Company profile

Yokohama Financial Group, Inc.

EDINET
E32022
Securities
7186
Industry
Banks
Latest annual securities report
2026-06-17 Amended Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-11 Treasury Share Repurchase Status Report PDF HTML

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 25% 5-year trend Broadly stable
Financial strength Above average Based on Equity ratio Current Top 31% 5-year trend Broadly stable
Growth Average Current Bottom 48% 5-year trend Deteriorating

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥155.02 billion, up 26.3% year over year. Net income was ¥106.52 billion, up 28.6% year over year. ROE was 7.5%; equity ratio was 5.5%; free cash flow was -¥238.42 billion.

Revenue ¥155.02B up 26.3% year over year
Operating income —
Net income ¥106.52B up 28.6% year over year
Total assets¥25.67T
Total equity—
Operating cash flow-¥121.7B
Free cash flow-¥238.42B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong
Based on ROE

ROE Top 26%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 32%

Growth Average

Revenue growth Bottom 68% / 3-year revenue CAGR Top 40%

Profitability Industry position history Broadly stable
2026 Top 25% 2025 Top 23% 2024 Top 16% 2023 Top 21% 2022 Top 19%
Financial strength Industry position history Broadly stable
2026 Top 31% 2025 Top 29% 2024 Top 33% 2023 Top 49% 2022 Top 33%
Growth Industry position history Deteriorating
2026 Bottom 48% 2025 Top 27% 2024 Top 46% 2023 Bottom 42% 2022 Top 36%
Profitability ROE 7.5% Industry median 5.6% Top 26% Comparison sample 83
Financial strength Equity ratio 5.5% Industry median 4.9% Top 32% Comparison sample 83
Growth Revenue growth +26.3% Industry median +32.7% Bottom 68% Comparison sample 83
Growth 3-year revenue CAGR +24.7% Industry median +21.3% Top 40% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 155018000000 155018000000 106523000000 106523000000 196514000000 25670496000000 24252151000000 1418344000000 1220235000000 1418344000000 -121704000000 -116716000000 -64531000000 -238420000000 4050191000000 94.02 14.61 1373.6322 1572281483521.2930 1263.05 1144616065 0.0552519125 0.0546 0.075103783 0.0041496277 1.0 0.6871653614 -0.7850959243 -1.5380149402 0.2627317455 0.2627317455 0.2864319787 0.0353871301 0.0972849944 -1.3234597629 -6.4062717124 0.0861055643 -1.5992771072 -0.0695938544 0.3125785285 0.0 0.0626157213 6313
FY2025 Consolidated Japanese GAAP 122764000000 122764000000 82805000000 82805000000 58438000000 24793138000000 23500544000000 1292594000000 1192284000000 1292594000000 376257000000 21589000000 -70611000000 397846000000 4353143000000 71.63 13.69 980.6147 1122427339195.1555 1128.09 1144616065 0.0521351513 0.0519 0.064061105 0.0033398354 1.0 0.6745055554 3.0648805839 3.2407383272 0.5942548439 0.5942548439 0.2371696224 0.0168743688 0.0060921552 1.1696772067 -0.423970757 -0.3838510534 1.1824974954 0.0812822846 0.2531490553 -0.0280227155 0.0216680997 5941
FY2024 Consolidated Japanese GAAP 77004000000 77004000000 66931000000 66931000000 154565000000 24381712000000 23096944000000 1284767000000 1157383000000 1284767000000 -2217487000000 37479000000 -51025000000 -2180008000000 4025908000000 57.16 13.46 769.3736 906026711346.8840 1098.4 1177616065 0.0526938797 0.0524 0.0520958275 0.0027451313 1.0 0.8691886136 -28.7970365176 -28.3103215417 -0.0358833104 -0.0358833104 0.1918125323 -0.0523848997 0.1063607907 -3.2966288295 1.2531578023 0.1037868409 -3.6666960247 -0.3565692884 0.2061616375 -0.0264546751 0.0376516774 5815
FY2023 Consolidated Japanese GAAP 79870000000 79870000000 56159000000 56159000000 33257000000 25729552000000 24568296000000 1161255000000 1121517000000 1161255000000 965540000000 -148046000000 -56934000000 817494000000 6256941000000 47.39 10.29 487.6431 589860927746.4015 984.08 1209616065 0.0451331216 0.0449 0.0483606099 0.0021826653 1.0 0.7031300864 12.0888944535 10.2353073745 -0.0290188069 -0.0290188069 0.0422783542 0.0693559879 -0.0028944915 -0.2258891083 -1.6767817143 -0.2965476407 -0.4423790909 0.1383761367 0.0608909783 0.0 -0.0379399142 5604
FY2022 Consolidated Japanese GAAP 82257000000 82257000000 53881000000 53881000000 30160000000 24060792000000 22896166000000 1164626000000 1101608000000 1164626000000 1247289000000 218750000000 -43912000000 1466039000000 5496374000000 44.67 10.25 457.8675 553843883641.3875 965.47 1209616065 0.0484034773 0.0481 0.0462646377 0.0022393693 1.0 0.6550323985 15.1633174076 17.8226655482 0.9866441251 0.9866441251 1.1274974335 0.1150923758 0.0047683589 -0.3883166618 1.4551734757 -87.9544554455 -0.0593407989 0.3490557007 1.1281562649 0.0 -0.0283569641 5825
FY2021 Consolidated Japanese GAAP 41405000000 41405000000 25326000000 25326000000 74754000000 21577398000000 20418298000000 1159099000000 1071806000000 1159099000000 2039109000000 -480586000000 505000000 1558523000000 4074238000000 20.99 21.38 448.7662 542834804949.0030 955.81 1209616065 0.0537182009 0.0534 0.0218497298 0.0011737282 1.0 0.6116652578 49.2478927666 37.6409370849 -0.4197241921 -0.4197241921 -0.4557761733 0.1399762161 0.0499351433 7.9217601173 -5.499411709 1.0416083052 5.2289458046 0.6198458891 -0.4531005732 0.0 -0.0151141778 5995
FY2020 Consolidated Japanese GAAP 71354000000 71354000000 46536000000 46536000000 -24211000000 18927937000000 17823964000000 1103972000000 1065921000000 1103972000000 -294594000000 -73943000000 -12137000000 -368537000000 2515201000000 38.38 8.2 314.716 380685529512.540 910.68 1209616065 0.0583250039 0.058 0.042153243 0.0024585881 1.0 0.652184881 -4.1286262858 -5.1649101662 -0.1122143008 -0.1122143008 -0.1427466151 -0.0010112367 -0.0484205881 -2.1893417308 0.5016646448 -0.2494338069 -4.710788904 -0.1314568776 -0.1168890934 -0.0289013614 -0.0226396917 6087
FY2019 Consolidated Japanese GAAP 80373000000 80373000000 54285000000 54285000000 35802000000 18947097000000 17786949000000 1160147000000 1051127000000 1160147000000 247695000000 -148380000000 -9714000000 99315000000 2895885000000 43.46 9.82 426.7772 531600536495.7180 937.09 1245616065 0.0612308577 0.0609 0.0467914842 0.0028650827 1.0 0.6754133851 3.0818185211 1.2356761599 -0.180051417 -0.180051417 -0.1826148495 0.0153540771 0.0053249474 1.408321217 -1.52618514 0.1949946134 1.3059366779 0.0319316418 -0.1699770817 -0.0137767221 6228
FY2018 Consolidated Japanese GAAP 98022000000 98022000000 66413000000 66413000000 72343000000 18660581000000 17506578000000 1154002000000 1025904000000 1154002000000 -606618000000 281992000000 -12067000000 -324626000000 2806276000000 52.36 11.21 586.9556 916.55 0.0618416972 0.0615 0.0575501602 0.0035589996 1.0 0.6775315745 -6.1885903165 -3.3117667462 0.0087889017 0.0087889017 -0.4756426857 -0.0042342207 0.036184692 -1.6029790216 2.5489440963 0.8118910661 -1.2990585844 -0.1071286191 -0.4661500816 -0.004414315 6315
FY2017 Consolidated Japanese GAAP 97168000000 97168000000 126656000000 126656000000 128981000000 18739930000000 17626227000000 1113703000000 991152000000 1113703000000 1006035000000 79458000000 -64149000000 1085493000000 3142979000000 98.08 5.25 514.9200 867.59 0.0594294109 0.0591 0.1137251134 0.0067586165 1.0 1.3034743949 10.3535629014 11.1713012514 6343

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp