Company profile

The Keiyo Bank, Ltd.

EDINET
E03641
Securities
8544
Industry
Banks
Latest annual securities report
2026-06-17 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-03 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Below average Based on ROE Current Bottom 32% 5-year trend Deteriorating
Financial strength Average Based on Equity ratio Current Bottom 47% 5-year trend Improving
Growth Weak Current Bottom 28% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥22.45 billion, up 23.3% year over year. Net income was ¥15.91 billion, up 24.7% year over year. ROE was 4.8%; equity ratio was 4.8%; free cash flow was -¥42.33 billion.

Revenue ¥22.45B up 23.3% year over year
Operating income —
Net income ¥15.91B up 24.7% year over year
Total assets¥6.65T
Total equity—
Operating cash flow-¥112.07B
Free cash flow-¥42.33B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Below average
Based on ROE

ROE Bottom 70%

Financial strength Average
Based on Equity ratio

Equity ratio Bottom 55%

Growth Weak

Revenue growth Bottom 75% / 3-year revenue CAGR Bottom 73%

Profitability Industry position history Deteriorating
2026 Bottom 32% 2025 Bottom 34% 2024 Bottom 41% 2023 Bottom 46% 2022 Top 43%
Financial strength Industry position history Improving
2026 Bottom 47% 2025 Bottom 50% 2024 Top 47% 2023 Bottom 47% 2022 Bottom 36%
Growth Industry position history Deteriorating
2026 Bottom 28% 2025 Bottom 31% 2024 Bottom 47% 2023 Top 35% 2022 Top 45%
Profitability ROE 4.8% Industry median 5.6% Bottom 70% Comparison sample 83
Financial strength Equity ratio 4.8% Industry median 4.9% Bottom 55% Comparison sample 83
Growth Revenue growth +23.3% Industry median +32.7% Bottom 75% Comparison sample 83
Growth 3-year revenue CAGR +14.0% Industry median +21.3% Bottom 73% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 22452000000 22452000000 15912000000 15912000000 25639000000 6653408000000 6322906000000 330501000000 296180000000 330501000000 -112068000000 69740000000 -5982000000 -42328000000 868875000000 131.66 15.25 2007.8150 253843749710.2700 2695.12 126427858 0.0496739415 0.048 0.0481450888 0.0023915563 1.0 0.7087119188 -4.9914484233 -1.885266346 0.2326781597 0.2326781597 0.2474129821 0.0139747109 0.063648125 -0.3429680759 2.7300059536 -0.1640396964 0.6579831933 -0.0526730674 0.2653531956 -0.0380436848 0.007127193 1837
FY2025 Consolidated Japanese GAAP 18214000000 18214000000 12756000000 12756000000 -13072000000 6561710000000 6250986000000 310724000000 286026000000 310724000000 -83448000000 -40312000000 -5139000000 -123760000000 917186000000 104.05 8.62 896.9110 117879091546.6380 2508.89 131427858 0.0473541196 0.046 0.0410525096 0.0019440054 1.0 0.7003403975 -4.5815306907 -6.7947732513 0.1617553259 0.1617553259 0.1726420298 0.0022090201 -0.0553663935 0.5407981334 -28.2327773749 -0.1802939825 0.3240962737 -0.1232220647 0.1944667662 0.0 -0.0043668122 1824
FY2024 Consolidated Japanese GAAP 15678000000 15678000000 10878000000 10878000000 37212000000 6547247000000 6218310000000 328936000000 278406000000 328936000000 -181724000000 -1379000000 -4354000000 -183103000000 1046087000000 87.11 8.74 761.3414 100061469408.7212 2615.26 131427858 0.0502403529 0.049 0.0330702629 0.0016614617 1.0 0.6938384998 -11.5910192627 -11.6789769103 0.0332147094 0.0332147094 0.0469682387 -0.0043545489 0.1109737604 0.6437936746 -1.0516924692 -0.1691729323 0.6212873949 -0.1519675796 0.0649144254 -0.0186667661 -0.0260499734 1832
FY2023 Consolidated Japanese GAAP 15174000000 15174000000 10390000000 10390000000 3820000000 6575882000000 6279802000000 296079000000 271878000000 296079000000 -510165000000 26677000000 -3724000000 -483488000000 1233546000000 81.8 6.91 565.238 75701114600.204 2313.85 133927858 0.0450249868 0.044 0.0350919856 0.0015800162 1.0 0.6847238698 -33.6209964413 -31.8629234216 -0.0639111659 -0.0639111659 -0.0710773357 -0.0474177474 0.000324343 -1.3832694632 1.2249818679 0.1274601687 -1.3987487144 -0.283138429 -0.0580377706 -0.0147136873 -0.0309119011 1881
FY2022 Consolidated Japanese GAAP 16210000000 16210000000 11185000000 11185000000 2513000000 6903217000000 6607233000000 295983000000 265208000000 295983000000 1331087000000 -118574000000 -4268000000 1212513000000 1720759000000 86.84 5.7 494.988 67282658575.704 2288.27 135927858 0.0428760968 0.042 0.0377893325 0.0016202591 1.0 0.690006169 82.1151758174 74.8003084516 0.3522983232 0.3522983232 0.5149668157 0.2431446411 -0.0069384099 2.6329190275 -0.1886998627 -0.8985765125 3.5472932176 2.3574802689 0.5364472753 -0.0215939412 -0.0182094082 1941
FY2021 Consolidated Japanese GAAP 11987000000 11987000000 7383000000 7383000000 18026000000 5553028000000 5254977000000 298051000000 258286000000 298051000000 366396000000 -99751000000 -2248000000 266645000000 512515000000 56.52 8.1 457.812 63602840526.696 2240.83 138927858 0.0536735993 0.052 0.0247709285 0.0013295449 1.0 0.6159172437 30.5661132894 22.2445148911 0.4650452212 0.4650452212 0.3269230769 0.1117789715 0.0557728139 14.478687001 -1.2065876211 0.4129015409 13.3819363826 1.0656099114 0.3292568203 0.0 0.0112531969 1977
FY2020 Consolidated Japanese GAAP 8182000000 8182000000 5564000000 5564000000 -8875000000 4994723000000 4712416000000 282306000000 252989000000 282306000000 23671000000 -45206000000 -3829000000 -21535000000 248118000000 42.52 12.55 533.6260 74135517153.1080 2125.95 138927858 0.0565208521 0.055 0.01970911 0.0011139757 1.0 0.6800293327 2.893057932 -2.6319970667 -0.4778557754 -0.4778557754 -0.4724566227 0.0202957163 -0.0425599023 1.4335347985 -2.078541776 -0.3768428623 -0.6975405959 -0.0927479953 -0.467967968 -0.0347396263 -0.0106275304 1955
FY2019 Consolidated Japanese GAAP 15670000000 15670000000 10547000000 10547000000 3824000000 4895368000000 4600513000000 294855000000 251485000000 294855000000 -54600000000 41914000000 -2781000000 -12686000000 273483000000 79.92 8.08 645.7536 92941932443.7888 2199.34 143927858 0.0602314269 0.059 0.0357701243 0.0021544856 1.0 0.6730695597 -3.4843650287 -0.8095724314 -0.1190195086 -0.1190195086 -0.1294981842 0.0221046131 0.0033688939 -2.0535204966 -0.563245699 -0.006514658 -1.162461901 -0.0535282921 0.7396604266 -0.0356271352 1976
FY2018 Consolidated Japanese GAAP 17787000000 17787000000 12116000000 12116000000 13393000000 4789498000000 4495633000000 293865000000 243970000000 293865000000 -17881000000 95967000000 -2763000000 78086000000 288950000000 45.94 10.33 474.5602 1098.39 0.0613561171 0.06 0.0412298164 0.0025297014 1.0 0.6811716422 -1.0052847585 4.3900601563 0.0068493151 0.0068493151 0.0414302905 0.0415518357 0.037589286 0.7268366458 2.8708476294 0.2973041709 1.6688021926 0.3525848672 0.0424324938 -0.0158501441 2049
FY2017 Consolidated Japanese GAAP 17666000000 17666000000 11634000000 11634000000 4156000000 4598425000000 4315206000000 283219000000 234730000000 283219000000 -65459000000 -51296000000 -3932000000 -116755000000 213628000000 44.07 10.91 480.8037 1060.19 0.0615904359 0.06 0.0410777526 0.0025299967 1.0 0.6585531529 -3.7053662402 -6.609022982 -0.2651719978 -0.2651719978 -0.2340005267 0.0233084925 0.0005016303 -2.4295069943 -1.9479247515 0.5678171027 -4.333285751 -0.361001684 -0.2173681406 0.0048262548 2082

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp