Company profile

Seven Bank, Ltd.

EDINET
E03623
Securities
8410
Industry
Banks
Latest annual securities report
2026-06-17 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-26 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 29% 5-year trend Deteriorating
Financial strength Very strong Based on Equity ratio Current Top 0% 5-year trend Broadly stable
Growth Weak Current Bottom 9% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥30.17 billion, down 0.4% year over year. Net income was ¥13.48 billion, down 26.0% year over year. ROE was 4.7%; equity ratio was 18.1%; free cash flow was ¥12.48 billion.

Revenue ¥30.17B down 0.4% year over year
Operating income —
Net income ¥13.48B down 26.0% year over year
Total assets¥1.55T
Total equity—
Operating cash flow¥83.93B
Free cash flow¥12.48B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 73%

Financial strength Very strong
Based on Equity ratio

Equity ratio Top 2%

Growth Weak

Revenue growth Bottom 96% / 3-year revenue CAGR Bottom 91%

Profitability Industry position history Deteriorating
2026 Bottom 29% 2025 Top 21% 2024 Top 2% 2023 Top 4% 2022 Top 0%
Financial strength Industry position history Broadly stable
2026 Top 0% 2025 Top 0% 2024 Top 0% 2023 Top 0% 2022 Top 0%
Growth Industry position history Broadly stable
2026 Bottom 9% 2025 Bottom 20% 2024 Bottom 29% 2023 Bottom 30% 2022 Bottom 12%
Profitability ROE 4.7% Industry median 5.6% Bottom 73% Comparison sample 83
Financial strength Equity ratio 18.1% Industry median 4.9% Top 2% Comparison sample 83
Growth Revenue growth -0.4% Industry median +32.7% Bottom 96% Comparison sample 83
Growth 3-year revenue CAGR +1.4% Industry median +21.3% Bottom 91% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 30165000000 30165000000 13476000000 13476000000 14415000000 1545743000000 1259477000000 286265000000 268443000000 286265000000 83930000000 -71453000000 -11652000000 12477000000 892764000000 12.14 22.06 267.8084 315828588587.2000 240.14 1179308000 0.1851957279 0.1814 0.0470752624 0.0087181375 1.0 0.446742914 2.7823636665 0.4136250622 -0.0040938955 -0.0040938955 -0.2604138082 0.0332665542 0.0133668922 3.1593043299 -0.5295842788 0.0801294703 1.1457882991 0.0001546 -0.2202954399 0.0 4.8284518828 1393
FY2025 Consolidated Japanese GAAP 30289000000 30289000000 18221000000 18221000000 19684000000 1495977000000 1213488000000 282489000000 266184000000 282489000000 -38869000000 -46714000000 -12667000000 -85583000000 892626000000 15.57 17.97 279.7929 329962005313.2000 236.93 1179308000 0.1888324486 0.1852 0.0645016266 0.0121800001 1.0 0.6015715276 -1.2832711545 -2.8255472284 -0.0077638734 -0.0077638734 -0.4300594307 -0.1291411547 0.024045154 -1.3857926968 0.100564145 -0.0477253929 -2.7532470193 -0.0971912198 -0.4286238532 0.0 0.1773399015 239
FY2024 Consolidated Japanese GAAP 30526000000 30526000000 31970000000 31970000000 34387000000 1717818000000 1441962000000 275856000000 260666000000 275856000000 100751000000 -51937000000 -12090000000 48814000000 988721000000 27.25 10.85 295.6625 348677151550.0000 231.24 1179308000 0.1605851144 0.1574 0.1158937997 0.0186108191 1.0 1.0473039376 3.3004979362 1.5990958527 0.0553865302 0.0553865302 0.6956613981 0.3090401159 0.0850134911 0.513300389 -0.4350805449 0.0680644415 0.6064635029 0.0404785658 0.699937617 0.0 0.0304568528 203
FY2023 Consolidated Japanese GAAP 28924000000 28924000000 18854000000 18854000000 20459000000 1312273000000 1058031000000 254242000000 243120000000 254242000000 66577000000 -36191000000 -12973000000 30386000000 950256000000 16.03 16.52 264.8156 312299155604.8000 213.08 1179308000 0.1937416986 0.1909 0.0741576923 0.0143674373 1.0 0.6518462177 2.3017909003 1.0505462592 0.0236772253 0.0236772253 -0.0947327988 0.0742045623 0.041493079 0.6116046574 -0.0021321371 -0.0193289856 4.8468347123 0.0202404113 -0.0948616601 0.0 0.1257142857 197
FY2022 Consolidated Japanese GAAP 28255000000 28255000000 20827000000 20827000000 22163000000 1221623000000 977509000000 244113000000 236864000000 244113000000 41311000000 -36114000000 -12727000000 5197000000 931404000000 17.71 13.49 238.9079 281745997733.2000 206.33 1179308000 0.1998267878 0.1985 0.0853170458 0.0170486312 1.0 0.7371084764 1.4620775084 0.1839320474 -0.2072109989 -0.2072109989 -0.1960239336 0.020435899 0.0402128893 -0.696329729 -0.1020445529 0.0610844707 -0.9496751203 -0.0069737565 -0.1953657428 0.0 0.1904761905 175
FY2021 Consolidated Japanese GAAP 35640000000 35640000000 25905000000 25905000000 25605000000 1197158000000 962482000000 234676000000 229061000000 234676000000 136039000000 -32770000000 -13555000000 103269000000 937945000000 22.01 11.49 252.8949 298240978729.2000 198.4 1179308000 0.196027592 0.1948 0.1103862346 0.0216387478 1.0 0.7268518519 3.8170314254 2.8975589226 -0.1053318606 -0.1053318606 -0.009823408 0.1024721771 0.0531474243 0.5179705196 -4.64902603 0.1532887751 0.2320623255 0.105485794 -0.0058717254 0.000151807 0.3738317757 147
FY2020 Consolidated Japanese GAAP 39836000000 39836000000 26162000000 26162000000 25939000000 1085885000000 863051000000 222833000000 216882000000 222833000000 89619000000 -5801000000 -16009000000 83818000000 848446000000 22.14 12.6 278.964 328934542356.000 187.73 1179129000 0.2052086547 0.2037 0.1174063088 0.0240927907 1.0 0.6567426448 2.2496987649 2.1040767145 -0.0215650636 -0.0215650636 0.9765790269 -0.0490758596 0.0467048711 -0.2370968154 0.8336964624 -0.3072840111 0.0148809163 0.0868455774 0.9927992799 -0.0111827275 -0.093220339 107
FY2019 Consolidated Japanese GAAP 40714000000 40714000000 13236000000 13236000000 13051000000 1141926000000 929036000000 212890000000 208083000000 212890000000 117471000000 -34882000000 -12246000000 82589000000 780650000000 11.11 29.43 326.9673 389896734427.2000 178.37 1192464000 0.1864306444 0.1861 0.0621729532 0.0115909437 1.0 0.3250970182 2.8852728791 2.0285159896 0.0628899621 0.0628899621 -0.4768586222 0.1168144276 0.0040702363 2.733267654 -8.5593313237 -0.0440787791 1.9690117554 0.0989359051 -0.4769303202 -0.8195718654 118
FY2018 Consolidated Japanese GAAP 38305000000 38305000000 25301000000 25301000000 24645000000 1022485000000 810458000000 212027000000 206823000000 212027000000 31466000000 -3649000000 -11729000000 27817000000 710369000000 21.24 15.95 338.7780 177.61 0.2073644112 0.2068 0.119329142 0.0247446173 1.0 0.6605142932 0.8214593395 0.7261976243 0.0434486516 0.0434486516 0.007446046 0.0675438926 0.0650288074 -0.6429106425 0.87337775 -0.1228221329 -0.5309106239 0.0227199433 0.0080683436 0.0315457413 654
FY2017 Consolidated Japanese GAAP 36710000000 36710000000 25114000000 25114000000 24604000000 957792000000 758710000000 199081000000 193221000000 199081000000 88118000000 -28818000000 -10446000000 59300000000 694588000000 21.07 17.26 363.6682 166.61 0.2078541061 0.2072 0.1261496577 0.0262207243 1.0 0.6841187687 2.4003813675 1.6153636611 -0.0122958538 -0.0122958538 0.0161029293 0.0463269553 0.0773131162 0.3254414729 -1.4770500258 -0.0630979035 0.0811697783 0.0754833255 0.0154216867 0.0242326333 634

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp