Company profile

Kyushu Financial Group,Inc.

EDINET
E31612
Securities
7180
Industry
Banks
Latest annual securities report
2026-07-24 Amended Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-15 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Below average Based on ROE Current Bottom 35% 5-year trend Improving
Financial strength Strong Based on Equity ratio Current Top 25% 5-year trend Improving
Growth Below average Current Bottom 32% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥53.77 billion, up 25.1% year over year. Net income was ¥37.67 billion, up 24.1% year over year. ROE was 4.9%; equity ratio was 5.6%; free cash flow was -¥315.79 billion.

Revenue ¥53.77B up 25.1% year over year
Operating income —
Net income ¥37.67B up 24.1% year over year
Total assets¥13.53T
Total equity—
Operating cash flow-¥58.73B
Free cash flow-¥315.79B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Below average
Based on ROE

ROE Bottom 67%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 26%

Growth Below average

Revenue growth Bottom 70% / 3-year revenue CAGR Bottom 70%

Profitability Industry position history Improving
2026 Bottom 35% 2025 Bottom 45% 2024 Top 47% 2023 Top 42% 2022 Bottom 20%
Financial strength Industry position history Improving
2026 Top 25% 2025 Top 23% 2024 Top 31% 2023 Top 29% 2022 Top 39%
Growth Industry position history Broadly stable
2026 Bottom 32% 2025 Top 47% 2024 Top 33% 2023 Top 25% 2022 Bottom 27%
Profitability ROE 4.9% Industry median 5.6% Bottom 67% Comparison sample 83
Financial strength Equity ratio 5.6% Industry median 4.9% Top 26% Comparison sample 83
Growth Revenue growth +25.1% Industry median +32.7% Bottom 70% Comparison sample 83
Growth 3-year revenue CAGR +14.7% Industry median +21.3% Bottom 70% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 53766000000 53766000000 37674000000 37674000000 77857000000 13525584000000 12764328000000 761255000000 701309000000 761255000000 -58726000000 -257059000000 -20604000000 -315785000000 1550741000000 87.54 12.8 1120.512 519218343860.736 1796.6 463375978 0.0562825975 0.056 0.0494893301 0.002785388 1.0 0.7007030465 -1.0922516088 -5.8733214299 0.2506338536 0.2506338536 0.2405821918 0.0186732634 0.0813250531 0.8502365317 -4.3093322348 -1.5390018484 -0.0042518954 -0.1782534094 0.2471862089 0.0 0.0402569593 4858
FY2025 Consolidated Japanese GAAP 42991000000 42991000000 30368000000 30368000000 -5497000000 13277647000000 12573645000000 704002000000 684225000000 704002000000 -392125000000 77677000000 -8115000000 -314448000000 1887128000000 70.19 10.4 729.976 338253342916.528 1626.6 463375978 0.0530215934 0.053 0.0431362411 0.0022871522 1.0 0.7063804052 -9.1210951129 -7.3142750808 0.1184504917 0.1184504917 0.1505645222 -0.0180161624 -0.0189697818 -1.5597631668 -0.4642078689 -0.2480775146 -37.2912810521 -0.1459776784 0.1504671365 0.0 0.0156589822 4670
FY2024 Consolidated Japanese GAAP 38438000000 38438000000 26394000000 26394000000 71869000000 13521248000000 12803633000000 717615000000 661523000000 717615000000 -153188000000 144976000000 -6502000000 -8212000000 2209694000000 61.01 18.7 1140.887 528659629412.486 1657.2 463375978 0.0530731335 0.053 0.0367801676 0.0019520387 1.0 0.6866642385 -3.9853270201 -0.2136427494 0.0798100964 0.0798100964 0.0699691909 0.0257779546 0.1002180152 0.906165852 -0.4250178472 -0.2496636556 0.9940509997 -0.0066103278 0.0699754472 0.0 0.0050273224 4598
FY2023 Consolidated Japanese GAAP 35597000000 35597000000 24668000000 24668000000 -14029000000 13181457000000 12529209000000 652248000000 641608000000 652248000000 -1632540000000 252140000000 -5203000000 -1380400000000 2224398000000 57.02 8.3 473.266 219300095604.148 1506.25 463375978 0.0494822386 0.049 0.0378199703 0.0018714168 1.0 0.6929797455 -45.8617299211 -38.7785487541 0.4437459442 0.4437459442 0.4811167817 -0.0697118169 -0.0286412105 -1.8900463903 2.4748651716 0.4144063028 -1.829935891 -0.3838207084 0.4981607987 0.0 -0.0045691906 4575
FY2022 Consolidated Japanese GAAP 24656000000 24656000000 16655000000 16655000000 -2545000000 14169219000000 13497738000000 671480000000 622052000000 671480000000 1834219000000 -170958000000 -8885000000 1663261000000 3609985000000 38.06 10.5 399.630 185178942088.140 1550.85 463375978 0.0473900502 0.047 0.0248034193 0.0011754353 1.0 0.6754948086 74.392399416 67.4586713173 0.1371644682 0.1371644682 0.1094457767 0.1610288249 -0.0170855095 1.3078817207 -46.6206128134 -0.669485156 1.1022721958 0.8459834863 0.1154747948 0.0 0.003931848 4596
FY2021 Consolidated Japanese GAAP 21682000000 21682000000 15012000000 15012000000 68705000000 12204020000000 11520867000000 683152000000 613723000000 683152000000 794763000000 -3590000000 -5322000000 791173000000 1955589000000 34.12 13.9 474.268 219764398334.104 1548.61 463375978 0.0559776205 0.055 0.0219746118 0.0012300865 1.0 0.6923715524 36.655428466 36.4898533346 -0.1979432545 -0.1979432545 -0.1779201577 0.1014661281 0.1022954269 3.069321987 0.983882626 0.5491740788 29.838090031 0.6718394013 -0.1616707617 0.0 0.0037272528 4578
FY2020 Consolidated Japanese GAAP 27033000000 27033000000 18261000000 18261000000 -20805000000 11079796000000 10460041000000 619754000000 603871000000 619754000000 195306000000 -222741000000 -11805000000 -27435000000 1169723000000 40.7 10.1 411.07 190479963276.46 1404.71 463375978 0.0559355064 0.055 0.0294649167 0.001648135 1.0 0.6755077128 7.2247253357 -1.0148707136 -0.1982382774 -0.1982382774 -0.1775065309 0.0608168498 -0.0499189811 7.0264749445 -1.6834852251 -0.4321242266 -1.0934810312 -0.0324511665 -0.1714169381 0.0 -0.0039309893 4561
FY2019 Consolidated Japanese GAAP 33717000000 33717000000 22202000000 22202000000 27012000000 10444589000000 9792272000000 652317000000 595178000000 652317000000 -32408000000 325890000000 -8243000000 293482000000 1208955000000 49.12 9.1 446.992 207125355158.176 1436.34 463375978 0.0624550186 0.062 0.0340355993 0.002125694 1.0 0.658480885 -0.9611768544 8.7042738085 0.147578367 0.147578367 0.1447280227 0.0357545226 0.0296252218 0.505990671 0.2844929861 -0.5102601686 0.5601699015 0.3088107134 0.1511600656 -0.0078006501 4579
FY2018 Consolidated Japanese GAAP 29381000000 29381000000 19395000000 19395000000 23971000000 10084039000000 9450491000000 633548000000 575613000000 633548000000 -65602000000 253711000000 -5458000000 188109000000 923705000000 42.67 12.3 524.841 1374.67 0.0628268098 0.061 0.0306133079 0.0019233365 1.0 0.660120486 -2.2328035125 6.4024029134 0.3645272153 0.3645272153 0.3282427065 0.0462165733 0.030100726 -1.2220559862 0.944309482 0.0250089318 -0.5583456009 0.2464762979 0.3284557908 -0.0070998279 4615
FY2017 Consolidated Japanese GAAP 21532000000 21532000000 14602000000 14602000000 15336000000 9638577000000 9023542000000 615035000000 561657000000 615035000000 295430000000 130489000000 -5598000000 425919000000 741053000000 32.12 21.2 680.944 1334.98 0.0638097304 0.062 0.0237417383 0.0015149539 1.0 0.678153446 13.7205090098 19.7807449378 -0.1591033352 -0.1591033352 -0.8653833744 0.078144825 0.0160678265 4.8206766334 2.4384453228 -0.5545681755 11.8172652004 1.31064943 -0.8985790969 -0.0078975454 4648

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp