Company profile

eGuarantee,Inc.

EDINET
E05665
Securities
8771
Industry
Other Financing Business
Latest annual securities report
2026-06-25 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-29 Extraordinary Report PDF HTML
Compare this company

Industry position

Other Financing Business

View details
Profitability Strong Current Top 17% 5-year trend Broadly stable
Financial strength Very strong Based on Equity ratio Current Top 6% 5-year trend Broadly stable
Growth Average Current Top 48% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥11.03 billion, up 7.9% year over year. Operating income was ¥5.2 billion, up 1.9% year over year. Operating margin was 47.2%. Net income was ¥3.59 billion, up 2.8% year over year. ROE was 16.0%; equity ratio was 68.8%; free cash flow was ¥5.24 billion.

Revenue ¥11.03B up 7.9% year over year
Operating income ¥5.2B up 1.9% year over year
Net income ¥3.59B up 2.8% year over year
Total assets¥29.4B
Total equity—
Operating cash flow¥4.01B
Free cash flow¥5.24B

Industry position details

Other Financing Business

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong

Operating margin Top 17% / ROE Top 23%

Financial strength Very strong
Based on Equity ratio

Equity ratio Top 9%

Growth Average

Revenue growth Bottom 59% / 3-year revenue CAGR Top 44%

Profitability Industry position history Broadly stable
2026 Top 17% 2025 Top 20% 2024 Top 24% 2023 Top 29% 2022 Top 22%
Financial strength Industry position history Broadly stable
2026 Top 6% 2025 Top 10% 2024 Top 8% 2023 Top 6% 2022 Top 9%
Growth Industry position history Deteriorating
2026 Top 48% 2025 Top 33% 2024 Top 42% 2023 Top 32% 2022 Top 27%
Profitability Operating margin 47.2% Industry median 12.3% Top 17% Comparison sample 31
Profitability ROE 16.0% Industry median 9.5% Top 23% Comparison sample 35
Financial strength Equity ratio 68.8% Industry median 18.4% Top 9% Comparison sample 35
Growth Revenue growth +7.9% Industry median +10.1% Bottom 59% Comparison sample 34
Growth 3-year revenue CAGR +9.1% Industry median +7.5% Top 44% Comparison sample 30

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 11029534000 5201333000 5302824000 3589785000 3589785000 3672080000 29398045000 6973889000 22424155000 20223049000 22424155000 4013325000 1222727000 -7737758000 5236052000 8713611000 77.89 20.71 1613.1019 73130727955.0873 455.3 45335467 0.7627770826 0.688 0.1600856309 0.1221096505 0.4715822989 0.4807840476 0.3254702329 0.3638707673 0.4747301201 0.0787627917 0.0191671893 0.0191807613 0.0282908639 -0.109531407 -0.1503212115 -0.0215557248 2.9273802412 -4.3673526013 0.186486067 -0.2230614813 0.0655266758 -0.0541100046 0.0543478261 194
FY2025 Consolidated Japanese GAAP 10224244000 5103513000 5203026000 3491021000 3491021000 3615076000 33014129000 6622796000 26391332000 24206173000 26391332000 4101741000 311334000 -1441634000 4413075000 11215316000 73.1 24.05 1758.055 84261642289.500 505.07 47928900 0.7993950711 0.733 0.1322790756 0.105743241 0.4991579818 0.5088910241 0.341445392 0.4011779257 0.4316284901 0.1155637063 0.0522644298 0.0612637604 0.0699381671 0.0964862625 0.093855664 0.3096030745 1.0726606435 -0.0832878092 4.8284048411 0.3604424328 0.0655976676 0.0050073286 -0.0315789474 184
FY2024 Consolidated Japanese GAAP 9165092000 4850029000 4902670000 3262825000 3262825000 3402701000 30109022000 5982134000 24126887000 22179669000 24126887000 3132049000 -4284768000 -1330795000 -1152719000 8243874000 68.6 26.12 1791.832 85452647263.200 465.1 47690100 0.8013175254 0.737 0.1352360543 0.1083670204 0.5291849771 0.5349286183 0.3560057008 0.3417367769 -0.1257727691 0.0788940887 0.1684981058 0.1587086253 0.1390238709 0.0754029847 0.0967440817 -0.0328041632 -0.0219347453 -0.8662082931 -0.2076400544 -0.2315115292 0.1305207647 0.0046852913 -0.0104166667 190
FY2023 Consolidated Japanese GAAP 8494895000 4150652000 4231150000 2864580000 2864580000 2924911000 27997897000 5999249000 21998648000 20347678000 21998648000 3238278000 -4192800000 -713101000 -954522000 10727388000 60.68 35.84 2174.7712 103231386890.2400 428.68 47467700 0.7857250136 0.727 0.1302161842 0.1023141131 0.4886054507 0.4980814948 0.3372119373 0.3812028283 -0.1123641905 0.0760433189 0.1121268429 0.1251915364 0.1629501612 0.1085609786 0.1157222123 0.2162158203 -1.2981411739 -7.1464671274 -2.1388384473 -0.1345398564 0.1466364324 0.0132841218 0.1294117647 192
FY2022 Consolidated Japanese GAAP 7894566000 3732175000 3760382000 2463201000 2463201000 2613309000 25256073000 5539115000 19716958000 18157864000 19716958000 2662585000 -1824431000 -87535000 838154000 12395011000 52.92 38.75 2050.6500 96063519510.0000 387.62 46845400 0.7806818582 0.719 0.1249280442 0.0975290577 0.472752397 0.476325361 0.3120122119 0.3372680651 0.1061684708 0.0972470026 0.2082748703 0.2095954925 0.2290839506 0.118987415 0.147263317 -0.4327796658 -21.7578804246 -1.0396159289 -0.8183425569 0.0644618457 0.1728723404 0.0243954708 0.0559006211 170
FY2021 Consolidated Japanese GAAP 7194885000 3088846000 3108793000 2004095000 2004095000 2161917000 22570471000 5384392000 17186079000 15876626000 17186079000 4694093000 -80167000 2209591000 4613926000 11644392000 45.12 46.25 2086.8000 95428946640.0000 347.19 45729800 0.7614408667 0.703 0.1166115319 0.0887927859 0.4293113788 0.4320837651 0.2785444104 0.6524208518 0.6412786306 0.2078573594 0.1361055347 0.1300576081 -0.129107969 0.3725037235 0.342855982 3.5295918141 0.951756033 4.6002890541 8.3777605084 1.4154109815 -0.1666050979 0.0758332863 0.1338028169 161
FY2020 Consolidated Japanese GAAP 5956734000 2718802000 2751004000 2301198000 2301198000 2433533000 16444743000 3646588000 12798155000 11558616000 12798155000 1036317000 -1661700000 -613726000 -625383000 4820874000 54.14 29.2 1580.888 67197857683.200 271.94 42506400 0.778252053 0.703 0.1798070112 0.1399351756 0.456424947 0.4618309295 0.3863187445 0.1739740267 -0.1049875653 0.0687650108 0.0822196552 0.0778685425 0.3931338516 0.0010664614 0.1676103626 -0.4492157978 0.2429216109 -2.8478876802 -0.9957651864 -0.2044741372 0.3843006904 0.0 -0.0897435897 142
FY2019 Consolidated Japanese GAAP 5573474000 2512246000 2552263000 1651814000 1651814000 1762701000 16427224000 5466242000 10960981000 9810081000 10960981000 1881530000 -2194885000 332123000 -313355000 6059984000 39.11 28.25 1104.8575 46963514838.0000 230.8 42506400 0.6672448735 0.597 0.1506994675 0.1005534471 0.4507504655 0.457930368 0.2963706299 0.3375865753 -0.0562225642 0.0916994609 0.1035519737 0.1084669987 0.1247771642 0.1432728909 0.161080034 0.0217255075 -2.2110979604 -0.5023949611 -1.2706022758 0.0031068254 -0.4394438871 0.0469798658 156
FY2018 Consolidated Japanese GAAP 5105319000 2276509000 2302516000 1468570000 1468570000 1593294000 14368594000 4928262000 9440332000 8331180000 9440332000 1841522000 -683531000 667443000 1157991000 6041215000 69.77 31.05 2166.3585 395.38 0.657011535 0.58 0.1555633848 0.1022069383 0.4459092566 0.4510033555 0.2876548948 0.3607065494 0.2268204984 0.115429102 0.074068692 0.0695477598 0.0994314821 0.2245801461 0.1407438718 0.4071394568 -1.522205126 2.6924370131 -0.5576187018 0.4330001962 -0.4593987293 0.1550387597 149
FY2017 Consolidated Japanese GAAP 4577000000 2119519000 2152794000 1335754000 1335754000 1519390000 11733486000 3457892000 8275593000 7092271000 8275593000 1308699000 1308932000 -394368000 2617631000 4215781000 129.06 18.97 2448.2682 673.89 0.7052970447 0.604 0.1614088561 0.1138411892 0.463080402 0.4703504479 0.2918405069 0.2859294298 0.5719097662 0.0349754778 0.1587649573 0.1592840722 0.2016033925 0.1021542828 0.1639510458 -0.2473767145 3.0747257067 -0.1375857802 1.3625766727 1.1158067911 0.1975503387 0.1120689655 129

Source filings

Select a document type to load the filings list.

Select a filing type to load the list.

Document filter

Select filing types

Choose the filing types to display.

Filing types containing financial data are selected by default.

Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp