Company profile

Chugin Financial Group, Inc.

EDINET
E37785
Securities
5832
Industry
Banks
Latest annual securities report
2026-06-15 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-07-01 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Above average Based on ROE Current Top 37% 5-year trend Broadly stable
Financial strength Above average Based on Equity ratio Current Top 32% 5-year trend Deteriorating
Growth Above average Current Top 31% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥56.04 billion, up 46.3% year over year. Net income was ¥39.71 billion, up 44.7% year over year. ROE was 6.4%; equity ratio was 5.5%; free cash flow was -¥222.27 billion.

Revenue ¥56.04B up 46.3% year over year
Operating income —
Net income ¥39.71B up 44.7% year over year
Total assets¥11.37T
Total equity—
Operating cash flow¥70.9B
Free cash flow-¥222.27B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Above average
Based on ROE

ROE Top 38%

Financial strength Above average
Based on Equity ratio

Equity ratio Top 33%

Growth Above average

Revenue growth Top 21% / 3-year revenue CAGR Top 44%

Profitability Industry position history Broadly stable
2026 Top 37% 2025 Top 43% 2024 Top 45% 2023 Top 38%
Financial strength Industry position history Deteriorating
2026 Top 32% 2025 Top 35% 2024 Top 28% 2023 Top 18%
Growth Industry position history Improving
2026 Top 31% 2025 Bottom 47% 2024 Bottom 44%
Profitability ROE 6.4% Industry median 5.6% Top 38% Comparison sample 83
Financial strength Equity ratio 5.5% Industry median 4.9% Top 33% Comparison sample 83
Growth Revenue growth +46.3% Industry median +32.7% Top 21% Comparison sample 83
Growth 3-year revenue CAGR +23.7% Industry median +21.3% Top 44% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 56038000000 56038000000 39705000000 39705000000 93532000000 11370252000000 10749551000000 620700000000 552069000000 620700000000 70904000000 -293176000000 -6114000000 -222272000000 973331000000 222.95 12.41 2766.8095 511227433623.6795 3491.02 184771461 0.0545898191 0.0545 0.0639681005 0.003492007 1.0 0.7085370641 1.2652842714 -3.9664513366 0.4628276078 0.4628276078 0.4472916819 0.0293942118 0.144430145 0.5103953647 -0.1060198511 -2.4508780256 -0.018993348 -0.1900504112 0.4609134395 0.0 0.0033167496 3025
FY2025 Consolidated Japanese GAAP 38308000000 38308000000 27434000000 27434000000 -23301000000 11045576000000 10503210000000 542366000000 527533000000 542366000000 46944000000 -265073000000 4214000000 -218129000000 1201718000000 152.61 10.94 1669.5534 308485820935.5174 3030.68 184771461 0.0491025547 0.049 0.0505820793 0.0024837093 1.0 0.7161428422 1.2254359403 -5.6940847865 0.228174794 0.228174794 0.2826219085 0.0261777342 -0.0666804333 -0.5938924694 -0.3360938335 1.5313997478 -1.6344400295 -0.1511084802 0.3036904152 0.0 0.0090361446 3015
FY2024 Consolidated Japanese GAAP 31191000000 31191000000 21389000000 21389000000 60719000000 10763804000000 10182689000000 581115000000 515468000000 581115000000 115595000000 -198394000000 -7930000000 -82799000000 1415632000000 117.06 11.22 1313.4132 242681275860.6852 3192.39 184771461 0.0539878838 0.0539 0.0368068283 0.0019871228 1.0 0.6857426822 3.7060369979 -2.6545798468 0.0539992566 0.0539992566 0.0445377741 0.092807704 0.1008175884 1.2864935734 -2.2075253503 -0.010963794 0.6538271791 -0.0602305822 0.0549747657 0.0 -0.0069790628 2988
FY2023 Consolidated Japanese GAAP 29593000000 29593000000 20477000000 20477000000 -16966000000 9849678000000 9321784000000 527894000000 501526000000 527894000000 -403482000000 164298000000 -7844000000 -239184000000 1506361000000 110.96 8.01 888.7896 164222952913.6056 2872.19 184771461 0.0535950515 0.0535 0.0387899844 0.0020789512 1.0 0.6919541784 -13.6343729936 -8.0824519312 3009

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp