Company profile

The Minami-Nippon Bank,Ltd.

EDINET
E03670
Securities
8554
Industry
Banks
Latest annual securities report
2026-06-26 Amended Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-07-03 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 41% 5-year trend Broadly stable
Financial strength Above average Based on Equity ratio Current Top 40% 5-year trend Deteriorating
Growth Weak Current Bottom 22% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥2.92 billion, up 6.3% year over year. Net income was ¥2.8 billion, up 28.0% year over year. ROE was 6.3%; equity ratio was 5.1%; free cash flow was ¥13.33 billion.

Revenue ¥2.92B up 6.3% year over year
Operating income —
Net income ¥2.8B up 28.0% year over year
Total assets¥865.37B
Total equity—
Operating cash flow¥8.21B
Free cash flow¥13.33B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 43%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 41%

Growth Weak

Revenue growth Bottom 92% / 3-year revenue CAGR Bottom 68%

Profitability Industry position history Broadly stable
2026 Top 41% 2025 Top 35% 2024 Top 39% 2023 Top 35% 2022 Top 32%
Financial strength Industry position history Deteriorating
2026 Top 40% 2025 Top 34% 2024 Top 41% 2023 Top 50% 2022 Top 12%
Growth Industry position history Deteriorating
2026 Bottom 22% 2025 Bottom 41% 2024 Bottom 46% 2023 Bottom 46% 2022 Top 12%
Profitability ROE 6.3% Industry median 5.6% Top 43% Comparison sample 83
Financial strength Equity ratio 5.1% Industry median 4.9% Top 41% Comparison sample 83
Growth Revenue growth +6.3% Industry median +32.7% Bottom 92% Comparison sample 83
Growth 3-year revenue CAGR +15.8% Industry median +21.3% Bottom 68% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 2922000000 2922000000 2800000000 2800000000 4338000000 865370000000 820925000000 44444000000 41327000000 44444000000 8207000000 5119000000 -656000000 13326000000 145338000000 344.05 4.06 1396.8430 12039236164.2700 4742.89 8618890 0.0513583785 0.0513 0.06300063 0.0032356102 1.0 0.9582477755 2.8086926762 4.5605749487 0.0629319753 0.0629319753 0.2797074954 0.0425064391 0.0903024802 -0.7358375177 1.6385978044 -0.3067729084 -0.4219156689 0.0955015527 0.3201719044 0.0 -0.0131147541 602
FY2025 Consolidated Japanese GAAP 2749000000 2749000000 2188000000 2188000000 -231000000 830086000000 789322000000 40763000000 39182000000 40763000000 31068000000 -8016000000 -502000000 23052000000 132668000000 260.61 3.16 823.5276 7097893796.3640 4139.46 8618890 0.04910696 0.0491 0.0536761279 0.0026358715 1.0 0.7959257912 11.3015642052 8.3855947617 0.3508599509 0.3508599509 0.3564786113 0.003145684 -0.0176170049 2.2435158501 -3.138358286 -0.1155555556 1.856283199 0.2047693858 0.4182085329 -0.0168368412 -0.0192926045 610
FY2024 Consolidated Japanese GAAP 2035000000 2035000000 1613000000 1613000000 4070000000 827483000000 785989000000 41494000000 37390000000 41494000000 -24984000000 -1937000000 -450000000 -26921000000 110119000000 183.76 5.1 937.176 8215744032.240 4154.17 8766490 0.0501448368 0.0501 0.0388730901 0.0019492848 1.0 0.7926289926 -12.2771498771 -13.228992629 0.0807222517 0.0807222517 0.0528720627 -0.0273728183 0.0956379383 -7.4375161041 -2.212899186 0.9710648148 -5.914384812 -0.1990879469 0.143639532 -0.0201130507 -0.0142630745 622
FY2023 Consolidated Japanese GAAP 1883000000 1883000000 1532000000 1532000000 784000000 850771000000 812899000000 37872000000 36224000000 37872000000 3881000000 1597000000 -15552000000 5478000000 137492000000 160.68 3.98 639.5064 5721299242.1520 3620.93 8946430 0.0445149165 0.0445 0.040452049 0.0018007196 1.0 0.8135953266 2.0610727562 2.9091874668 -0.3488934993 -0.3488934993 -0.3074141049 -0.0363881218 -0.2804787689 -0.6376283847 1.6060721063 -2.9283323001 -0.3216099071 -0.0682677582 -0.3392548729 -0.2511210462 -0.0047318612 631
FY2022 Consolidated Japanese GAAP 2892000000 2892000000 2212000000 2212000000 1378000000 882898000000 830263000000 52635000000 50240000000 52635000000 10710000000 -2635000000 8065000000 8075000000 147566000000 243.18 2.64 641.9952 7669550717.1360 3589.33 11946430 0.0596161731 0.0596 0.0420252684 0.0025053857 1.0 0.764868603 3.7033195021 2.7921853389 0.6320541761 0.6320541761 0.2981220657 0.0236356132 0.2198711412 -0.7346448304 -1.3359929078 21.5739795918 -0.7941783702 0.1228067506 0.2833394902 0.0766012132 -0.0200927357 634
FY2021 Consolidated Japanese GAAP 1772000000 1772000000 1704000000 1704000000 2567000000 862512000000 819364000000 43148000000 39745000000 43148000000 40361000000 -1128000000 -392000000 39233000000 131426000000 189.49 3.9 739.011 8200383830.730 3473.44 11096430 0.0500259707 0.05 0.0394919811 0.0019756247 1.0 0.9616252822 22.7770880361 22.1405191874 0.4656741108 0.4656741108 1.6418604651 0.0929370008 0.0531608494 27.3832630098 -1.3863013699 0.3253012048 8.0356978351 0.4195172004 2.2586414445 0.0 -0.0196969697 647
FY2020 Consolidated Japanese GAAP 1209000000 1209000000 645000000 645000000 -1520000000 789169000000 748198000000 40970000000 38315000000 40970000000 1422000000 2920000000 -581000000 4342000000 92585000000 58.15 14.94 868.7610 9640145623.2300 3200.7 11096430 0.0519153692 0.0518 0.0157432268 0.0008173154 1.0 0.5334987593 1.17617866 3.5913978495 -0.1110294118 -0.1110294118 -0.1535433071 -0.0156354465 -0.0488020059 1.1817020189 36.6097560976 0.0017182131 1.5490642387 0.0423421598 -0.1999174463 0.0 0.0 660
FY2019 Consolidated Japanese GAAP 1360000000 1360000000 762000000 762000000 364000000 801704000000 758631000000 43072000000 38116000000 43072000000 -7826000000 -82000000 -582000000 -7908000000 88824000000 72.68 18.17 1320.5956 14653896633.7080 3466.17 11096430 0.0537255645 0.0537 0.0176913076 0.0009504755 1.0 0.5602941176 -5.7544117647 -5.8147058824 -0.3933987511 -0.3933987511 -0.0707317073 0.0055539111 -0.0049668492 -2.3785450062 -1.017826087 0.7752895753 -1.7694852583 -0.0872433566 -0.0910455228 0.0 660
FY2018 Consolidated Japanese GAAP 2242000000 2242000000 820000000 820000000 722000000 797276000000 753988000000 43287000000 37934000000 43287000000 5677000000 4600000000 -2590000000 10277000000 97314000000 79.96 18.82 1504.8472 3492.68 0.0542936198 0.0542 0.0189433317 0.001028502 1.0 0.3657448707 2.5321141838 4.5838537021 -0.2387096774 -0.2387096774 -0.5766649458 0.0197862132 0.003151723 2.4552647596 -0.6577380952 -3.2951907131 -0.318636876 0.085790795 2.6729444189 0.0200927357 660
FY2017 Consolidated Japanese GAAP 2945000000 2945000000 1937000000 1937000000 1518000000 781807000000 738655000000 43151000000 37685000000 43151000000 1643000000 13440000000 -603000000 15083000000 89625000000 21.77 7.21 156.9617 347.38 0.0551939289 0.0551 0.0448888786 0.0024775936 1.0 0.6577249576 0.5578947368 5.1215619694 -0.2915564109 -0.2915564109 -0.1262967975 0.0117519017 0.0216397945 -0.7687869406 7.092475068 0.0065897858 2.0781632653 0.1927099968 -0.1309381238 0.0205047319 647

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp