Company profile

The Kita-Nippon Bank,Ltd.

EDINET
E03634
Securities
8551
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-04 Treasury Share Repurchase Status Report PDF HTML

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 28% 5-year trend Broadly stable
Financial strength Strong Based on Equity ratio Current Top 16% 5-year trend Improving
Growth Below average Current Bottom 36% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥6.34 billion, up 13.7% year over year. Net income was ¥4.36 billion, up 8.8% year over year. ROE was 4.6%; equity ratio was 6.1%; free cash flow was ¥14.88 billion.

Revenue ¥6.34B up 13.7% year over year
Operating income —
Net income ¥4.36B up 8.8% year over year
Total assets¥1.56T
Total equity—
Operating cash flow¥19.9B
Free cash flow¥14.88B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 74%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 17%

Growth Below average

Revenue growth Bottom 84% / 3-year revenue CAGR Top 49%

Profitability Industry position history Broadly stable
2026 Bottom 28% 2025 Top 50% 2024 Top 50% 2023 Bottom 47% 2022 Bottom 28%
Financial strength Industry position history Improving
2026 Top 16% 2025 Top 14% 2024 Top 21% 2023 Top 25% 2022 Bottom 49%
Growth Industry position history Broadly stable
2026 Bottom 36% 2025 Top 24% 2024 Top 32% 2023 Top 21% 2022 Bottom 33%
Profitability ROE 4.6% Industry median 5.6% Bottom 74% Comparison sample 83
Financial strength Equity ratio 6.1% Industry median 4.9% Top 17% Comparison sample 83
Growth Revenue growth +13.7% Industry median +32.7% Bottom 84% Comparison sample 83
Growth 3-year revenue CAGR +21.9% Industry median +21.3% Top 49% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 6343000000 6343000000 4363000000 4363000000 10229000000 1563506000000 1468487000000 95019000000 74539000000 95019000000 19895000000 -5012000000 -1699000000 14883000000 123049000000 527.94 8.5 4487.490 37891360362.240 11593.8 8443776 0.0607730319 0.061 0.0459171324 0.0027905233 1.0 0.6878448684 3.1365284566 2.3463660728 0.1371459304 0.1371459304 0.0877586637 0.0243524362 0.0989937543 2.1654950205 -0.0052146009 -0.3462757528 1.6747823721 0.1200018204 0.110120487 -0.0398008773 -0.0128040973 771
FY2025 Consolidated Japanese GAAP 5578000000 5578000000 4011000000 4011000000 1653000000 1526336000000 1439875000000 86460000000 71816000000 86460000000 -17070000000 -4986000000 -1262000000 -22056000000 109865000000 475.57 6.74 3205.3418 28187057792.6368 10405.06 8793776 0.0566454568 0.057 0.0463913949 0.0026278618 1.0 0.7190749373 -3.060236644 -3.9541054141 0.3611517814 0.3611517814 0.30523918 0.002403663 0.0048814505 0.3760052639 -1.0694177596 -1.4891518738 -1.4959748145 -0.1750885992 0.3042893972 0.0 0.0103492885 781
FY2024 Consolidated Japanese GAAP 4098000000 4098000000 3073000000 3073000000 11247000000 1522676000000 1436635000000 86040000000 68890000000 86040000000 -27356000000 71826000000 -507000000 44470000000 133184000000 364.62 6.75 2461.1850 21643109584.5600 10187.48 8793776 0.0565057832 0.056 0.0357159461 0.0020181575 1.0 0.7498779893 -6.6754514397 10.8516349439 0.1708571429 0.1708571429 0.1556976307 0.0181847847 0.1430848944 0.8703205958 2.1520603853 0.0714285714 1.2363363874 0.4927260093 0.1513830997 0.0 -0.0480295567 773
FY2023 Consolidated Japanese GAAP 3500000000 3500000000 2659000000 2659000000 411000000 1495481000000 1420211000000 75270000000 66133000000 75270000000 -210951000000 22787000000 -546000000 -188164000000 89222000000 316.68 6.26 1982.4168 17432929277.8368 8942.49 8793776 0.0503316324 0.05 0.0353261592 0.0017780233 1.0 0.7597142857 -60.2717142857 -53.7611428571 0.2594458438 0.2594458438 0.2595926101 -0.1084619984 -0.0013135374 -5.9096298723 4.9430697352 0.076142132 -4.1822964003 -0.6789790308 0.269563823 0.0 -0.025210084 812
FY2022 Consolidated Japanese GAAP 2779000000 2779000000 2111000000 2111000000 1449000000 1677417000000 1602047000000 75369000000 63949000000 75369000000 -30530000000 -5779000000 -591000000 -36309000000 277932000000 249.44 6.32 1576.4608 13863043147.9808 8977.27 8793776 0.0449315823 0.045 0.0280088631 0.0012584825 1.0 0.7596257647 -10.9859661749 -13.0654911839 -0.0113838492 -0.0113838492 0.3869908016 0.0070747878 0.0119904399 -1.1428838864 -5.9044205496 -0.2709677419 -1.1705985444 -0.1172109747 0.3832418344 0.0 -0.0234466589 833
FY2021 Consolidated Japanese GAAP 2811000000 2811000000 1522000000 1522000000 5480000000 1665633000000 1591156000000 74476000000 62336000000 74476000000 213670000000 -837000000 -465000000 212833000000 314834000000 180.33 11.11 2003.4663 17618033865.7488 8795.72 8793776 0.0447133312 0.045 0.0204361136 0.0009137667 1.0 0.5414443259 76.0120953397 75.714336535 0.1771356784 0.1771356784 0.1789310612 0.1852946953 0.0728011293 10.0734213767 -1.1739763043 0.4259259259 12.3583626855 2.0725704136 0.1817169069 0.0 -0.0195402299 853
FY2020 Consolidated Japanese GAAP 2388000000 2388000000 1291000000 1291000000 -1731000000 1405248000000 1335825000000 69422000000 61193000000 69422000000 -23549000000 4811000000 -810000000 -18738000000 102466000000 152.6 12.88 1965.488 17284061202.688 8217.38 8793776 0.0494019561 0.049 0.0185964104 0.000918699 1.0 0.5406197655 -9.8613902848 -7.8467336683 -0.0811850712 -0.0811850712 -0.0099693252 -0.0252218356 -0.0347464579 -1.8104785774 1.2345564329 0.7695590327 -2.0096370061 -0.1602111233 0.0011809474 0.0 -0.0202702703 870
FY2019 Consolidated Japanese GAAP 2599000000 2599000000 1304000000 1304000000 1372000000 1441608000000 1368866000000 71921000000 60434000000 71921000000 -8379000000 2153000000 -3515000000 -6226000000 122014000000 152.42 12.87 1961.6454 17250270239.0304 8379.14 8793776 0.049889429 0.05 0.0181310049 0.0009045455 1.0 0.5017314352 -3.2239322816 -2.3955367449 0.0860844129 0.0860844129 -0.196054254 0.0042332767 0.0126580496 0.7873512169 -0.9603506381 -5.8252427184 -1.4179084441 -0.0739256493 -0.1958425662 -0.0155210643 888
FY2018 Consolidated Japanese GAAP 2393000000 2393000000 1622000000 1622000000 1636000000 1435531000000 1363651000000 71022000000 59593000000 71022000000 -39403000000 54301000000 -515000000 14898000000 131754000000 189.54 15.68 2971.9872 8278.27 0.0494743757 0.05 0.0228379939 0.0011298955 1.0 0.67781028 -16.4659423318 6.2256581697 -0.441279477 -0.441279477 -0.4045521292 -0.0105579561 0.0167205887 -0.1959510729 0.1902110777 -0.0019455253 0.1752918902 0.1225334833 -0.4048605878 -0.0184983678 902
FY2017 Consolidated Japanese GAAP 4283000000 4283000000 2724000000 2724000000 -915000000 1450849000000 1380077000000 69854000000 58446000000 69854000000 -32947000000 45623000000 -514000000 12676000000 117372000000 318.48 10.09 3213.4632 8149.52 0.0481469815 0.048 0.0389956194 0.0018775214 1.0 0.6360028018 -7.6925052533 2.9596077516 -0.0055723241 -0.0055723241 -0.0336998936 -0.0252841146 -0.0195517004 -2.2425796719 2.280645614 0.853811149 2.3914379802 0.1155973767 -0.0340309372 -0.0010869565 919

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp