Company profile

The Miyazaki Taiyo Bank,Ltd.

EDINET
E03669
Securities
8560
Industry
Banks
Latest annual securities report
2026-06-22 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-07 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 13% 5-year trend Deteriorating
Financial strength Strong Based on Equity ratio Current Top 27% 5-year trend Deteriorating
Growth Below average Current Bottom 41% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥2.59 billion, up 37.3% year over year. Net income was ¥1.48 billion, up 11.1% year over year. ROE was 3.1%; equity ratio was 5.5%; free cash flow was ¥2.17 billion.

Revenue ¥2.59B up 37.3% year over year
Operating income —
Net income ¥1.48B up 11.1% year over year
Total assets¥832.27B
Total equity—
Operating cash flow¥7.64B
Free cash flow¥2.17B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 90%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 28%

Growth Below average

Revenue growth Top 35% / 3-year revenue CAGR Bottom 87%

Profitability Industry position history Deteriorating
2026 Bottom 13% 2025 Bottom 11% 2024 Top 41% 2023 Top 43% 2022 Bottom 32%
Financial strength Industry position history Deteriorating
2026 Top 27% 2025 Top 22% 2024 Top 21% 2023 Top 27% 2022 Top 11%
Growth Industry position history Deteriorating
2026 Bottom 41% 2025 Bottom 11% 2024 Top 34% 2023 Top 29% 2022 Top 36%
Profitability ROE 3.1% Industry median 5.6% Bottom 90% Comparison sample 83
Financial strength Equity ratio 5.5% Industry median 4.9% Top 28% Comparison sample 83
Growth Revenue growth +37.3% Industry median +32.7% Top 35% Comparison sample 83
Growth 3-year revenue CAGR +6.0% Industry median +21.3% Bottom 87% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 2590000000 2590000000 1480000000 1480000000 3619000000 832270000000 784603000000 47667000000 38943000000 47667000000 7635000000 -5461000000 -873000000 2174000000 76363000000 261.51 8.41 2199.2991 13069211741.0004 7875.53 5942444 0.057273481 0.0552 0.0310487339 0.0017782691 1.0 0.5714285714 2.9478764479 0.8393822394 0.3725490196 0.3725490196 0.1111111111 0.0215373814 0.0611059169 -0.1117961843 -7.2120300752 -1.3594594595 -0.7258857647 0.017345892 0.1262758947 0.0 -0.0338983051 570
FY2025 Consolidated Japanese GAAP 1887000000 1887000000 1332000000 1332000000 -1550000000 814723000000 769801000000 44922000000 38342000000 44922000000 8596000000 -665000000 -370000000 7931000000 75061000000 232.19 5.44 1263.1136 7505981833.6384 7041.93 5942444 0.0551377585 0.0531 0.0296513958 0.0016349115 1.0 0.7058823529 4.5553789083 4.2029676736 -0.231990232 -0.231990232 -0.244469654 0.0091410962 -0.041009329 1.5121239202 0.0015015015 0.0 1.4544725231 0.1120312894 -0.2597398457 0.0 -0.0247933884 590
FY2024 Consolidated Japanese GAAP 2457000000 2457000000 1763000000 1763000000 5415000000 807343000000 760499000000 46843000000 37392000000 46843000000 -16785000000 -666000000 -370000000 -17451000000 67499000000 313.66 4.78 1499.2948 8909475388.4912 7420.58 5942444 0.058021188 0.056 0.0376363598 0.0021837063 1.0 0.7175417175 -6.8315018315 -7.1025641026 0.130174793 0.130174793 0.1374193548 -0.0052672563 0.120699555 0.7283584988 0.8573264781 0.972610852 0.7374170541 -0.2088817524 0.1473406979 0.0 -0.0146579805 605
FY2023 Consolidated Japanese GAAP 2174000000 2174000000 1550000000 1550000000 -159000000 811618000000 769819000000 41798000000 35998000000 41798000000 -61791000000 -4668000000 -13509000000 -66459000000 85321000000 273.38 3.67 1003.3046 5962081400.4424 6476.22 5942444 0.0514995971 0.0496 0.037083114 0.0019097654 1.0 0.7129714811 -28.4227230911 -30.5699172033 0.0799801292 0.0799801292 -0.0479115479 -0.0781248048 -0.2463397043 -2.8700178555 0.7240482384 -3.4231390135 -5.1209772431 -0.4838040269 -0.0176081644 -0.3043625454 -0.016025641 614
FY2022 Consolidated Japanese GAAP 2013000000 2013000000 1628000000 1628000000 285000000 880399000000 824939000000 55460000000 47969000000 55460000000 33043000000 -16916000000 5575000000 16127000000 165288000000 278.28 3.38 940.5864 8034906649.1616 6607.35 8542444 0.0629941651 0.0613 0.0293544897 0.0018491616 1.0 0.8087431694 16.4148037755 8.0114257327 0.2274390244 0.2274390244 0.3107890499 0.0591622936 0.1182127951 -0.668960888 -0.4594081615 14.1796690307 -0.8172060074 0.1511749384 0.3536336219 0.0755434977 -0.0325581395 624
FY2021 Consolidated Japanese GAAP 1640000000 1640000000 1242000000 1242000000 5489000000 831222000000 781625000000 49597000000 40737000000 49597000000 99816000000 -11591000000 -423000000 88225000000 143582000000 205.58 4.88 1003.2304 7968101271.0976 6648.61 7942444 0.0596675738 0.058 0.0250418372 0.0014941857 1.0 0.7573170732 60.8634146341 53.7957317073 0.129476584 0.129476584 0.1651031895 0.1798683897 0.1138384837 81.4244426094 -3.0260507121 0.0047058824 53.8926858513 1.5741690272 0.191837208 0.0 0.0254372019 645
FY2020 Consolidated Japanese GAAP 1452000000 1452000000 1066000000 1066000000 -2236000000 704504000000 659976000000 44528000000 39905000000 44528000000 1211000000 -2879000000 -425000000 -1668000000 55778000000 172.49 5.33 919.3717 7302058242.4348 5705.83 7942444 0.0632047511 0.0613 0.0239399928 0.0015131213 1.0 0.7341597796 0.8340220386 -1.1487603306 -0.0528375734 -0.0528375734 0.0240153698 0.0115048149 -0.0562902679 1.1891005621 0.4858010359 0.1396761134 0.8610347413 -0.0361499914 0.0285015801 0.0 0.0 629
FY2019 Consolidated Japanese GAAP 1533000000 1533000000 1041000000 1041000000 -855000000 696491000000 649307000000 47184000000 39065000000 47184000000 -6404000000 -5599000000 -494000000 -12003000000 57870000000 167.71 8.46 1418.8266 11268950816.2104 6221.32 7942444 0.0677453119 0.066 0.0220625636 0.0014946353 1.0 0.6790606654 -4.1774298761 -7.8297455969 -0.1576923077 -0.1576923077 -0.1403798514 0.0128759796 -0.0275951611 -1.5702074615 0.4063825276 -0.1126126126 -7.6720400222 -0.1775623899 -0.16065262 -0.0217729393 629
FY2018 Consolidated Japanese GAAP 1820000000 1820000000 1211000000 1211000000 1043000000 687637000000 639114000000 48523000000 38345000000 48523000000 11231000000 -9432000000 -444000000 1799000000 70364000000 199.81 8.4 1678.404 6463.83 0.0705648474 0.0687 0.0249572368 0.0017611036 1.0 0.6653846154 6.1708791209 0.9884615385 -0.321654864 -0.321654864 -0.5832759807 0.0181332267 0.0125623422 0.2995834298 -41.6551724138 0.0133333333 -0.7972729322 0.0196942251 2.8618090452 -0.013803681 643
FY2017 Consolidated Japanese GAAP 2683000000 2683000000 2906000000 2906000000 3747000000 675390000000 627469000000 47921000000 37336000000 47921000000 8642000000 232000000 -450000000 8874000000 69005000000 51.74 3.3 170.742 635.45 0.070953079 0.0692 0.0606414724 0.0043026992 1.0 1.083115915 3.2210212449 3.3074916139 -0.5302871148 -0.5302871148 -0.3806479113 0.0190274586 0.0768522056 1.7184649261 1.0429152793 -0.0089686099 4.9847328244 0.1389970949 -0.3920808366 0.01875 652

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp