Company profile

THE FIRST BANK OF TOYAMA, LTD.

EDINET
E03646
Securities
7184
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-24 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 23% 5-year trend Improving
Financial strength Very strong Based on Equity ratio Current Top 2% 5-year trend Broadly stable
Growth Average Current Top 47% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥20.99 billion, up 10.7% year over year. Net income was ¥15.06 billion, up 12.7% year over year. ROE was 7.6%; equity ratio was 11.7%; free cash flow was ¥4.33 billion.

Revenue ¥20.99B up 10.7% year over year
Operating income —
Net income ¥15.06B up 12.7% year over year
Total assets¥1.7T
Total equity—
Operating cash flow¥17.74B
Free cash flow¥4.33B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong
Based on ROE

ROE Top 25%

Financial strength Very strong
Based on Equity ratio

Equity ratio Top 3%

Growth Average

Revenue growth Bottom 87% / 3-year revenue CAGR Top 10%

Profitability Industry position history Improving
2026 Top 23% 2025 Top 3% 2024 Bottom 46% 2023 Bottom 38% 2022 Bottom 29%
Financial strength Industry position history Broadly stable
2026 Top 2% 2025 Top 2% 2024 Top 3% 2023 Top 3% 2022 Top 3%
Growth Industry position history Deteriorating
2026 Top 47% 2025 Top 4% 2024 Top 8% 2023 Top 17% 2022 Top 34%
Profitability ROE 7.6% Industry median 5.6% Top 25% Comparison sample 83
Financial strength Equity ratio 11.7% Industry median 4.9% Top 3% Comparison sample 83
Growth Revenue growth +10.7% Industry median +32.7% Bottom 87% Comparison sample 83
Growth 3-year revenue CAGR +49.1% Industry median +21.3% Top 10% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 20989000000 20989000000 15055000000 15055000000 50000000000 1701560000000 1502989000000 198570000000 128173000000 198570000000 17740000000 -13414000000 -3971000000 4326000000 80220000000 238.88 9.77 2333.8576 150089682098.7200 3159.4 64309700 0.116698794 0.1166 0.0758170922 0.0088477632 1.0 0.7172804803 0.845204631 0.2061079613 0.1070731579 0.1070731579 0.1273775648 0.0673113171 0.3019361522 4.2907843722 -2.2000357846 -0.5320216049 -0.7022916523 0.0044450009 0.1432400096 0.0 0.0179738562 623
FY2025 Consolidated Japanese GAAP 18959000000 18959000000 13354000000 13354000000 1912000000 1594249000000 1441729000000 152519000000 117066000000 152519000000 3353000000 11178000000 -2592000000 14531000000 79865000000 208.95 5.48 1145.0460 73637564746.2000 2392.5 64309700 0.0956682425 0.0956 0.0875563045 0.0083763578 1.0 0.7043620444 0.1768553194 0.7664433778 1.055621815 1.055621815 1.5272520818 0.0085045278 -0.0223830371 -0.5912969283 1.8933823529 -0.2718351325 4.3730269266 0.1757821126 1.5168634064 0.0 0.0016366612 612
FY2024 Consolidated Japanese GAAP 9223000000 9223000000 5284000000 5284000000 35743000000 1580805000000 1424794000000 156011000000 101781000000 156011000000 8204000000 -12512000000 -2038000000 -4308000000 67925000000 83.02 11.49 953.8998 61345009968.0600 2345.88 64309700 0.0986908569 0.094 0.0338694066 0.0033426008 1.0 0.5729155372 0.8895153421 -0.4670931367 0.457951312 0.457951312 0.2571972401 0.0640443925 0.2757253132 1.3461019237 -1.2717400747 -0.0298130369 -1.1928379588 -0.0854315336 0.2694189602 -0.0445700991 -0.0081168831 611
FY2023 Consolidated Japanese GAAP 6326000000 6326000000 4203000000 4203000000 2878000000 1485657000000 1363364000000 122292000000 98483000000 122292000000 -23704000000 46044000000 -1979000000 22340000000 74270000000 65.4 9.0 588.60 39618489420.00 1798.58 67309700 0.082315097 0.0774 0.0343685605 0.0028290514 1.0 0.6644008852 -3.7470755612 3.5314574771 0.2088668068 0.2088668068 0.2056798623 0.0131701612 0.0080949633 -4.5551910007 4.1597584408 -1.47375 2.1858378895 0.3776409267 0.2497611313 0.0 -0.049382716 616
FY2022 Consolidated Japanese GAAP 5233000000 5233000000 3486000000 3486000000 4621000000 1466345000000 1345035000000 121310000000 96031000000 121310000000 -4267000000 -14572000000 -800000000 -18839000000 53911000000 52.33 6.03 315.5499 21239569104.0300 1712.04 67309700 0.0827295077 0.0777 0.0287362954 0.0023773396 1.0 0.6661570801 -0.8154022549 -3.600038219 0.4757473209 0.4757473209 0.5216062855 0.0264044468 0.0324782542 0.7977820956 -1.4917656587 0.0314769976 -3.2082991443 -0.2670056697 0.5207788434 0.0 -0.0371471025 648
FY2021 Consolidated Japanese GAAP 3546000000 3546000000 2291000000 2291000000 21349000000 1428623000000 1311129000000 117494000000 93124000000 117494000000 -21101000000 29632000000 -826000000 8531000000 73549000000 34.41 9.12 313.8192 21123076206.2400 1676.44 67309700 0.082242831 0.0781 0.019498868 0.0016036421 1.0 0.6460800902 -5.9506486182 2.4058093627 -0.0979394556 -0.0979394556 0.0264336918 0.0268016356 0.2118030487 -1.2669492061 1.4780974201 0.231627907 -0.5001171921 0.1170190146 0.0265513126 0.0 -0.0260492041 673
FY2020 Consolidated Japanese GAAP 3931000000 3931000000 2232000000 2232000000 -5694000000 1391333000000 1294375000000 96958000000 91400000000 96958000000 79045000000 -61979000000 -1075000000 17066000000 65844000000 33.52 8.76 293.6352 19764497221.4400 1365.77 67309700 0.0696871274 0.0653 0.0230202768 0.001604217 1.0 0.5677944543 20.1081149835 4.3413889596 -0.1706751055 -0.1706751055 -0.3753148615 0.0397320211 -0.0651406753 9.248460816 -4.0428101527 -0.1472785486 0.5822362322 0.3207365507 -0.3725196556 0.0 -0.0482093664 691
FY2019 Consolidated Japanese GAAP 4740000000 4740000000 3573000000 3573000000 3375000000 1338165000000 1234450000000 103714000000 90204000000 103714000000 -9583000000 20369000000 -937000000 10786000000 49854000000 53.42 6.9 368.598 24810220800.600 1473.65 67309700 0.0775046426 0.0736 0.0344505081 0.0026700743 1.0 0.7537974684 -2.0217299578 2.2755274262 -0.3964090157 -0.3964090157 -0.3327731092 -0.0135600342 0.0241941855 -4.6238262911 3.3223121651 0.0 2.0296897375 0.2461942257 -0.3329170829 0.0013793103 726
FY2018 Consolidated Japanese GAAP 7853000000 7853000000 5355000000 5355000000 4404000000 1356560000000 1255296000000 101264000000 87459000000 101264000000 -1704000000 -8771000000 -937000000 -10475000000 40005000000 80.08 6.2 496.496 1439.36 0.0746476381 0.0709 0.0528815769 0.0039474848 1.0 0.6819050045 -0.2169871387 -1.3338851394 0.0652468801 0.0652468801 -0.0373898975 0.0054327283 0.0354509852 -1.0449307844 0.6157620362 0.1251167134 -1.6938005034 -0.2220104627 -0.037384301 0.0013812155 725
FY2017 Consolidated Japanese GAAP 7372000000 7372000000 5563000000 5563000000 -5210000000 1349230000000 1251432000000 97797000000 83019000000 97797000000 37925000000 -22827000000 -1071000000 15098000000 51421000000 83.19 6.37 529.9203 1396.99 0.0724835647 0.0692 0.0568831355 0.0041230924 1.0 0.7546120456 5.1444655453 2.0480195334 -0.0706001009 -0.0706001009 0.0340148699 0.0261810289 -0.0603670254 -0.4686142637 0.5634872069 -1.4960629921 -0.2085342839 0.3751504292 -0.0622252283 0.0125874126 724

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp