Company profile

THE SHIMANE BANK,LTD.

EDINET
E03679
Securities
7150
Industry
Banks
Latest annual securities report
2026-06-23 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-18 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Weak Based on ROE Current Bottom 9% 5-year trend Broadly stable
Financial strength Weak Based on Equity ratio Current Bottom 2% 5-year trend Broadly stable
Growth Weak Current Bottom 5% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥417 million, down 51.4% year over year. Net income was ¥370 million, down 39.2% year over year. ROE was 3.0%; equity ratio was 2.2%; free cash flow was -¥20.74 billion.

Revenue ¥417M down 51.4% year over year
Operating income —
Net income ¥370M down 39.2% year over year
Total assets¥563.16B
Total equity—
Operating cash flow-¥4.2B
Free cash flow-¥20.74B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak
Based on ROE

ROE Bottom 93%

Financial strength Weak
Based on Equity ratio

Equity ratio Bottom 100%

Growth Weak

Revenue growth Bottom 99% / 3-year revenue CAGR Bottom 95%

Profitability Industry position history Broadly stable
2026 Bottom 9% 2025 Bottom 33% 2024 Bottom 17% 2023 Bottom 21% 2022 Bottom 11%
Financial strength Industry position history Broadly stable
2026 Bottom 2% 2025 Bottom 5% 2024 Bottom 14% 2023 Bottom 15% 2022 Bottom 2%
Growth Industry position history Broadly stable
2026 Bottom 5% 2025 Top 10% 2024 Top 33% 2023 Top 10% 2022 Bottom 9%
Profitability ROE 3.0% Industry median 5.6% Bottom 93% Comparison sample 83
Financial strength Equity ratio 2.2% Industry median 4.9% Bottom 100% Comparison sample 83
Growth Revenue growth -51.4% Industry median +32.7% Bottom 99% Comparison sample 83
Growth 3-year revenue CAGR +0.2% Industry median +21.3% Bottom 95% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 417000000 417000000 370000000 370000000 -2371000000 563161000000 550787000000 12374000000 24352000000 12374000000 -4202000000 -16537000000 -199000000 -20739000000 25189000000 30.98 16.42 508.6916 7811895510.5440 651.41 15356840 0.0219724022 0.0219 0.0299014062 0.0006570057 1.0 0.8872901679 -10.0767386091 -49.7338129496 -0.513986014 -0.513986014 -0.3924466338 -0.0098842617 -0.1719753747 -1.2268898488 -2.0841104066 0.1233480176 -2.5761513908 -0.4539443734 -0.4869161974 0.0 -0.0094043887 316
FY2025 Consolidated Japanese GAAP 858000000 858000000 609000000 609000000 -3510000000 568783000000 553838000000 14944000000 24161000000 14944000000 18520000000 -5362000000 -227000000 13158000000 46129000000 60.38 8.14 491.4932 7547782433.4880 963.9 15356840 0.0262736404 0.0262 0.0407521413 0.0010707071 1.0 0.7097902098 21.5850815851 15.3356643357 0.615819209 0.615819209 0.4534606205 0.0647120156 -0.1996143752 1.8673169221 -5.7531486146 -0.3121387283 1.3226831421 0.3894695623 0.61400695 0.0 0.0094936709 319
FY2024 Consolidated Japanese GAAP 531000000 531000000 419000000 419000000 1861000000 534213000000 515542000000 18671000000 23727000000 18671000000 6459000000 -794000000 -173000000 5665000000 33199000000 37.41 15.23 569.7543 8749625624.4120 1409.01 15356840 0.0349504786 0.0349 0.022441219 0.0007843313 1.0 0.7890772128 12.1638418079 10.6685499058 0.2795180723 0.2795180723 0.0023923445 0.0604408802 0.0995877503 1.2344039194 -1.2651085142 -1.0295777056 1.2306596091 0.1982170571 -0.1860313316 0.0 -0.0276923077 316
FY2023 Consolidated Japanese GAAP 415000000 415000000 418000000 418000000 -2948000000 503765000000 486784000000 16980000000 23478000000 16980000000 -27555000000 2995000000 5849000000 -24560000000 27707000000 45.96 10.79 495.9084 7615585953.4560 1207.54 15356840 0.0337061924 0.0336 0.0246171967 0.000829752 1.0 1.0072289157 -66.3975903614 -59.1807228916 0.4561403509 0.4561403509 0.4217687075 -0.0368978999 0.2088850918 -0.4513325608 1.3162618796 56.179245283 0.136913129 -0.4030979361 0.347010551 0.6412421288 0.0517799353 325
FY2022 Consolidated Japanese GAAP 285000000 285000000 294000000 294000000 -3692000000 523065000000 509018000000 14046000000 17177000000 14046000000 -18986000000 -9470000000 -106000000 -28456000000 46418000000 34.12 15.61 532.6132 4983576494.2880 1572.56 9356840 0.0268532592 0.0268 0.020931226 0.0005620716 1.0 1.0315789474 -66.6175438596 -99.8456140351 -0.3149038462 -0.3149038462 -0.1764705882 -0.0112734841 -0.2124474348 -1.3647576415 0.0231070765 -1.4651162791 -1.6718133957 -0.3809447601 -0.1790182868 0.0 0.006514658 309
FY2021 Consolidated Japanese GAAP 416000000 416000000 357000000 357000000 3543000000 529029000000 511194000000 17835000000 16970000000 17835000000 52051000000 -9694000000 -43000000 42357000000 74982000000 41.56 17.65 733.5340 6863560272.5600 2028.67 9356840 0.0337127076 0.0336 0.0200168209 0.0006748212 1.0 0.8581730769 125.1225961538 101.8197115385 1.218487395 1.218487395 1.1566476525 0.1979850498 0.2448523766 0.6458814229 0.5735339404 -1.0176446451 3.7624241061 1.2952034038 1.1183270222 0.0 -0.0943952802 307
FY2020 Consolidated Japanese GAAP -1904000000 -1904000000 -2279000000 -2279000000 -5756000000 441599000000 427272000000 14327000000 16579000000 14327000000 31625000000 -22731000000 2437000000 8894000000 32669000000 -351.23 -1.26 1596.36 9356840 0.0324434611 0.0324 -0.1590702869 -0.0051607907 1.0 1.1969537815 -16.6097689076 -4.6712184874 -4.8232931727 -4.8232931727 -7.2438356164 0.0608832065 -0.1877196961 2.9750811891 -9.3909191584 11.4592274678 1.668570999 0.5310244634 -6.3321694246 0.6780559541 -0.0635359116 339
FY2019 Consolidated Japanese GAAP 498000000 498000000 365000000 365000000 -733000000 416256000000 398618000000 17638000000 16333000000 17638000000 -16012000000 2709000000 -233000000 -13303000000 21338000000 65.87 12.03 792.4161 4418512173.6000 3185.21 5576000 0.0423729628 0.0423 0.0206939562 0.0008768642 1.0 0.7329317269 -32.1526104418 -26.7128514056 -0.7162393162 -0.7162393162 -0.4233807267 0.0088584371 -0.0516694446 -1.2079426365 -0.7533685361 0.9162473041 -4.5645766345 -0.3881577061 -0.4217872191 -0.0242587601 362
FY2018 Consolidated Japanese GAAP 1755000000 1755000000 633000000 633000000 -1253000000 412601000000 394002000000 18599000000 16195000000 18599000000 -7252000000 10984000000 -2782000000 3732000000 34875000000 113.92 12.07 1375.0144 3343.11 0.0450774477 0.045 0.0340340879 0.0015341698 1.0 0.3606837607 -4.1321937322 2.1264957265 0.016801854 0.016801854 -0.3848396501 -0.024823684 -0.0761015349 -8.3699186992 4.1554151106 -8.560137457 2.4945935122 0.0280029477 -0.3851799881 -0.0080213904 371
FY2017 Consolidated Japanese GAAP 1726000000 1726000000 1029000000 1029000000 31000000 423104000000 402973000000 20131000000 15289000000 20131000000 984000000 -3481000000 -291000000 -2497000000 33925000000 185.29 7.51 1391.5279 3618.69 0.0475793186 0.0475 0.0511151955 0.0024320262 1.0 0.5961761298 0.5701042874 -1.4466975666 0.4689361702 0.4689361702 0.4827089337 -0.0074202319 -0.0121209147 -0.9109018472 -5.697705803 0.0849056604 -1.2118795078 -0.0759404026 0.4837443946 -0.041025641 374

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp