Company profile

Resona Holdings, Inc.

EDINET
E03610
Securities
8308
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-10-01 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 13% 5-year trend Improving
Financial strength Weak Based on Equity ratio Current Bottom 23% 5-year trend Improving
Growth Average Current Bottom 49% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥390.9 billion, up 33.8% year over year. Net income was ¥258.72 billion, up 21.3% year over year. ROE was 8.8%; equity ratio was 3.8%; free cash flow was -¥5.72 trillion.

Revenue ¥390.9B up 33.8% year over year
Operating income —
Net income ¥258.72B up 21.3% year over year
Total assets¥76.3T
Total equity—
Operating cash flow-¥4.74T
Free cash flow-¥5.72T

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong
Based on ROE

ROE Top 14%

Financial strength Weak
Based on Equity ratio

Equity ratio Bottom 79%

Growth Average

Revenue growth Top 47% / 3-year revenue CAGR Bottom 58%

Profitability Industry position history Improving
2026 Top 13% 2025 Top 13% 2024 Top 11% 2023 Top 8% 2022 Top 27%
Financial strength Industry position history Improving
2026 Bottom 23% 2025 Bottom 17% 2024 Bottom 15% 2023 Bottom 15% 2022 Bottom 6%
Growth Industry position history Improving
2026 Bottom 49% 2025 Top 30% 2024 Bottom 35% 2023 Top 41% 2022 Bottom 15%
Profitability ROE 8.8% Industry median 5.6% Top 14% Comparison sample 83
Financial strength Equity ratio 3.8% Industry median 4.9% Bottom 79% Comparison sample 83
Growth Revenue growth +33.8% Industry median +32.7% Top 47% Comparison sample 83
Growth 3-year revenue CAGR +19.7% Industry median +21.3% Bottom 58% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 390902000000 390902000000 258717000000 258717000000 303880000000 76297892000000 73369528000000 2928363000000 2484658000000 2928363000000 -4737585000000 -983887000000 -127858000000 -5721472000000 13466181000000 113.82 15.13 1722.0966 3973112208253.9356 1289.54 2307136666 0.0383806541 0.038 0.0883486781 0.0033908801 1.0 0.6618461916 -12.1196233327 -14.6365892219 0.3379723439 0.3379723439 0.212788997 -0.0138672959 0.0637703587 -15.1488393496 0.0589010068 -0.4366390256 -3.2734674 -0.3028801235 0.2318181818 0.0 0.0316744324 20813
FY2025 Consolidated Japanese GAAP 292160000000 292160000000 213324000000 213324000000 64617000000 77370816000000 74618000000000 2752815000000 2352504000000 2752815000000 -293370000000 -1045466000000 -88998000000 -1338836000000 19316880000000 92.4 13.92 1286.208 2967457636902.528 1188.7 2307136666 0.0355795007 0.0352 0.0774930389 0.0027571636 1.0 0.7301615553 -1.0041415663 -4.5825438116 0.3103578188 0.3103578188 0.3422513056 0.0160198922 -0.0091275813 0.600198967 -0.4694387559 -0.1872098607 0.0736385004 -0.0685305751 0.3632339923 -0.0153022022 0.0229704376 20174
FY2024 Consolidated Japanese GAAP 222962000000 222962000000 158930000000 158930000000 319268000000 76150887000000 73372714000000 2778173000000 2225423000000 2778173000000 -733790000000 -711473000000 -74964000000 -1445263000000 20738072000000 67.78 14.02 950.2756 2226485815624.3896 1184.76 2342989566 0.0364824772 0.0362 0.0572066606 0.0020870407 1.0 0.7128120487 -3.2910989317 -6.4821045739 -0.0207650753 -0.0207650753 -0.0091645885 0.0178870275 0.0963362236 0.8590919932 -0.8225839919 -0.1706905706 0.7418226718 -0.0682683159 0.0042969329 -0.0145842185 0.0227143079 19721
FY2023 Consolidated Japanese GAAP 227690000000 227690000000 160400000000 160400000000 139087000000 74812710000000 72278658000000 2534052000000 2140398000000 2534052000000 -5207582000000 -390365000000 -64034000000 -5597947000000 22257558000000 67.49 9.47 639.1303 1519638362149.3698 1065.31 2377665966 0.033871945 0.0336 0.0632978329 0.0021440207 1.0 0.7044665993 -22.8713689666 -24.5858272212 0.4340418832 0.4340418832 0.4585265608 -0.0427657599 0.0305117114 -2.338385923 0.5784322407 0.6240084083 -2.8880358508 -0.2027963642 0.4859092911 -0.0097103668 -0.0233488655 19283
FY2022 Consolidated Japanese GAAP 158775000000 158775000000 109974000000 109974000000 51787000000 78155071000000 75696047000000 2459023000000 2044119000000 2459023000000 3890942000000 -925984000000 -170307000000 2964958000000 27919539000000 45.42 11.53 523.6926 1257375650419.4916 1025.01 2400980366 0.0314633839 0.0312 0.0447226398 0.0014071256 1.0 0.6926405291 24.5060116517 18.6739600063 -0.1685431504 -0.1685431504 -0.1165398736 0.0604820787 -0.0240597386 -0.6585326726 0.3343024217 -0.48915315 -0.7036160257 0.1112304748 -0.1618379775 0.0426219953 -0.0277723065 19744
FY2021 Consolidated Japanese GAAP 190960000000 190960000000 124481000000 124481000000 272200000000 73697682000000 71178037000000 2519645000000 1860319000000 2519645000000 11394771000000 -1390998000000 -114365000000 10003773000000 25124886000000 54.19 8.57 464.4083 1069452989782.6853 1008.82 2302829191 0.0341889315 0.0314 0.0494041819 0.0016890762 1.0 0.6518695015 59.670983452 52.3867459154 -0.1088711559 -0.1088711559 -0.1833348641 0.2178927994 0.0876746082 10.6922690948 -3.9889103286 0.3181763983 13.3786497216 0.6491076761 -0.1822845933 -0.0091599907 -0.0217726397 20308
FY2020 Consolidated Japanese GAAP 214290000000 214290000000 152426000000 152426000000 23799000000 60512454000000 58195910000000 2316543000000 1757655000000 2316543000000 974556000000 -278818000000 -167734000000 695738000000 15235443000000 66.27 4.9 324.723 754694598863.793 904.6 2324118091 0.0382820865 0.0343 0.0657989081 0.0025189195 1.0 0.7113071072 4.5478370433 3.2467123991 0.0555221704 0.0555221704 -0.1297998424 0.0237248726 -0.0168217342 2.0039948215 -2.1446153594 -2.1272652696 0.2248671241 0.0358991336 -0.1237604125 0.0 -0.0388888889 20760
FY2019 Consolidated Japanese GAAP 203018000000 203018000000 175162000000 175162000000 112287000000 59110075000000 56753897000000 2356178000000 1661168000000 2356178000000 324420000000 243591000000 -53636000000 568011000000 14707458000000 75.63 6.34 479.4942 1114401144749.5722 911.17 2324118091 0.0398608528 0.0357 0.074341582 0.0029633189 1.0 0.8627904915 1.5979863854 2.7978356599 -0.0677711604 -0.0677711604 -0.2585766833 0.176465314 0.1204230657 -0.6485263719 1.2040844025 0.7982418194 -0.4504250416 0.109427631 -0.2475375585 0.2868632708 21600
FY2018 Consolidated Japanese GAAP 217777000000 217777000000 236251000000 236251000000 311063000000 50243789000000 48140853000000 2102936000000 1567297000000 2102936000000 923028000000 110518000000 -265843000000 1033546000000 13256798000000 100.51 5.59 561.8509 900.72 0.041854646 0.0415 0.1123434094 0.0047020936 1.0 1.0848298948 4.2384090147 4.7458914394 -0.0375688313 -0.0375688313 0.4629903706 0.0368922547 0.0802130083 2.2185928122 -0.4803236986 0.1608703063 2.8971561363 0.0614694414 0.5026162356 -0.0044483986 16785
FY2017 Consolidated Japanese GAAP 226278000000 226278000000 161485000000 161485000000 237718000000 48456133000000 46509354000000 1946779000000 1485442000000 1946779000000 -757454000000 212667000000 -316808000000 -544787000000 12489100000000 66.89 8.93 597.3277 786.94 0.0401761115 0.0398 0.0829498366 0.0033326019 1.0 0.7136575363 -3.3474487135 -2.4076003854 -0.1010190501 -0.1010190501 -0.1216003046 -0.0136444259 0.0618003022 -1.2470714949 -0.8356038265 0.3186470496 -1.1249696916 -0.0645372732 -0.1167304899 0.0111550918 16860

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp