Company profile

Juroku Financial Group, Inc.

EDINET
E36703
Securities
7380
Industry
Banks
Latest annual securities report
2026-06-11 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-24 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 44% 5-year trend Deteriorating
Financial strength Strong Based on Equity ratio Current Top 15% 5-year trend Improving
Growth Average Current Top 50% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥42.77 billion, up 36.9% year over year. Net income was ¥27.38 billion, up 31.4% year over year. ROE was 5.8%; equity ratio was 6.2%; free cash flow was ¥34.66 billion.

Revenue ¥42.77B up 36.9% year over year
Operating income —
Net income ¥27.38B up 31.4% year over year
Total assets¥7.53T
Total equity—
Operating cash flow-¥190.32B
Free cash flow¥34.66B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 45%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 16%

Growth Average

Revenue growth Top 37% / 3-year revenue CAGR Bottom 66%

Profitability Industry position history Deteriorating
2026 Top 44% 2025 Top 46% 2024 Top 29% 2023 Top 24% 2022 Top 31%
Financial strength Industry position history Improving
2026 Top 15% 2025 Top 19% 2024 Top 15% 2023 Top 14% 2022 Top 39%
Growth Industry position history Broadly stable
2026 Top 50% 2025 Bottom 30% 2024 Bottom 32% 2023 Bottom 49%
Profitability ROE 5.8% Industry median 5.6% Top 45% Comparison sample 83
Financial strength Equity ratio 6.2% Industry median 4.9% Top 16% Comparison sample 83
Growth Revenue growth +36.9% Industry median +32.7% Top 37% Comparison sample 83
Growth 3-year revenue CAGR +16.2% Industry median +21.3% Bottom 66% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 42766000000 42766000000 27380000000 27380000000 59849000000 7526018000000 7052741000000 473276000000 390295000000 473276000000 -190319000000 224979000000 -10190000000 34660000000 1094537000000 153.22 11.59 1775.8198 67346428055.0532 2645.11 37924134 0.0628853133 0.0622 0.0578520779 0.003638046 1.0 0.6402282187 -4.4502408455 0.810456905 0.3690377105 0.3690377105 0.3138195777 -0.0091447845 0.117402904 -67.1748956885 1.0863456795 -0.1434021544 -0.6869298166 0.0228686829 -0.734587469 0.0 -0.0219039596 2322
FY2025 Consolidated Japanese GAAP 31238000000 31238000000 20840000000 20840000000 -19066000000 7595477000000 7171927000000 423550000000 372236000000 423550000000 2876000000 107834000000 -8912000000 110710000000 1070066000000 577.29 8.36 4826.1444 183027346928.9496 11679.05 37924134 0.0557634497 0.0551 0.0492031637 0.0027437381 1.0 0.6671361803 0.0920673539 3.5440809271 0.1193206249 0.1193206249 0.0787866239 0.0080210611 -0.0604272499 -0.9816544193 0.5261615976 -0.3620663304 -0.5132021546 0.1051341158 0.0880972576 0.0 -0.0314157487 2374
FY2024 Consolidated Japanese GAAP 27908000000 27908000000 19318000000 19318000000 64614000000 7535038000000 7084248000000 450790000000 359576000000 450790000000 156768000000 70657000000 -6543000000 227425000000 968268000000 530.55 9.02 4785.5610 181488256629.1740 12239.2 37924134 0.0598258429 0.0592 0.0428536569 0.0025637561 1.0 0.6922029526 5.6173140318 8.1490970331 0.0236959871 0.0236959871 0.0369296833 0.0479074152 0.1483310874 1.1144954707 9.6335532747 -0.1050498227 1.1651128837 0.2955532542 0.0489738622 0.0 -0.0319905213 2451
FY2023 Consolidated Japanese GAAP 27262000000 27262000000 18630000000 18630000000 -4221000000 7190557000000 6797995000000 392561000000 346723000000 392561000000 -1369207000000 -8184000000 -5921000000 -1377391000000 747378000000 505.78 5.58 2822.2524 107031478199.4216 10626.43 37924134 0.0545939626 0.054 0.0474575926 0.002590898 1.0 0.6833687917 -50.2240114445 -50.5242095224 0.017314725 0.017314725 0.0837065907 -0.1414600639 -0.0249451074 -2.217966064 -1.0989589001 0.1679314221 -2.141286263 -0.6492312804 0.0984471712 0.0 -0.0639556377 2532
FY2022 Consolidated Japanese GAAP 26798000000 26798000000 17191000000 17191000000 6505000000 8375332000000 7972727000000 402604000000 333721000000 402604000000 1124175000000 82701000000 -7116000000 1206876000000 2130686000000 460.45 4.71 2168.7195 82246808926.4130 10799.17 37924134 0.0480702138 0.047 0.0426995261 0.0020525753 1.0 0.6415030972 41.9499589522 45.0360474662 2705

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp