Company profile
LIFENET INSURANCE COMPANY
Industry position
Insurance
Profitability
Below average
Based on ROE
Current
Bottom 34%
5-year trend
Improving
Financial strength
Weak
Based on Equity ratio
Current
Bottom 17%
5-year trend
Deteriorating
Half-year trend
Half-year financial trend
H1 values are cumulative year-to-date.
H2 values are calculated when comparable.
Standalone · IFRS · Cumulative YTD
Half-year financial data
Annual key financial indicators
FY2026
Net income was ¥8.04 billion, up 34.2% year over year. ROE was 8.4%; equity ratio was 21.7%; free cash flow was -¥3.36 billion.
Revenue
—
Operating income
—
Net income
¥8.04B
up 34.2% year over year
Total assets¥103.75B
Total equity¥95.61B
Operating cash flow¥8.82B
Free cash flow-¥3.36B
Industry position details
Insurance
Annual data for the same fiscal year and industry
FY2026 Comparison sample 12
Profitability
Below average
Based on ROE
ROE Bottom 75%
Financial strength
Weak
Based on Equity ratio
Equity ratio Bottom 92%
Profitability
Industry position history
Improving
2026
Bottom 34%
2025
Bottom 40%
2024
Bottom 22%
2023
Bottom 8%
2022
Bottom 8%
Financial strength
Industry position history
Deteriorating
2026
Bottom 17%
2025
Bottom 27%
2024
Bottom 29%
2023
Bottom 29%
2022
Bottom 29%
Profitability
ROE
8.4%
Industry median
13.1%
Bottom 75%
Financial strength
Equity ratio
21.7%
Industry median
66.6%
Bottom 92%
Annual financial data
| Fiscal year | Scope | Accounting standard | Revenue | Operating income | Ordinary income | Profit before tax | Net income | Profit attributable to owners of parent | Comprehensive income | Total assets | Total liabilities | Net assets | Shareholders' equity | Equity | Equity attributable to owners of parent | Equity for ratio | Operating cash flow | Investing cash flow | Financing cash flow | Free cash flow | Cash and cash equivalents | Basic EPS | P/E | Share price | Market cap | Book value per share | Dividend per share | Shares issued | Equity ratio | Official equity ratio | ROE | ROA | Operating margin | Ordinary income margin | Net margin | Operating cash flow margin | Free cash flow margin | Dividend payout ratio | Revenue YoY | Operating income YoY | Ordinary income YoY | Profit before tax YoY | Net income YoY | Total assets YoY | Equity YoY | Operating cash flow YoY | Investing cash flow YoY | Financing cash flow YoY | Free cash flow YoY | Cash and cash equivalents YoY | EPS YoY | Dividend per share YoY | Shares issued YoY | Employees YoY | Average salary YoY | Employees | Average salary |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2026 | Standalone | IFRS | 2857000000 | 11389000000 | 8041000000 | 8041000000 | 3443000000 | 103745000000 | 81265000000 | 22479000000 | 22060000000 | 95610000000 | 95600000000 | 95600000000 | 8820000000 | -12181000000 | -282000000 | -3361000000 | 13598000000 | 42.4 | 47.43 | 2011.032 | 161567855352.576 | 279.81 | 80340768 | 0.9214901923 | 0.217 | 0.0841108787 | 0.0775073498 | 1.9438387843 | 0.2407669681 | 0.3417320207 | 0.1544410567 | 0.037900748 | 0.2117049045 | 0.1478838755 | -0.7195121951 | 0.5209521095 | -0.2109782987 | 2.1154959221 | 0.0002792388 | 0.0125523013 | 0.0061458229 | 242 | 8319851 | ||||||||||||
| FY2025 | Standalone | IFRS | -3027000000 | 9179000000 | 5993000000 | 5993000000 | 1168000000 | 89866000000 | 71796000000 | 18069000000 | 18608000000 | 92120000000 | 92109000000 | 92109000000 | 7279000000 | -14295000000 | -164000000 | -7016000000 | 17234000000 | -38.01 | 23.34 | 224.98 | 80318340 | 1.024959384 | 0.201 | 0.0650642174 | 0.0666881802 | 0.3518201285 | 0.1124712156 | 0.0451691664 | 0.067368221 | 0.013634863 | 0.2099401596 | -3.1519024107 | -1.0169403987 | -3.7267780801 | -0.294353683 | 0.3922289735 | 0.0004797345 | 0.0669642857 | 0.0287629548 | 239 | 8269031 | ||||||||||||||
| FY2024 | Standalone | IFRS | -4670000000 | 8251000000 | 5734000000 | 5734000000 | 5344000000 | 84194000000 | 63130000000 | 21063000000 | 21590000000 | 90882000000 | 90870000000 | 90870000000 | 6016000000 | -3443000000 | 9681000000 | 2573000000 | 24423000000 | -62.54 | 19.71 | 262.38 | 80279827 | 1.0792930613 | 0.25 | 0.0631011335 | 0.0681046155 | 0.0563750253 | 2.1103795507 | 0.2273177843 | 4.8347245409 | 1.2240295749 | -13.0530612245 | 4841.5 | 0.0459349593 | 1.3899598787 | 0.1557775378 | 0.1511894094 | 0.0769230769 | 0.0330416734 | 224 | 8037839 | |||||||||||||||
| FY2023 | Standalone | IFRS | -4949000000 | -5164000000 | 68600000000 | 53026000000 | 15574000000 | 16252000000 | 15574000000 | 2705000000 | -245000000 | -2000000 | 2460000000 | 10219000000 | -74.08 | 223.33 | 69736419 | 0.2270262391 | 0.227 | -0.3315782715 | -0.0752769679 | -0.5251155624 | -0.5558903284 | 0.0115010321 | -0.2943681754 | -0.0280273087 | 0.9683830172 | -1.000206868 | 1.4953685058 | 0.3167117639 | -0.4625863771 | 0.0008163229 | 0.1954022989 | 0.047127782 | 208 | 7780750 | |||||||||||||||||||||
| FY2022 | Standalone | IFRS | -3245000000 | -3319000000 | 67820000000 | 45749000000 | 22071000000 | 21373000000 | 22071000000 | 2783000000 | -7749000000 | 9668000000 | -4966000000 | 7761000000 | -50.65 | 316.75 | 69679538 | 0.3254349749 | 0.325 | -0.1503783245 | -0.0489383663 | -0.0505017805 | -0.0658317277 | 0.244380837 | 0.3963684677 | -0.0524344569 | 0.2574029708 | 0.0888613583 | 0.3376900507 | 1.5371036286 | 0.0597735289 | 0.1496161035 | 0.0545454545 | 0.0042382937 | 174 | 7430564 | |||||||||||||||||||||
| FY2021 | Standalone | Japanese GAAP | -3089000000 | -3114000000 | 54501000000 | 38694000000 | 15806000000 | 14846000000 | 15806000000 | 2937000000 | -10435000000 | 8879000000 | -7498000000 | 3059000000 | -53.87 | 260.79 | 60611136 | 0.2900130273 | 0.29 | -0.1970137922 | -0.0571365663 | -0.2968094039 | -0.2975 | 0.3246402878 | 0.6814893617 | 0.8208307502 | -3.7345735027 | 117.3866666667 | -11.6869712352 | 0.824090638 | -0.1498399146 | 0.1801178959 | 0.03125 | 0.009752116 | 165 | 7399204 | |||||||||||||||||||||
| FY2020 | Standalone | Japanese GAAP | -2382000000 | -2400000000 | 41144000000 | 31744000000 | 9400000000 | 8898000000 | 9400000000 | 1613000000 | -2204000000 | 75000000 | -591000000 | 1677000000 | -46.85 | 183.03 | 51360238 | 0.2284658759 | 0.228 | -0.2553191489 | -0.058331713 | -0.3856893543 | -0.3832853026 | 0.0757445028 | -0.2015628982 | -0.3563447725 | 0.3161650636 | 5.6875 | 0.1757322176 | -0.2349452555 | -0.3803771361 | 0.0042083879 | 0.095890411 | 0.0998369699 | 160 | 7327743 | |||||||||||||||||||||
| FY2019 | Standalone | Japanese GAAP | -1719000000 | -1735000000 | 38247000000 | 26474000000 | 11773000000 | 11172000000 | 11773000000 | 2506000000 | -3223000000 | -16000000 | -717000000 | 2192000000 | -33.94 | 230.19 | 51145000 | 0.307814992 | 0.308 | -0.1473711034 | -0.045363035 | -7.7258883249 | -5.9678714859 | 0.0761374188 | -0.120564727 | -0.3439790576 | 0.1632917965 | 0.1578947368 | -21.40625 | -0.2508544087 | -5.9691991786 | -0.0331125828 | 146 | 6662572 | |||||||||||||||||||||||
| FY2018 | Standalone | Japanese GAAP | -197000000 | -249000000 | 35541000000 | 22153000000 | 13387000000 | 12907000000 | 13387000000 | 3820000000 | -3852000000 | -19000000 | -32000000 | 2926000000 | -4.87 | 261.77 | 0.3766635716 | 0.377 | -0.0186001345 | -0.0070059931 | 0.9030034466 | 0.8681842245 | 0.1129517129 | -0.0189080249 | -0.0215163934 | -0.0046948357 | -1.095 | -1.4571428571 | -0.0259653795 | 0.8696815628 | 0.0486111111 | 151 | |||||||||||||||||||||||||
| FY2017 | Standalone | Japanese GAAP | -2031000000 | -1889000000 | 31934000000 | 18288000000 | 13645000000 | 13157000000 | 13645000000 | 3904000000 | -3834000000 | 200000000 | 70000000 | 3004000000 | -37.37 | 266.8 | 0.4272875305 | 0.427 | -0.1384389886 | -0.0591532536 | -3.2757894737 | -3.4032634033 | 0.0533364119 | -0.1152823705 | -0.1531453362 | 0.3200922149 | -0.9340151765 | 1.0680272109 | 0.0987564009 | -3.2708571429 | 0.1900826446 | 144 |
Source filings
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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp