Company profile

Kyoto Financial Group, Inc.

EDINET
E38714
Securities
5844
Industry
Banks
Latest annual securities report
2026-06-19 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-09-10 Treasury Share Repurchase Status Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 15% 5-year trend Improving
Financial strength Very strong Based on Equity ratio Current Top 3% 5-year trend Broadly stable
Growth Very strong Based on Revenue growth Current Top 3% 5-year trend Improving

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥137.18 billion, up 169.4% year over year. Net income was ¥96.72 billion, up 164.6% year over year. ROE was 8.5%; equity ratio was 9.6%; free cash flow was -¥382.11 billion.

Revenue ¥137.18B up 169.4% year over year
Operating income —
Net income ¥96.72B up 164.6% year over year
Total assets¥11.83T
Total equity—
Operating cash flow-¥1.1T
Free cash flow-¥382.11B

Industry position details

Banks

Annual data for the same fiscal year and industry

FY2026 Comparison sample 83

Profitability Strong
Based on ROE

ROE Top 16%

Financial strength Very strong
Based on Equity ratio

Equity ratio Top 4%

Growth Very strong
Based on Revenue growth

Revenue growth Top 4%

Profitability Industry position history Improving
2026 Top 15% 2025 Bottom 21% 2024 Bottom 29%
Financial strength Industry position history Broadly stable
2026 Top 3% 2025 Top 3% 2024 Top 2%
Growth Industry position history Improving
2026 Top 3% 2025 Bottom 34%
Profitability ROE 8.5% Industry median 5.6% Top 16%
Financial strength Equity ratio 9.6% Industry median 4.9% Top 4%
Growth Revenue growth +169.4% Industry median +32.7% Top 4%

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 137182000000 137182000000 96723000000 96723000000 88053000000 11825666000000 10689415000000 1136251000000 572957000000 1136251000000 -1096370000000 714261000000 -35069000000 -382109000000 905083000000 338.85 11.98 4059.4230 1223358886812.0960 3999.2 301362752 0.0960834679 0.096 0.0851246776 0.0081790742 1.0 0.7050706361 -7.9920835095 -2.7854164541 1.6943336934 1.6943336934 1.6461753119 -0.0275857362 0.0489829606 -3.1856802528 9.415247947 -0.4599916736 -1.9169046259 -0.3155040378 1.7084165934 0.0 0.0268156425 3676
FY2025 Consolidated Japanese GAAP 50915000000 50915000000 36552000000 36552000000 -34139000000 12161140000000 11077946000000 1083193000000 510997000000 1083193000000 501615000000 -84877000000 -24020000000 416738000000 1322262000000 125.11 18.18 2274.4998 685449519151.4496 3734.1 301362752 0.0890700214 0.089 0.0337446789 0.0030056393 1.0 0.7179023863 9.852008249 8.1849749583 0.1684720246 0.1684720246 0.1577347016 0.050497592 -0.050731674 14.6460458663 0.5165384112 0.0560402421 2.9627825923 0.4224830428 0.1741905209 -0.0065927672 0.0308090988 3580
FY2024 Consolidated Japanese GAAP 43574000000 43574000000 31572000000 31572000000 177237000000 11576552000000 10435470000000 1141082000000 498409000000 1141082000000 -36759000000 -175561000000 -25446000000 -212320000000 929545000000 106.55 25.91 2760.7105 837496734755.2960 3904.91 303362752 0.098568382 0.0985 0.0276684761 0.0027272369 1.0 0.7245605177 -0.8435993941 -4.8726304677 3473

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp