Company profile

IRRC Corporation

EDINET
E34281
Securities
7325
Industry
Insurance
Latest annual securities report
2026-09-28 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-30 Extraordinary Report PDF HTML
Compare this company

Industry position

Insurance

View details
Profitability Weak Current Bottom 26% 5-year trend Broadly stable
Financial strength Below average Based on Equity ratio Current Bottom 42% 5-year trend Deteriorating
Growth Average Current Top 50% 5-year trend Deteriorating

Latest half-year results

H1 FY2026

2025/07/01 - 2025/12/31

Consolidated · Japanese GAAP · Cumulative YTD

For H1 FY2026, revenue was ¥5.28 billion, up 17.9% year over year. Operating income was ¥325.27 million, up 23.6% year over year. Net income was ¥179.37 million, up 13.0% year over year.

Revenue ¥5.28B up 17.9% year over year
Operating income ¥325.27M up 23.6% year over year
Net income ¥179.37M up 13.0% year over year
Operating cash flow ¥70.05M
Free cash flow -¥765.63M
Total assets ¥6.14B

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥10.96 billion, up 16.3% year over year. Operating income was ¥703.28 million, down 5.2% year over year. Operating margin was 6.4%. Net income was ¥392.65 million, down 9.8% year over year. ROE was 9.9%; equity ratio was 60.8%; free cash flow was -¥412.41 million.

Revenue ¥10.96B up 16.3% year over year
Operating income ¥703.28M down 5.2% year over year
Net income ¥392.65M down 9.8% year over year
Total assets¥6.42B
Total equity—
Operating cash flow¥725.5M
Free cash flow-¥412.41M

Industry position details

Insurance

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Weak

Operating margin Bottom 100% / ROE Bottom 67%

Financial strength Below average
Based on Equity ratio

Equity ratio Bottom 67%

Growth Average

Revenue growth Bottom 67% / 3-year revenue CAGR Top 56%

Profitability Industry position history Broadly stable
2026 Bottom 26% 2025 Bottom 40% 2024 Bottom 31% 2023 Bottom 17% 2022 Bottom 36%
Financial strength Industry position history Deteriorating
2026 Bottom 42% 2025 Top 40% 2024 Top 43% 2023 Top 29% 2022 Top 29%
Growth Industry position history Deteriorating
2026 Top 50% 2025 Top 27% 2024 Top 33% 2023 Top 29% 2022 Top 32%
Profitability Operating margin 6.4% Industry median 75.8% Bottom 100% Comparison sample 10
Profitability ROE 9.9% Industry median 13.1% Bottom 67% Comparison sample 12
Financial strength Equity ratio 60.8% Industry median 66.6% Bottom 67% Comparison sample 12
Growth Revenue growth +16.3% Industry median +48.3% Bottom 67% Comparison sample 9
Growth 3-year revenue CAGR +22.2% Industry median +22.2% Top 56% Comparison sample 9

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 10964067000 703282000 711632000 392650000 392650000 415064000 6415188000 2431626000 3983561000 3899862000 3983561000 725501000 -1137908000 138420000 -412407000 1948794000 48.02 13.7 657.874 5728766792.000 476.91 8708000 0.6209577958 0.608 0.0985675881 0.0612063123 0.0641442633 0.064905842 0.0358124408 0.0661707923 -0.0376144181 0.1633384469 -0.0516962168 -0.0545898026 -0.0982849847 0.0600487195 0.0098634785 -0.325410913 -1.4655712983 1.5282802839 -1.6717251512 -0.123262761 -0.0963492661 0.0 0.234836703 794
FY2025 Consolidated Japanese GAAP 9424658000 741621000 752723000 435448000 435448000 451284000 6051786000 2107132000 3944653000 3883368000 3944653000 1075471000 -461519000 -262020000 613952000 2222780000 53.14 13.6 722.704 6293306432.000 474.89 8708000 0.6518163398 0.642 0.110389431 0.0719536348 0.0786894336 0.0798674074 0.0462030559 0.1141124697 0.0651431596 0.1897136341 0.4969359703 0.3973005283 0.2383945305 0.1669803085 0.0725679863 0.0932427542 0.2917924968 -3.2222472888 0.8488520562 0.1881129904 0.2524157436 0.0 0.1606498195 643
FY2024 Consolidated Japanese GAAP 7921787000 495426000 538698000 351623000 351623000 363116000 5185851000 1508085000 3677765000 3632317000 3677765000 983744000 -651672000 -62057000 332072000 1870849000 42.43 17.3 734.039 6392011612.000 442.57 8708000 0.7091921847 0.7 0.0956077944 0.0678043006 0.062539677 0.0680020808 0.0443868284 0.1241820816 0.0419188246 0.3192958282 1.636787482 1.7657876902 20.923000187 0.1527023266 0.0175805325 3.7272430214 -0.5457409059 0.8520010398 2.5554379342 0.168672185 21.9351351351 0.0 0.3479318735 554
FY2023 Consolidated Japanese GAAP 6004557000 187890000 194772000 16039000 16039000 16039000 4498864000 884639000 3614225000 3586165000 3614225000 208101000 -421592000 -419307000 -213491000 1600833000 1.85 408.1 754.985 6574409380.000 423.83 8708000 0.8033639159 0.797 0.0044377425 0.0035651222 0.0312912343 0.0324373638 0.0026711379 0.0346571779 -0.0355548294 0.1548564189 -0.5506722339 -0.5493506524 -0.9373437402 -0.0173200663 -0.0490916022 -0.6614041653 -0.1721764081 -3.4386141339 -1.8374363561 -0.2831813946 -0.9382097528 0.0163398693 0.132231405 411
FY2022 Consolidated Japanese GAAP 5199397000 418158000 432203000 255984000 255984000 255984000 4578158000 777344000 3800813000 3800234000 3800813000 614600000 -359666000 -94468000 254934000 2233247000 29.94 27.8 832.332 7131420576.000 443.56 8568000 0.830205729 0.83 0.0673498012 0.0559141908 0.0804243261 0.0831256009 0.0492334015 0.118206015 0.049031455 0.1209404315 0.1430172454 0.154962134 0.0971275748 0.0693737535 0.0467246043 0.4172327758 0.0027477631 0.1182504644 2.4920073968 0.0779707045 0.0954994512 0.0035137034 0.0803571429 363
FY2021 Consolidated Japanese GAAP 4638424000 365837000 374214000 233322000 233322000 233322000 4281158000 650008000 3631149000 3630446000 3631149000 433662000 -360657000 -107137000 73005000 2071714000 27.33 35.9 981.147 8377033086.000 425.23 8538000 0.8481698176 0.848 0.0642556943 0.0544997405 0.07887097 0.0806769713 0.0503019991 0.0934933934 0.0157391821 0.1125055734 -0.2366325085 -0.2342366493 -0.27810574 0.0774355916 0.0373377709 1.1272539978 0.3971063673 0.3879669354 1.1851274249 -0.0161540178 -0.2781299525 0.0 0.1351351351 336
FY2020 Consolidated Japanese GAAP 4169349000 479241000 488681000 323208000 323208000 323208000 3973470000 473020000 3500450000 3499747000 3500450000 203860000 -598210000 -175051000 -394350000 2105730000 37.86 26.7 1010.862 8630739756.000 409.91 8538000 0.8809554369 0.881 0.0923332714 0.0813414975 0.1149438438 0.1172079862 0.0775200157 0.0488949234 -0.0945831112 0.0773052312 -0.1490779507 -0.1055663137 -0.0122035079 -0.0145794242 0.0455152862 -0.7137658063 -1.3831643527 -1.137170319 -1.8550538921 -0.2128503517 -0.076810534 0.0 0.1127819549 296
FY2019 Consolidated Japanese GAAP 3870165000 563202000 546358000 327201000 327201000 327201000 4032258000 684195000 3348062000 3347359000 3348062000 712214000 -251015000 1276158000 461199000 2675133000 41.01 38.8 1591.188 13585563144.000 392.06 8538000 0.8303193893 0.83 0.097728477 0.0811458493 0.145524028 0.1411717588 0.0845444574 0.1840267792 0.1191677874 0.2510627115 1.1095209022 1.1756676038 0.8742181235 0.8910608538 0.9240718307 2.6025351799 -0.379840146 277.1648993724 28.2231022684 1.8522947303 -0.302669614 0.0857142857 266
FY2018 Consolidated Japanese GAAP 3093502000 266981000 251122000 174580000 174580000 174580000 2132273000 392181000 1740092000 1738438000 1740092000 197698000 -181916000 -4621000 15782000 937888000 58.81 507.43 0.8160737392 0.815 0.1003280286 0.0818750695 0.0863038071 0.0811772548 0.0564344229 0.0639075068 0.0051016615 245

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp