152745 0.5932959286 0.0 0.0044593088 1802
FY2025 Consolidated Japanese GAAP 8328000000 8328000000 5751000000 5751000000 -742000000 2977518000000 2837687000000 139831000000 146379000000 139831000000 -151555000000 -16685000000 -2249000000 -168240000000 170781000000 139.02 8.26 1148.3052 49501680265.0440 3380.5 43108470 0.0469622686 0.0469 0.0411282191 0.0019314745 1.0 0.6905619597 -18.198246878 -20.2017291066 -0.0146710838 -0.0146710838 0.017695983 -0.0291811229 -0.0191703375 -3.0676078263 0.9234007584 -0.2404853833 0.3404447999 -0.4995839169 0.0243902439 0.0 0.0124153499 1794
FY2024 Consolidated Japanese GAAP 8452000000 8452000000 5651000000 5651000000 5861000000 3067017000000 2924453000000 142564000000 142590000000 142564000000 -37259000000 -217822000000 -1813000000 -255081000000 341278000000 135.71 8.82 1196.9622 51599209089.8340 3419.9 43108470 0.0464829507 0.0464 0.0396383379 0.0018425069 1.0 0.6685991481 -4.4083057265 -30.1799574065 -0.0055300624 -0.0055300624 -0.0415535957 0.0080505554 0.0318611485 0.2871273868 -0.8659527991 0.3759036145 -0.5093460985 -0.4293983301 -0.0264007461 0.0 0.007963595 1772
FY2023 Consolidated Japanese GAAP 8499000000 8499000000 5896000000 5896000000 5601000000 3042523000000 2904361000000 138162000000 138292000000 138162000000 -52266000000 -116735000000 -2905000000 -169001000000 598102000000 139.39 6.64 925.5496 39899027165.1120 3321.4 43108470 0.0454103387 0.0453 0.0426745415 0.0019378654 1.0 0.693728674 -6.1496646664 -19.8848099776 0.0717528373 0.0717528373 0.0547406082 -0.0072897175 0.0232857841 -1.1826735217 -2.0192949331 -0.3032750112 -1.6829592571 -0.2232068294 0.06258576 0.0 0.1386010363 1758
FY2022 Consolidated Japanese GAAP 7930000000 7930000000 5590000000 5590000000 4995000000 3064865000000 2929846000000 135018000000 134864000000 135018000000 286117000000 -38663000000 -2229000000 247454000000 769963000000 131.18 6.07 796.2626 34325662404.2220 3178.82 43108470 0.0440534901 0.0439 0.0414018872 0.0018238976 1.0 0.7049180328 36.0803278689 31.2047919294 1.0629552549 1.0629552549 1.1675067856 0.1032067475 0.0242992072 -0.0313399284 0.4824368825 -0.2780963303 0.1213656468 0.4674682859 1.185240713 0.0 -0.0089858793 1544
FY2021 Consolidated Japanese GAAP 3844000000 3844000000 2579000000 2579000000 3108000000 2778142000000 2646326000000 131815000000 131051000000 131815000000 295374000000 -74702000000 -1744000000 220672000000 524688000000 60.03 12.99 779.7897 33615540888.7590 3061.43 43108470 0.0474471787 0.0473 0.0195652999 0.0009283183 1.0 0.6709157128 76.8402705515 57.406867846 -0.4444283856 -0.4444283856 -0.4790951323 0.1405979992 0.0142736227 8.4914524422 -4.2547054723 0.0996386164 3.0810770824 0.7160462332 -0.4798093588 0.0 -0.0025608195 1558
FY2020 Consolidated Japanese GAAP 6919000000 6919000000 4951000000 4951000000 3297000000 2435689000000 2305729000000 129960000000 129606000000 129960000000 31120000000 22952000000 -1937000000 54072000000 305754000000 115.4 9.18 1059.372 45667906080.840 3021.59 43108470 0.0533565656 0.0532 0.0380963373 0.0020326897 1.0 0.7155658332 4.4977597919 7.8150021679 -0.2011315091 -0.2011315091 -0.189025389 0.0192817833 0.014401124 1.5077831805 -0.8093228435 0.7703615886 -0.084843869 0.2055309787 -0.226178502 0.0 -0.0334158416 1562
FY2019 Consolidated Japanese GAAP 8661000000 8661000000 6105000000 6105000000 6108000000 2389613000000 2261498000000 128115000000 125596000000 128115000000 -61286000000 120371000000 -8435000000 59085000000 253626000000 149.13 7.56 1127.4228 48601471951.1160 2982.6 43108470 0.0536132838 0.0534 0.0476524997 0.002554807 1.0 0.7048839626 -7.0760882115 6.8219605126 -0.3012505042 -0.3012505042 -0.3050654525 0.0130797482 0.0863003129 -6.3098759542 97.5839475839 -1.9166666667 9.2486388385 0.2496415532 -0.3525376634 0.0955932203 1616
FY2018 Consolidated Japanese GAAP 12395000000 12395000000 8785000000 8785000000 9358000000 2358761000000 2240823000000 117937000000 115460000000 117937000000 -8384000000 1221000000 -2892000000 -7163000000 202959000000 230.33 7.01 1614.6133 3078.12 0.0499995549 0.0498 0.0744889221 0.0037244129 1.0 0.7087535296 -0.6764017749 -0.5778943122 0.2763876017 0.2763876017 0.3527871882 0.046701646 0.0626103723 0.8300391251 -0.9694658398 -0.491490459 0.233165614 -0.0473197522 0.3508298634 0.0221760222 1475
FY2017 Consolidated Japanese GAAP 9711000000 9711000000 6494000000 6494000000 3977000000 2253518000000 2142529000000 110988000000 106522000000 110988000000 -49329000000 39988000000 -1939000000 -9341000000 213040000000 170.51 9.38 1599.3838 2842.33 0.0492509933 0.048 0.05851083 0.0028817165 1.0 0.6687261868 -5.0797034291 -0.9618988776 -0.0326725769 -0.0326725769 -0.3714064466 0.005963416 0.0249713716 -2.0157730635 -0.6131379094 0.8076007144 -1.1073579441 -0.0503022414 -0.3718779931 0.0006934813 1443

Source filings

Select a document type to load the filings list.

Select a filing type to load the list.

Document filter

Select filing types

Choose the filing types to display.

Filing types containing financial data are selected by default.

Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp