Company profile

TOMATO BANK,LTD.

EDINET
E03678
Securities
8542
Industry
Banks
Latest annual securities report
2026-06-25 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 16% 5-year trend Deteriorating
Financial strength Below average Based on Equity ratio Current Bottom 31% 5-year trend Broadly stable
Growth Weak Current Bottom 11% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥2.83 billion, up 8.6% year over year. Net income was ¥1.97 billion, up 8.4% year over year. ROE was 3.4%; equity ratio was 4.1%; free cash flow was ¥1.89 billion.

Revenue ¥2.83B up 8.6% year over year
Operating income —
Net income ¥1.97B up 8.4% year over year
Total assets¥1.39T
Total equity—
Operating cash flow¥9.69B
Free cash flow¥1.89B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 86%

Financial strength Below average
Based on Equity ratio

Equity ratio Bottom 72%

Growth Weak

Revenue growth Bottom 90% / 3-year revenue CAGR Bottom 93%

Profitability Industry position history Deteriorating
2026 Bottom 16% 2025 Bottom 19% 2024 Bottom 27% 2023 Bottom 41% 2022 Bottom 36%
Financial strength Industry position history Broadly stable
2026 Bottom 31% 2025 Bottom 35% 2024 Bottom 27% 2023 Bottom 35% 2022 Bottom 23%
Growth Industry position history Deteriorating
2026 Bottom 11% 2025 Bottom 26% 2024 Bottom 21% 2023 Top 29% 2022 Top 48%
Profitability ROE 3.4% Industry median 5.6% Bottom 86% Comparison sample 83
Financial strength Equity ratio 4.1% Industry median 4.9% Bottom 72% Comparison sample 83
Growth Revenue growth +8.6% Industry median +32.7% Bottom 90% Comparison sample 83
Growth 3-year revenue CAGR +1.0% Industry median +21.3% Bottom 93% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 2827000000 2827000000 1970000000 1970000000 2270000000 1388751000000 1331324000000 57427000000 57109000000 57427000000 9685000000 -7799000000 -815000000 1886000000 106741000000 156.49 9.89 1547.6861 19623158492.4830 4101.7 12679030 0.0413515454 0.0413 0.0343044213 0.0014185408 1.0 0.6968517863 3.425893173 0.6671383092 0.0860545524 0.0860545524 0.0842047331 0.0181264873 0.0280522735 0.1209490741 -5.4454545455 0.0355029586 -0.7461641992 0.010135327 0.0905226481 0.0 -0.0132275132 746
FY2025 Consolidated Japanese GAAP 2603000000 2603000000 1817000000 1817000000 -219000000 1364026000000 1308165000000 55860000000 55843000000 55860000000 8640000000 -1210000000 -845000000 7430000000 105670000000 143.5 8.41 1206.835 15301497170.050 3974.78 12679030 0.0409522986 0.0409 0.0325277479 0.001332086 1.0 0.6980407222 3.3192470227 2.8543987706 0.1258650519 0.1258650519 0.1875816993 0.0160335076 -0.0170338565 0.2696546657 -1.1366459627 -0.005952381 -0.5255427842 0.0664473286 0.2093376032 0.0 -0.015625 756
FY2024 Consolidated Japanese GAAP 2312000000 2312000000 1530000000 1530000000 3342000000 1342501000000 1285673000000 56828000000 54773000000 56828000000 6805000000 8855000000 -840000000 15660000000 99086000000 118.66 10.67 1266.1022 16052947776.8660 4058.14 12679030 0.0423299498 0.0423 0.0269233476 0.001139664 1.0 0.6617647059 2.9433391003 6.7733564014 -0.1583545686 -0.1583545686 -0.1857370942 0.0238837388 0.0484097115 1.0617227962 3.2964580301 -0.0144927536 1.1447453554 0.1758716446 -0.204585065 0.0 0.001303781 768
FY2023 Consolidated Japanese GAAP 2747000000 2747000000 1879000000 1879000000 167000000 1311185000000 1256981000000 54204000000 53961000000 54204000000 -110251000000 2061000000 -828000000 -108190000000 84266000000 149.18 6.81 1015.9158 12880826905.6740 3839.12 12679030 0.0413397042 0.0413 0.0346653384 0.0014330548 1.0 0.6840189297 -40.1350564252 -39.3847834001 0.1203099511 0.1203099511 0.132610006 -0.0647219528 -0.0099906851 -2.2150878933 159.5384615385 -1.3819188192 -2.1925442561 -0.5640301318 0.1485987065 0.0 -0.0077619664 767
FY2022 Consolidated Japanese GAAP 2452000000 2452000000 1659000000 1659000000 853000000 1401920000000 1347169000000 54751000000 52795000000 54751000000 90735000000 -13000000 2168000000 90722000000 193284000000 129.88 8.03 1042.9364 13223421903.6920 3888.9 12679030 0.039054297 0.039 0.0303008164 0.0011833771 1.0 0.6765905383 37.0044861338 36.9991843393 0.0830388693 0.0830388693 0.0921658986 0.0772845961 0.0567447067 0.9175578004 0.9988021745 3.6898263027 1.4879199232 0.925292852 0.1098009058 -0.3212158233 -0.040942928 773
FY2021 Consolidated Japanese GAAP 2264000000 2264000000 1519000000 1519000000 3649000000 1301346000000 1249534000000 51811000000 49050000000 51811000000 47318000000 -10853000000 -806000000 36465000000 100392000000 117.03 9.74 1139.8722 21291707019.9660 3892.46 18679030 0.0398133932 0.0398 0.0293180985 0.001167253 1.0 0.6709363958 20.9001766784 16.1064487633 0.1359759157 0.1359759157 0.1079504012 0.0744908878 0.0592263974 2.9877336694 -1.3885925024 -0.0241423126 7.84214355 0.5508627748 0.1243154962 0.0 -0.0253929867 806
FY2020 Consolidated Japanese GAAP 1993000000 1993000000 1371000000 1371000000 -748000000 1211128000000 1162214000000 48914000000 48284000000 48914000000 -23805000000 27929000000 -787000000 4124000000 64733000000 104.09 10.04 1045.0636 19520774336.3080 3639.98 18679030 0.0403871432 0.0403 0.0280287852 0.0011320026 1.0 0.6879076769 -11.9443050677 2.0692423482 0.0489473684 0.0489473684 -0.2179121506 -0.0464955526 -0.0297343939 0.5924429454 -0.2972598948 0.5873099109 1.220936462 0.0543349024 -0.2437518163 0.0 -0.0189798339 827
FY2019 Consolidated Japanese GAAP 1900000000 1900000000 1753000000 1753000000 958000000 1270186000000 1219772000000 50413000000 47663000000 50413000000 -58409000000 39743000000 -1907000000 -18666000000 61397000000 137.64 7.69 1058.4516 19770849189.9480 3769.97 18679030 0.0396894628 0.0396 0.0347727769 0.0013801128 1.0 0.9226315789 -30.7415789474 -9.8242105263 -0.1774891775 -0.1774891775 0.1266066838 -0.0319228152 0.0065488669 -0.8159179232 -0.2263232689 0.5469232597 -1.9719850031 -0.2509729288 0.1417669017 0.0071684588 843
FY2018 Consolidated Japanese GAAP 2310000000 2310000000 1556000000 1556000000 2046000000 1312071000000 1261985000000 50085000000 46540000000 50085000000 -32165000000 51369000000 -4209000000 19204000000 81969000000 120.55 12.65 1524.9575 3751.09 0.0381724769 0.0381 0.0310671858 0.0011859114 1.0 0.6735930736 -13.9242424242 8.3134199134 -0.1945606695 -0.1945606695 -0.1861924686 -0.0160365367 0.0273846154 -8.7087232116 14.6474495218 -2.3325415677 3.7135792002 0.2238745801 -0.2583820363 -0.0129716981 837
FY2017 Consolidated Japanese GAAP 2868000000 2868000000 1912000000 1912000000 1715000000 1333455000000 1284704000000 48750000000 45694000000 48750000000 -3313000000 -3764000000 -1263000000 -7077000000 66975000000 162.55 9.68 1573.4840 3637.63 0.036559164 0.0365 0.0392205128 0.0014338692 1.0 0.6666666667 -1.1551603905 -2.4675732218 -0.0017403411 -0.0017403411 0.0374389582 0.0237917736 0.2003250111 -1.059801444 0.7892615195 0.6440248027 -1.1885239351 -0.1107585273 9.1151213441 -0.0046948357 848

Source filings

Select a document type to load the filings list.

Select a filing type to load the list.

Document filter

Select filing types

Choose the filing types to display.

Filing types containing financial data are selected by default.

Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp