Company profile

The 77Bank,Ltd.

EDINET
E03545
Securities
8341
Industry
Banks
Latest annual securities report
2026-06-15 Annual Securities Report PDF HTML
Latest financial report
—
Latest filing
2026-06-30 Extraordinary Report PDF HTML
Compare this company

Industry position

Banks

View details
Profitability Strong Based on ROE Current Top 21% 5-year trend Broadly stable
Financial strength Strong Based on Equity ratio Current Top 13% 5-year trend Improving
Growth Strong Current Top 28% 5-year trend Broadly stable

Half-year trend

Half-year financial trend

H1 values are cumulative year-to-date.

H2 values are calculated when comparable.

Consolidated · Japanese GAAP · Cumulative YTD

Mode

Half-year financial data

Annual key financial indicators

FY2026

Consolidated Japanese GAAP

Revenue reached ¥78.47 billion, up 39.4% year over year. Net income was ¥54.01 billion, up 37.5% year over year. ROE was 7.8%; equity ratio was 6.6%; free cash flow was -¥383.76 billion.

Revenue ¥78.47B up 39.4% year over year
Operating income —
Net income ¥54.01B up 37.5% year over year
Total assets¥10.43T
Total equity—
Operating cash flow-¥454.62B
Free cash flow-¥383.76B

Industry position details

Banks

Annual data for the same fiscal year and industry

Comparison sample varies by metric

Profitability Strong
Based on ROE

ROE Top 22%

Financial strength Strong
Based on Equity ratio

Equity ratio Top 14%

Growth Strong

Revenue growth Top 29% / 3-year revenue CAGR Top 29%

Profitability Industry position history Broadly stable
2026 Top 21% 2025 Top 16% 2024 Top 22% 2023 Top 19% 2022 Top 28%
Financial strength Industry position history Improving
2026 Top 13% 2025 Top 20% 2024 Top 16% 2023 Top 29% 2022 Top 35%
Growth Industry position history Broadly stable
2026 Top 28% 2025 Top 37% 2024 Top 24% 2023 Top 34% 2022 Top 29%
Profitability ROE 7.8% Industry median 5.6% Top 22% Comparison sample 83
Financial strength Equity ratio 6.6% Industry median 4.9% Top 14% Comparison sample 83
Growth Revenue growth +39.4% Industry median +32.7% Top 29% Comparison sample 83
Growth 3-year revenue CAGR +29.9% Industry median +21.3% Top 29% Comparison sample 76

Annual financial data

Fiscal year Scope Accounting standard Revenue Operating income Ordinary income Profit before tax Net income Profit attributable to owners of parent Comprehensive income Total assets Total liabilities Net assets Shareholders' equity Equity Equity attributable to owners of parent Equity for ratio Operating cash flow Investing cash flow Financing cash flow Free cash flow Cash and cash equivalents Basic EPS P/E Share price Market cap Book value per share Dividend per share Shares issued Equity ratio Official equity ratio ROE ROA Operating margin Ordinary income margin Net margin Operating cash flow margin Free cash flow margin Dividend payout ratio Revenue YoY Operating income YoY Ordinary income YoY Profit before tax YoY Net income YoY Total assets YoY Equity YoY Operating cash flow YoY Investing cash flow YoY Financing cash flow YoY Free cash flow YoY Cash and cash equivalents YoY EPS YoY Dividend per share YoY Shares issued YoY Employees YoY Average salary YoY Employees Average salary
FY2026 Consolidated Japanese GAAP 78469000000 78469000000 54007000000 54007000000 133315000000 10432807000000 9740902000000 691904000000 539438000000 691904000000 -454616000000 70853000000 -15746000000 -383763000000 601175000000 242.22 12.61 3054.3942 234136865979.0732 3101.34 76655746 0.066320023 0.066 0.0780556262 0.0051766509 1.0 0.6882590577 -5.7935745326 -4.8906319693 0.3944342758 0.3944342758 0.3752737459 0.0009643323 0.2055231773 -0.3482847491 0.0254283895 -0.4541928334 -0.4314974728 -0.3992347219 -0.5425495751 0.0 -0.0319274734 2456
FY2025 Consolidated Japanese GAAP 56273000000 56273000000 39270000000 39270000000 -17103000000 10422756000000 9848811000000 573945000000 500788000000 573945000000 -337181000000 69096000000 -10828000000 -268085000000 1000682000000 529.5 8.97 4749.615 364085281037.790 7735.86 76655746 0.0550665294 0.055 0.0684211902 0.0037677175 1.0 0.697847991 -5.9918788762 -4.7640076058 0.2719649194 0.2719649194 0.3176967989 -0.0074603627 -0.0461276384 -2.2508460196 -0.1383141906 -0.381651142 -10.3913911787 -0.2179703594 0.3158548708 0.0 -0.0193274063 2537
FY2024 Consolidated Japanese GAAP 44241000000 44241000000 29802000000 29802000000 104875000000 10501098000000 9899398000000 601700000000 472169000000 601700000000 -103721000000 80187000000 -7837000000 -23534000000 1279596000000 402.4 10.3 4144.72 317716603561.12 8121.61 76655746 0.0572987701 0.057 0.0495296659 0.0028379889 1.0 0.6736285346 -2.3444542393 -0.5319500011 0.2365765715 0.2365765715 0.1894157088 0.0294338275 0.1926967395 0.8478733718 0.8617399178 -0.3118513559 0.9631553568 -0.0239036045 0.1879317471 0.0 -0.0248774972 2587
FY2023 Consolidated Japanese GAAP 35777000000 35777000000 25056000000 25056000000 -2971000000 10200848000000 9696360000000 504487000000 450030000000 504487000000 -681807000000 43071000000 -5974000000 -638736000000 1310932000000 338.74 6.38 2161.1612 165665424012.2552 6818.61 76655746 0.0494553982 0.049 0.0496662947 0.0024562664 1.0 0.7003382061 -19.0571316768 -17.8532576795 0.0842172253 0.0842172253 0.126922731 -0.0455941646 -0.0171999314 -2.0754392883 2.0386062214 -0.5294418843 -2.0780172487 -0.3296598218 0.1260928826 0.0 -0.0366739288 2653
FY2022 Consolidated Japanese GAAP 32998000000 32998000000 22234000000 22234000000 3803000000 10688166000000 10174850000000 513316000000 430831000000 513316000000 633980000000 -41470000000 -3906000000 592510000000 1955622000000 300.81 5.14 1546.1634 118522308864.8964 6944.03 76655746 0.0480265744 0.048 0.0433144496 0.0020802446 1.0 0.673798412 19.2126795563 17.9559367234 0.3138761696 0.3138761696 0.3501335924 0.0862419853 -0.0000409088 -0.2118666297 0.7576568627 -0.0505648198 -0.06438797 0.4306034202 0.3495894836 0.0 -0.020625889 2754
FY2021 Consolidated Japanese GAAP 25115000000 25115000000 16468000000 16468000000 69546000000 9839581000000 9326243000000 513337000000 412421000000 513337000000 804407000000 -171121000000 -3718000000 633286000000 1366991000000 222.89 7.0 1560.230 119600594581.580 6947.19 76655746 0.0521706158 0.052 0.0320802903 0.0016736485 1.0 0.6557037627 32.0289468445 25.2154489349 -0.0451296479 -0.0451296479 -0.0981873939 0.1219543315 0.1472858688 47.2634547309 -9.4341761546 0.1776155718 16.1362160407 0.8537833975 -0.0975017209 0.0 -0.0084626234 2812
FY2020 Consolidated Japanese GAAP 26302000000 26302000000 18261000000 18261000000 -37267000000 8770037000000 8322600000000 447436000000 399597000000 447436000000 16667000000 20289000000 -4521000000 36956000000 737406000000 246.97 5.66 1397.8502 107153249877.2492 6057.3 76655746 0.0510187129 0.051 0.0408125408 0.0020822033 1.0 0.6942818037 0.6336780473 1.4050642537 0.1263757441 0.1263757441 0.0334465195 0.016520062 -0.0851420124 1.0857514766 -0.8989455754 -0.3431372549 4.7662661882 0.0459911799 0.0381252627 0.0 -0.0180055402 2836
FY2019 Consolidated Japanese GAAP 23351000000 23351000000 17670000000 17670000000 1437000000 8627510000000 8138432000000 489077000000 385710000000 489077000000 -194364000000 200773000000 -3366000000 6409000000 704983000000 237.9 6.5 1546.35 118536612827.10 6582.31 76655746 0.0566880827 0.056 0.0361292803 0.0020480996 1.0 0.7567127746 -8.3235835724 0.2744636204 -0.0931298303 -0.0931298303 -0.0351643551 -0.010390685 -0.0033826673 -0.847777313 0.8474116196 -0.001189768 0.8363896848 0.0043422824 -0.0363349131 -0.0421227197 2888
FY2018 Consolidated Japanese GAAP 25749000000 25749000000 18314000000 18314000000 26450000000 8718097000000 8227360000000 490737000000 371137000000 490737000000 -105188000000 108678000000 -3362000000 3490000000 701935000000 246.87 10.14 2503.2618 6613.28 0.0562894632 0.056 0.0373193788 0.0021006878 1.0 0.7112509224 -4.0851295196 0.1355392442 0.0820726172 0.0820726172 0.1365272434 0.0079428668 0.0481466056 -2.4736960085 -0.3078583848 0.6388053287 -0.9847193884 0.0001724104 4.7225312935 0.0161779575 3015
FY2017 Consolidated Japanese GAAP 23796000000 23796000000 16114000000 16114000000 25048000000 8649396000000 8181201000000 468195000000 356002000000 468195000000 71377000000 157017000000 -9308000000 228394000000 701814000000 43.14 11.17 481.8738 1261.34 0.0541303693 0.054 0.0344172834 0.0018630203 1.0 0.6771726341 2.9995377374 9.5979996638 -0.1356652501 -0.1356652501 0.0162073532 0.0059094621 0.0351197188 1.4665163399 0.0676780177 0.602018129 39.4760781671 0.4538347285 0.0181732358 -0.0020181635 2967

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Source data: Financial Services Agency EDINET / Data organization, aggregation, and metric calculations: bestforever.jp