Company profile

Sony Financial Group Inc.

EDINET
E05714
Securities
8729
Industry
Insurance
Latest annual securities report
2026-06-17 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-11 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Insurance

View details
Profitability Weak Current Bottom 29% 5-year trend Deteriorating
Financial strength Above average Based on Equity ratio Current Top 34% 5-year trend Deteriorating
Growth Weak Current Bottom 12% 5-year trend Deteriorating

Latest half-year results

H1 FY2026

2025/04/01 - 2025/09/30

Consolidated · Japanese GAAP · Cumulative YTD

Net income was -¥17.47 billion, down 198.1% year over year.

Net income -¥17.47B down 198.1% year over year
Operating cash flow ¥443.56B
Free cash flow -¥38.43B
Total assets ¥24.11T

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Standalone Japanese GAAP

Revenue reached ¥19.22 billion, down 82.9% year over year. Operating income was ¥11.51 billion, down 89.3% year over year. Operating margin was 59.9%. Net income was ¥12.7 billion, down 88.2% year over year. ROE was 3.6%; equity ratio was 74.6%.

Revenue ¥19.22B down 82.9% year over year
Operating income ¥11.51B down 89.3% year over year
Net income ¥12.7B down 88.2% year over year
Total assets¥469.48B
Total equity—
Operating cash flow—
Free cash flow—

Industry position details

Insurance

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak

Operating margin Bottom 70% / ROE Bottom 92%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 42%

Growth Weak

Revenue growth Bottom 100% / 3-year revenue CAGR Bottom 100%

Profitability Industry position history Deteriorating
2026 Bottom 29% 2025 Top 4% 2024 Top 12% 2023 Top 16% 2022 Top 12%
Financial strength Industry position history Deteriorating
2026 Top 34% 2025 Top 14% 2024 Top 15% 2023 Top 15% 2022 Top 22%
Growth Industry position history Deteriorating
2026 Bottom 12% 2025 Top 9% 2024 Top 19% 2023 Bottom 39% 2022 Top 14%
Profitability Operating margin 59.9% Industry median 75.8% Bottom 70% Comparison sample 10
Profitability ROE 3.6% Industry median 13.1% Bottom 92% Comparison sample 12
Financial strength Equity ratio 74.6% Industry median 66.6% Top 42% Comparison sample 12
Growth Revenue growth -82.9% Industry median +48.3% Bottom 100% Comparison sample 9
Growth 3-year revenue CAGR -26.8% Industry median +22.2% Bottom 100% Comparison sample 9

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Standalone Japanese GAAP 19224000000 11514000000 11785000000 12704000000 469482000000 118846000000 350636000000 350255000000 350636000000 1.82 78.68 143.1976 52.21 3.8 0.7468571745 0.746 0.0362313054 0.0270596104 0.5989388265 0.6130357886 0.6608406159 2.0879120879 -0.8289801438 -0.8925642198 -0.8900817042 -0.8821729009 0.1142354675 -0.139368264 -0.9926553672 0.2418604651 267 12786000
FY2025 Standalone Japanese GAAP 112408000000 107171000000 107216000000 107819000000 421349000000 13932000000 407417000000 407400000000 407417000000 247.8 936.34 0.9669347738 0.9669 0.2646404053 0.2558900104 0.9534107893 0.9538111166 0.9591755035 0.2621461695 0.2573148126 0.2582413069 0.2908744792 0.3034610554 0.359956072 0.2908266917 0.1944444444 215
FY2024 Standalone Japanese GAAP 89061000000 85238000000 85211000000 83524000000 323254000000 23673000000 299581000000 299581000000 299581000000 191.97 688.53 0.9267665675 0.9268 0.2788027278 0.2583850471 0.9570743648 0.9567712018 0.9378291284 0.8139435415 0.861172977 0.8636761297 0.8321086227 0.1249721588 0.1258507364 0.8321244512 0.1920529801 180
FY2023 Standalone Japanese GAAP 49098000000 45798000000 45722000000 45589000000 287344000000 21250000000 266093000000 266093000000 266093000000 104.78 611.57 115.0 0.9260433487 0.926 0.1713273179 0.1586565232 0.9327874863 0.9312395617 0.9285306937 1.097537698 0.0119126134 -0.0011994853 -0.0024436008 -0.0035191257 0.0160319649 0.016250506 -0.0035187827 0.2105263158 0.3245614035 151
FY2022 Standalone Japanese GAAP 48520000000 45853000000 45834000000 45750000000 282810000000 20971000000 261838000000 261838000000 261838000000 105.15 601.79 95.0 0.9258442064 0.9258 0.1747263575 0.1617693858 0.9450329761 0.944641385 0.9429101401 0.9034712316 0.2612425266 0.3308855542 0.3287143064 0.6717214163 0.0233465288 0.0258220469 0.6717011129 0.0555555556 0.3103448276 114
FY2021 Standalone Japanese GAAP 38470000000 34453000000 34495000000 27367000000 276358000000 21110000000 255247000000 255247000000 255247000000 62.9 586.64 90.0 0.9236099552 0.9236 0.1072177146 0.0990273486 0.8955809722 0.896672732 0.7113854952 1.4308426073 -0.0343148329 -0.0894122 -0.0896255047 -0.2766176782 -0.0097463791 -0.012435145 -0.2766789328 0.2857142857 0.0357142857 87
FY2020 Standalone Japanese GAAP 39837000000 37836000000 37891000000 37832000000 279078000000 20616000000 258461000000 258246000000 258461000000 86.96 21.01 1827.0296 593.6 70.0 0.926124596 0.9254 0.1463741145 0.1355606676 0.949770314 0.9511509401 0.9496699049 0.8049678013 0.2007414775 0.219375423 0.2195365304 0.2194430119 0.0401094232 0.0434858089 0.2192933259 0.12 0.0243902439 0.0414081011 84 9230000
FY2019 Standalone Japanese GAAP 33177000000 31029000000 31070000000 31024000000 268316000000 20626000000 247690000000 247540000000 247690000000 71.32 29.28 2088.2496 569.03 62.5 0.9231279536 0.9226 0.1252533409 0.1156248602 0.9352563523 0.9364921482 0.9351056455 0.8763320247 0.1603595411 0.167425411 0.1679572964 0.168468231 0.019398959 0.0207790709 0.1684141547 0.0416666667 0.0512820513 82 8863000
FY2018 Standalone Japanese GAAP 28592000000 26579000000 26602000000 26551000000 263210000000 20561000000 242648000000 242545000000 242648000000 61.04 31.72 1936.1888 557.6 60.0 0.9218798678 0.9215 0.1094218786 0.100873827 0.9295956911 0.9304001119 0.9286163962 0.9829619921 0.098931509 0.0921231047 0.0875270839 0.0882003361 0.0507469122 0.0114842867 0.0882510251 0.0909090909 0.0540540541 78
FY2017 Standalone Japanese GAAP 26018000000 24337000000 24461000000 24399000000 250498000000 10605000000 239893000000 239839000000 239893000000 56.09 31.9 1789.271 551.43 55.0 0.9576643326 0.9575 0.1017078447 0.0974019753 0.9353908832 0.9401568145 0.9377738489 0.980566946 0.2210437394 0.2159988008 0.2137044755 0.21995 -0.0362978152 0.0018668092 0.2198782079 0.0 0.1935483871 74

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp